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Unaudited Condensed Consolidated Statements of Income (USD $)
3 Months Ended 6 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Mar. 31, 2015
Mar. 31, 2014
Interest income:        
Loans receivable $ 8,939,425us-gaap_InterestAndFeeIncomeLoansAndLeases $ 8,575,982us-gaap_InterestAndFeeIncomeLoansAndLeases $ 17,844,057us-gaap_InterestAndFeeIncomeLoansAndLeases $ 16,730,672us-gaap_InterestAndFeeIncomeLoansAndLeases
Mortgage-backed securities and collateralized mortgage obligations 793,093us-gaap_InterestIncomeSecuritiesMortgageBacked 953,406us-gaap_InterestIncomeSecuritiesMortgageBacked 1,623,770us-gaap_InterestIncomeSecuritiesMortgageBacked 1,922,119us-gaap_InterestIncomeSecuritiesMortgageBacked
Federal Home Loan Bank stock 36,978us-gaap_InterestIncomeFederalHomeLoanBankAdvances 37,145us-gaap_InterestIncomeFederalHomeLoanBankAdvances 73,686us-gaap_InterestIncomeFederalHomeLoanBankAdvances 67,176us-gaap_InterestIncomeFederalHomeLoanBankAdvances
Other investment securities available for sale 153,020us-gaap_InterestIncomeSecuritiesStateAndMunicipal 19,222us-gaap_InterestIncomeSecuritiesStateAndMunicipal 197,874us-gaap_InterestIncomeSecuritiesStateAndMunicipal 38,029us-gaap_InterestIncomeSecuritiesStateAndMunicipal
Interest-earning deposits in other financial institutions 18,812us-gaap_InterestIncomeDepositsWithFinancialInstitutions 84,198us-gaap_InterestIncomeDepositsWithFinancialInstitutions 59,848us-gaap_InterestIncomeDepositsWithFinancialInstitutions 169,496us-gaap_InterestIncomeDepositsWithFinancialInstitutions
Amortization of FDIC loss share receivable (901,603)chfn_FDICIndemnificationAssetAmortization (746,391)chfn_FDICIndemnificationAssetAmortization (1,790,514)chfn_FDICIndemnificationAssetAmortization (746,391)chfn_FDICIndemnificationAssetAmortization
Total interest income 9,039,725us-gaap_InterestAndDividendIncomeOperating 8,923,562us-gaap_InterestAndDividendIncomeOperating 18,008,721us-gaap_InterestAndDividendIncomeOperating 18,181,101us-gaap_InterestAndDividendIncomeOperating
Interest expense:        
Deposits 658,445us-gaap_InterestExpenseDeposits 804,420us-gaap_InterestExpenseDeposits 1,391,372us-gaap_InterestExpenseDeposits 1,689,845us-gaap_InterestExpenseDeposits
Borrowings 577,637us-gaap_InterestExpenseBorrowings 625,660us-gaap_InterestExpenseBorrowings 1,180,382us-gaap_InterestExpenseBorrowings 1,276,528us-gaap_InterestExpenseBorrowings
Total interest expense 1,236,082us-gaap_InterestExpense 1,430,080us-gaap_InterestExpense 2,571,754us-gaap_InterestExpense 2,966,373us-gaap_InterestExpense
Net interest income 7,803,643us-gaap_InterestIncomeExpenseNet 7,493,482us-gaap_InterestIncomeExpenseNet 15,436,967us-gaap_InterestIncomeExpenseNet 15,214,728us-gaap_InterestIncomeExpenseNet
Provision for loan losses, not covered under FDIC loss sharing agreements 0chfn_ProvisionForLoanLossesNotCoveredUnderLossShareAgreements 0chfn_ProvisionForLoanLossesNotCoveredUnderLossShareAgreements 0chfn_ProvisionForLoanLossesNotCoveredUnderLossShareAgreements 300,000chfn_ProvisionForLoanLossesNotCoveredUnderLossShareAgreements
Provision for covered loan losses (4,000)chfn_ProvisionForLoanLossesCoveredUnderLossShareAgreements (53,693)chfn_ProvisionForLoanLossesCoveredUnderLossShareAgreements 0chfn_ProvisionForLoanLossesCoveredUnderLossShareAgreements (51,577)chfn_ProvisionForLoanLossesCoveredUnderLossShareAgreements
Net interest income after provision for loan losses 7,807,643us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 7,547,175us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 15,436,967us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 14,966,305us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income:        
Service charges on deposit accounts 1,512,974us-gaap_FeesAndCommissionsDepositorAccounts 1,371,627us-gaap_FeesAndCommissionsDepositorAccounts 3,094,952us-gaap_FeesAndCommissionsDepositorAccounts 2,799,942us-gaap_FeesAndCommissionsDepositorAccounts
Bankcard fees 993,538chfn_Bankcardfees 863,519chfn_Bankcardfees 1,941,161chfn_Bankcardfees 1,690,730chfn_Bankcardfees
Loss on investment securities available for sale (27,893)us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 0us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet (27,209)us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 0us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Bank owned life insurance 279,302us-gaap_BankOwnedLifeInsuranceIncome 339,279us-gaap_BankOwnedLifeInsuranceIncome 603,715us-gaap_BankOwnedLifeInsuranceIncome 646,980us-gaap_BankOwnedLifeInsuranceIncome
Gain on sale of loans and loan servicing release fees 351,578us-gaap_GainLossOnSalesOfLoansNet 266,445us-gaap_GainLossOnSalesOfLoansNet 718,581us-gaap_GainLossOnSalesOfLoansNet 438,831us-gaap_GainLossOnSalesOfLoansNet
Brokerage commissions 202,483us-gaap_BrokerageCommissionsRevenue 183,826us-gaap_BrokerageCommissionsRevenue 356,787us-gaap_BrokerageCommissionsRevenue 328,351us-gaap_BrokerageCommissionsRevenue
FDIC receivable for loss sharing agreements accretion (impairment) 27,059chfn_AccretionDiscountRelatedToFDICReceivable 82,875chfn_AccretionDiscountRelatedToFDICReceivable 74,519chfn_AccretionDiscountRelatedToFDICReceivable (6,867)chfn_AccretionDiscountRelatedToFDICReceivable
Other 111,651us-gaap_NoninterestIncomeOtherOperatingIncome 109,114us-gaap_NoninterestIncomeOtherOperatingIncome 254,152us-gaap_NoninterestIncomeOtherOperatingIncome 1,435,133us-gaap_NoninterestIncomeOtherOperatingIncome
Total noninterest income 3,450,692us-gaap_NoninterestIncome 3,216,685us-gaap_NoninterestIncome 7,016,658us-gaap_NoninterestIncome 7,333,100us-gaap_NoninterestIncome
Noninterest expenses:        
Salaries and employee benefits 5,077,774us-gaap_LaborAndRelatedExpense 4,851,837us-gaap_LaborAndRelatedExpense 10,092,041us-gaap_LaborAndRelatedExpense 9,552,789us-gaap_LaborAndRelatedExpense
Occupancy 1,838,048us-gaap_OccupancyNet 1,873,734us-gaap_OccupancyNet 3,713,711us-gaap_OccupancyNet 3,766,149us-gaap_OccupancyNet
Legal and professional 385,283us-gaap_ProfessionalFees 386,639us-gaap_ProfessionalFees 625,909us-gaap_ProfessionalFees 940,586us-gaap_ProfessionalFees
Marketing 367,238us-gaap_MarketingExpense 336,534us-gaap_MarketingExpense 632,470us-gaap_MarketingExpense 636,274us-gaap_MarketingExpense
Federal insurance premiums and other regulatory fees 179,856us-gaap_FederalDepositInsuranceCorporationPremiumExpense 250,911us-gaap_FederalDepositInsuranceCorporationPremiumExpense 375,446us-gaap_FederalDepositInsuranceCorporationPremiumExpense 502,261us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Net cost (benefit) of operations of real estate owned 141,568us-gaap_ProfitLossFromRealEstateOperations (2,110)us-gaap_ProfitLossFromRealEstateOperations 84,248us-gaap_ProfitLossFromRealEstateOperations 286,692us-gaap_ProfitLossFromRealEstateOperations
Furniture and equipment 223,666us-gaap_EquipmentExpense 158,425us-gaap_EquipmentExpense 374,201us-gaap_EquipmentExpense 324,447us-gaap_EquipmentExpense
Postage, office supplies and printing 224,025us-gaap_SuppliesAndPostageExpense 180,778us-gaap_SuppliesAndPostageExpense 464,632us-gaap_SuppliesAndPostageExpense 406,626us-gaap_SuppliesAndPostageExpense
Core deposit intangible amortization expense 68,088us-gaap_AmortizationOfIntangibleAssets 99,742us-gaap_AmortizationOfIntangibleAssets 142,396us-gaap_AmortizationOfIntangibleAssets 206,060us-gaap_AmortizationOfIntangibleAssets
Other 557,503us-gaap_OtherNoninterestExpense 443,782us-gaap_OtherNoninterestExpense 1,293,783us-gaap_OtherNoninterestExpense 1,158,465us-gaap_OtherNoninterestExpense
Total noninterest expenses 9,063,049us-gaap_NoninterestExpense 8,580,272us-gaap_NoninterestExpense 17,798,837us-gaap_NoninterestExpense 17,780,349us-gaap_NoninterestExpense
Income before income taxes 2,195,286us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 2,183,588us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 4,654,788us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 4,519,056us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense 761,055us-gaap_IncomeTaxExpenseBenefit 692,778us-gaap_IncomeTaxExpenseBenefit 1,547,053us-gaap_IncomeTaxExpenseBenefit 1,391,178us-gaap_IncomeTaxExpenseBenefit
Net income 1,434,231us-gaap_NetIncomeLoss 1,490,810us-gaap_NetIncomeLoss 3,107,735us-gaap_NetIncomeLoss 3,127,878us-gaap_NetIncomeLoss
Basic net income per share (in USD per share) $ 0.09us-gaap_EarningsPerShareBasic $ 0.07us-gaap_EarningsPerShareBasic $ 0.19us-gaap_EarningsPerShareBasic $ 0.14us-gaap_EarningsPerShareBasic
Diluted net income per share (in USD per share) $ 0.09us-gaap_EarningsPerShareDiluted $ 0.07us-gaap_EarningsPerShareDiluted $ 0.19us-gaap_EarningsPerShareDiluted $ 0.14us-gaap_EarningsPerShareDiluted
Weighted average number of common shares outstanding (in shares) 15,835,418us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 21,701,476us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 16,007,320us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 21,855,743us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Weighted average number of common and potential common shares outstanding (in shares) 16,375,507us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 22,223,877us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 16,547,409us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 22,378,144us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding
Principal reductions, non-covered     $ 0chfn_PrincipalReductionsNonCovered