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Unaudited Condensed Consolidated Statements of Cash Flows (USD $)
6 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Cash flows from operating activities:    
Net income $ 3,107,735us-gaap_NetIncomeLoss $ 3,127,878us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses, not covered under FDIC loss sharing agreements 0chfn_ProvisionForLoanLossesNotCoveredUnderLossShareAgreements 300,000chfn_ProvisionForLoanLossesNotCoveredUnderLossShareAgreements
Provision for covered loan losses 0chfn_ProvisionForLoanLossesCoveredUnderLossShareAgreements (51,577)chfn_ProvisionForLoanLossesCoveredUnderLossShareAgreements
Provision for FDIC receivable impairment 0us-gaap_FDICIndemnificationAssetNetWriteOffs 225,000us-gaap_FDICIndemnificationAssetNetWriteOffs
Depreciation and amortization 713,429us-gaap_DepreciationDepletionAndAmortization 712,748us-gaap_DepreciationDepletionAndAmortization
Deferred income tax benefit 51,000us-gaap_DeferredIncomeTaxExpenseBenefit 0us-gaap_DeferredIncomeTaxExpenseBenefit
Accretion and amortization of premiums and discounts, net 680,901us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments 1,038,635us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Accretion of fair value discounts related to covered loans (2,929,505)chfn_AccretionOfFairValueDiscountsRelatedToCoveredLoans (2,662,372)chfn_AccretionOfFairValueDiscountsRelatedToCoveredLoans
Accretion of fair value discounts related to FDIC receivable (74,519)us-gaap_FDICIndemnificationAssetAccretionOfDiscount (218,133)us-gaap_FDICIndemnificationAssetAccretionOfDiscount
Amortization of FDIC loss share receivable 1,790,514chfn_FDICIndemnificationAssetAmortization 746,391chfn_FDICIndemnificationAssetAmortization
Gain on sale of loans and loan servicing release fees (718,581)us-gaap_GainLossOnSalesOfLoansNet (438,831)us-gaap_GainLossOnSalesOfLoansNet
Proceeds from sale of loans 28,306,323us-gaap_ProceedsFromSaleOfLoansHeldForSale 18,878,300us-gaap_ProceedsFromSaleOfLoansHeldForSale
Originations and purchases of loans held for sale (28,233,633)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale (17,986,613)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale
Gain on investment securities available for sale 27,209us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 0us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Write down of real estate owned 220,006us-gaap_ImpairmentOfRealEstate 213,219us-gaap_ImpairmentOfRealEstate
Gain on sale of real estate owned (234,849)us-gaap_GainsLossesOnSalesOfOtherRealEstate (75,824)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Gain on sale of fixed assets (3,250)us-gaap_GainLossOnSalesOfAssetsAndAssetImpairmentCharges 0us-gaap_GainLossOnSalesOfAssetsAndAssetImpairmentCharges
Restricted stock award expense 397,623us-gaap_RestrictedStockExpense 266,017us-gaap_RestrictedStockExpense
Stock option expense 165,497us-gaap_StockOptionPlanExpense 143,662us-gaap_StockOptionPlanExpense
Increase in cash surrender value of bank owned life insurance (603,715)us-gaap_BankOwnedLifeInsuranceIncome (646,980)us-gaap_BankOwnedLifeInsuranceIncome
Changes in assets and liabilities:    
(Increase) decrease in accrued interest and dividends receivable (135,136)us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable 251,404us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable
Decrease in other assets 1,885,241us-gaap_IncreaseDecreaseInOtherOperatingAssets 1,210,710us-gaap_IncreaseDecreaseInOtherOperatingAssets
Increase (decrease) in other liabilities 93,798us-gaap_IncreaseDecreaseInOtherOperatingLiabilities (839,789)us-gaap_IncreaseDecreaseInOtherOperatingLiabilities
Net cash provided by operating activities 4,506,088us-gaap_NetCashProvidedByUsedInOperatingActivities 4,193,845us-gaap_NetCashProvidedByUsedInOperatingActivities
Cash flows from investing activities:    
Proceeds from sales of investment securities available for sale 14,024,153us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 0us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities
Principal collections on investment securities available for sale 10,647,975chfn_PrincipalCollectionsonAvailableforsaleSecurities 12,307,305chfn_PrincipalCollectionsonAvailableforsaleSecurities
Purchase of investment securities available for sale (24,390,730)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (9,590,241)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Proceeds from maturities or calls of investment securities available for sale 6,774,050us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 9,860,000us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Proceeds from redemption of FHLB stock 437,300us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock 497,400us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock
Net (increase) decrease in loans receivable (49,365,646)us-gaap_PaymentsForProceedsFromLoansReceivable 7,669,928us-gaap_PaymentsForProceedsFromLoansReceivable
Net decrease in FDIC receivable 2,106,043chfn_IncreaseDecreaseInFDICReceivableForLossShareAgreements 9,783,328chfn_IncreaseDecreaseInFDICReceivableForLossShareAgreements
Principal Reductions of REO 59,308chfn_PrincipalReductionofRealEstateOwned 0chfn_PrincipalReductionofRealEstateOwned
Proceeds from sale of real estate owned 5,191,728us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans 7,374,959us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
Proceeds from sale of premises and equipment 3,250us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment 0us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment
Purchase of bank owned life insurance 0us-gaap_PaymentsToAcquireLifeInsurancePolicies (6,100,000)us-gaap_PaymentsToAcquireLifeInsurancePolicies
Purchase of premises and equipment (91,870)us-gaap_PaymentsForProceedsFromProductiveAssets (217,565)us-gaap_PaymentsForProceedsFromProductiveAssets
Net cash provided by (used in) investing activities (34,604,439)us-gaap_NetCashProvidedByUsedInInvestingActivities 31,585,114us-gaap_NetCashProvidedByUsedInInvestingActivities
Cash flows from financing activities:    
Repurchase of shares (17,671,524)us-gaap_PaymentsForRepurchaseOfEquity (5,493,614)us-gaap_PaymentsForRepurchaseOfEquity
Dividends paid (1,589,479)us-gaap_PaymentsOfDividends (2,199,721)us-gaap_PaymentsOfDividends
Increase (decrease) in deposits 19,610,584us-gaap_IncreaseDecreaseInDeposits (9,232,953)us-gaap_IncreaseDecreaseInDeposits
Principal payments on Federal Home Loan Bank advances (5,000,000)us-gaap_PaymentsForFederalHomeLoanBankAdvances (5,000,000)us-gaap_PaymentsForFederalHomeLoanBankAdvances
Net decrease in advance payments by borrowers for taxes and insurance (150,342)us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance (191,388)us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
Net cash used in financing activities (4,800,761)us-gaap_NetCashProvidedByUsedInFinancingActivities (22,117,676)us-gaap_NetCashProvidedByUsedInFinancingActivities
Net (decrease) increase in cash and cash equivalents (34,899,112)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease 13,661,283us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and cash equivalents at beginning of period 99,462,953us-gaap_CashAndCashEquivalentsAtCarryingValue 161,452,481us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and cash equivalents at end of period 64,563,841us-gaap_CashAndCashEquivalentsAtCarryingValue 175,113,764us-gaap_CashAndCashEquivalentsAtCarryingValue
Supplemental disclosures of cash flow information:    
Interest paid 2,555,660us-gaap_InterestPaid 2,989,994us-gaap_InterestPaid
Income taxes paid 800,000us-gaap_IncomeTaxesPaid 2,986,612us-gaap_IncomeTaxesPaid
Supplemental disclosure of noncash activities:    
Real estate acquired through foreclosure of collateral on loans receivable 2,447,486us-gaap_RealEstateAcquisitionsThroughForeclosures 2,557,886us-gaap_RealEstateAcquisitionsThroughForeclosures
Write down of real estate owned reimbursed by the FDIC 789,792chfn_RealEstateOwnedWritedownorReserveAmount 359,789chfn_RealEstateOwnedWritedownorReserveAmount
Gain on real estate sold payable to the FDIC 750,204chfn_OtherRealEstateCoveredGainLossonSale 373,918chfn_OtherRealEstateCoveredGainLossonSale
Provision for covered loan losses reimbursed by the FDIC 0us-gaap_ProvisionForLoanAndLeaseLosses (1,549,966)us-gaap_ProvisionForLoanAndLeaseLosses
Issuance of common stock under stock benefit plan 0us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan 592,857us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
Unrealized gain (loss) on investment securities available for sale, net $ 1,319,706us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax $ 49,777us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax