The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 2,568 76,459 SH   SOLE   76,459 0 0
AT&T INC COMMON STOCK 00206R102 78 2,321 SH   DFND   2,321 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 5,008 111,230 SH   SOLE   111,230 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 419 9,300 SH   DFND   9,300 0 0
ALCOA INC COMMON STOCK 013817101 316 20,000 SH   SOLE   20,000 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,612 32,728 SH   SOLE   32,728 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 443 9,000 SH   DFND   9,000 0 0
AMEREN CORP COMMON STOCK 023608102 545 11,825 SH   SOLE   11,825 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 820 13,500 SH   SOLE   13,500 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 61 1,000 SH   DFND   1,000 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,619 17,400 SH   SOLE   17,400 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 274 2,944 SH   DFND   2,944 0 0
AMETEK INC COMMON STOCK 031100100 710 13,483 SH   SOLE   13,483 0 0
APPLE INC COMMON STOCK 037833100 3,528 31,965 SH   SOLE   31,965 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 215 2,575 SH   SOLE   2,575 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 33 400 SH   DFND   400 0 0
BP PLC SPON ADR (UK) FOREIGN EQUITY - COMMON 055622104 1,085 28,463 SH   SOLE   28,463 0 0
BP PLC SPON ADR (UK) FOREIGN EQUITY - COMMON 055622104 38 1,000 SH   DFND   1,000 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,413 79,000 SH   SOLE   79,000 0 0
BAXTER INTL COMMON STOCK 071813109 161 2,200 SH   SOLE   2,200 0 0
BAXTER INTL COMMON STOCK 071813109 132 1,800 SH   DFND   1,800 0 0
BERKSHIRE HATHAWAY INC CL A COMMON STOCK 084670108 47,008 208 SH   SOLE   208 0 0
BOEING CO COMMON STOCK 097023105 393 3,020 SH   SOLE   3,020 0 0
BOEING CO COMMON STOCK 097023105 65 500 SH   DFND   500 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 2,239 37,932 SH   SOLE   37,932 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 89 1,500 SH   DFND   1,500 0 0
CATERPILLAR TRACTOR COMMON STOCK 149123101 240 2,617 SH   SOLE   2,617 0 0
CATERPILLAR TRACTOR COMMON STOCK 149123101 183 2,000 SH   DFND   2,000 0 0
CHEVRON CORP COMMON STOCK 166764100 3,452 30,769 SH   SOLE   30,769 0 0
CHEVRON CORP COMMON STOCK 166764100 34 300 SH   DFND   300 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 428 15,398 SH   SOLE   15,398 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 143 5,130 SH   DFND   5,130 0 0
CLOROX CO COMMON STOCK 189054109 245 2,350 SH   SOLE   2,350 0 0
COCA-COLA CO COMMON STOCK 191216100 4,113 97,412 SH   SOLE   97,412 0 0
COCA-COLA CO COMMON STOCK 191216100 587 13,900 SH   DFND   13,900 0 0
COMCAST CORP CL A COMMON STOCK 20030N101 228 3,927 SH   SOLE   3,927 0 0
COMCAST CORP CL A COMMON STOCK 20030N101 74 1,278 SH   DFND   1,278 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 1,860 26,932 SH   SOLE   26,932 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 1,772 26,847 SH   SOLE   26,847 0 0
WALT DISNEY COMMON STOCK 254687106 16,730 177,616 SH   SOLE   177,616 0 0
WALT DISNEY COMMON STOCK 254687106 113 1,200 SH   DFND   1,200 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 1,272 27,878 SH   SOLE   27,878 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 11 250 SH   DFND   250 0 0
DREYFUS STRATEGIC MUNI INC CLOSED END FUND - TAX EXEMPT 261932107 225 27,500 SH   SOLE   27,500 0 0
DREYFUS MUNI INCOME INC CLOSED END FUND - TAX EXEMPT 26201R102 202 21,000 SH   SOLE   21,000 0 0
DU PONT (E I) DE NEMOURS COMMON STOCK 263534109 2,975 40,232 SH   SOLE   40,232 0 0
DU PONT (E I) DE NEMOURS COMMON STOCK 263534109 15 200 SH   DFND   200 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,111 18,000 SH   SOLE   18,000 0 0
ENTERPRISE PRODUCTS PARTNERS LP EXCHANGE TRADED LP 293792107 489 13,529 SH   SOLE   13,529 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,160 44,996 SH   SOLE   44,996 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,620 17,525 SH   DFND   17,525 0 0
FORD MOTOR COMMON STOCK 345370860 1,874 120,930 SH   SOLE   120,930 0 0
FORD MOTOR COMMON STOCK 345370860 31 2,000 SH   DFND   2,000 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857 469 20,092 SH   SOLE   20,092 0 0
GANNETT CO COMMON STOCK 364730101 247 7,745 SH   SOLE   7,745 0 0
GANNETT CO COMMON STOCK 364730101 16 500 SH   DFND   500 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 5,217 206,432 SH   SOLE   206,432 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 645 25,520 SH   DFND   25,520 0 0
GENERAL MILLS COMMON STOCK 370334104 1,125 21,101 SH   SOLE   21,101 0 0
HEARTLAND EXPRESS COMMON STOCK 422347104 420 15,550 SH   SOLE   15,550 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 96 2,400 SH   SOLE   2,400 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 388 9,675 SH   DFND   9,675 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,702 16,210 SH   SOLE   16,210 0 0
HOME DEPOT INC COMMON STOCK 437076102 63 600 SH   DFND   600 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 35 350 SH   SOLE   350 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 180 1,800 SH   DFND   1,800 0 0
HOSPIRA INC COMMON STOCK 441060100 628 10,245 SH   SOLE   10,245 0 0
HOSPIRA INC COMMON STOCK 441060100 52 850 SH   DFND   850 0 0
HUBBELL INC COMMON STOCK 443510201 769 7,200 SH   SOLE   7,200 0 0
HUBBELL INC COMMON STOCK 443510201 272 2,548 SH   DFND   2,548 0 0
INTEL CORP COMMON STOCK 458140100 3,907 107,670 SH   SOLE   107,670 0 0
INTL BUSINESS MACHINES COMMON STOCK 459200101 846 5,276 SH   SOLE   5,276 0 0
INTL BUSINESS MACHINES COMMON STOCK 459200101 290 1,805 SH   DFND   1,805 0 0
ISHARES SELECT DIVIDEND ETF ETF - EQUITY 464287168 2,369 29,831 SH   SOLE   29,831 0 0
ISHARES TIPS BOND ETF ETF - FIXED INCOME TAXABLE 464287176 454 4,053 SH   SOLE   4,053 0 0
ISHARES TIPS BOND ETF ETF - FIXED INCOME TAXABLE 464287176 6 50 SH   DFND   50 0 0
ISHARES CHINA LARGE CAP ETF ETF - EQUITY 464287184 3,398 81,665 SH   SOLE   81,665 0 0
ISHARES CHINA LARGE CAP ETF ETF - EQUITY 464287184 170 4,080 SH   DFND   4,080 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF - FIXED INCOME TAXABLE 464287226 14,348 130,298 SH   SOLE   130,298 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF - FIXED INCOME TAXABLE 464287226 1,390 12,620 SH   DFND   12,620 0 0
ISHARES MSCI EMERGING MARKETINDEX ETF - EQUITY 464287234 930 23,666 SH   SOLE   23,666 0 0
ISHARES MSCI EMERGING MARKETINDEX ETF - EQUITY 464287234 113 2,885 SH   DFND   2,885 0 0
ISHARES IBOXX INVT GRADE CORPORATE BOND ETF - FIXED INCOME TAXABLE 464287242 5,042 42,229 SH   SOLE   42,229 0 0
ISHARES IBOXX INVT GRADE CORPORATE BOND ETF - FIXED INCOME TAXABLE 464287242 502 4,205 SH   DFND   4,205 0 0
ISHARES GLOBAL TELECOMM ETF ETF - EQUITY 464287275 225 3,750 SH   SOLE   3,750 0 0
MSCI EAFE INDEX ISHARES ETF - EQUITY 464287465 1,235 20,303 SH   SOLE   20,303 0 0
MSCI EAFE INDEX ISHARES ETF - EQUITY 464287465 117 1,915 SH   DFND   1,915 0 0
ISHARES RUSSELL 2000 INDEX FUND ETF - EQUITY 464287655 202 1,690 SH   SOLE   1,690 0 0
ISHARES RUSSELL 2000 INDEX FUND ETF - EQUITY 464287655 56 470 SH   DFND   470 0 0
ISHARES US REAL ESTATE ETF ETF - EQUITY 464287739 1,256 16,349 SH   SOLE   16,349 0 0
ISHARES CORE S&P SMALL CAP ETF ETF - EQUITY 464287804 1,930 16,919 SH   SOLE   16,919 0 0
ISHARES CORE S&P SMALL CAP ETF ETF - EQUITY 464287804 301 2,635 SH   DFND   2,635 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,078 17,227 SH   SOLE   17,227 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 30 481 SH   DFND   481 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,302 22,017 SH   SOLE   22,017 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 993 9,500 SH   DFND   9,500 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,218 10,545 SH   SOLE   10,545 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 40 350 SH   DFND   350 0 0
KROGER CO COMMON STOCK 501044101 1,034 16,100 SH   DFND   16,100 0 0
LILLY (ELI) & CO COMMON STOCK 532457108 1,604 23,253 SH   SOLE   23,253 0 0
MC DONALDS COMMON STOCK 580135101 1,520 16,226 SH   SOLE   16,226 0 0
MICROSOFT CORP COMMON STOCK 594918104 3,203 68,966 SH   SOLE   68,966 0 0
MICROSOFT CORP COMMON STOCK 594918104 42 900 SH   DFND   900 0 0
NIKE INC CL B COMMON STOCK 654106103 257 2,670 SH   SOLE   2,670 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 313 2,852 SH   SOLE   2,852 0 0
NUVEEN PERFORMANCE PLUS MUNICIPAL FD CLOSED END FUND - TAX EXEMPT 67062P108 206 13,969 SH   SOLE   13,969 0 0
NUVEEN QUALITY INCOME MUNI FUND CLOSED END FUND - TAX EXEMPT 670977107 196 14,000 SH   SOLE   14,000 0 0
ORACLE CORP COMMON STOCK 68389X105 475 10,565 SH   SOLE   10,565 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 474 5,198 SH   SOLE   5,198 0 0
PPL CORP COMMON STOCK 69351T106 1,696 46,705 SH   SOLE   46,705 0 0
PEPSICO INC COMMON STOCK 713448108 1,743 18,429 SH   SOLE   18,429 0 0
PEPSICO INC COMMON STOCK 713448108 130 1,370 SH   DFND   1,370 0 0
PFIZER INC COMMON STOCK 717081103 4,034 129,536 SH   SOLE   129,536 0 0
PFIZER INC COMMON STOCK 717081103 310 9,940 SH   DFND   9,940 0 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 218 5,105 SH   SOLE   5,105 0 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 15 342 SH   DFND   342 0 0
PRECISION CASTPARTS CORP COMMON STOCK 740189105 650 2,700 SH   SOLE   2,700 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 15,476 169,897 SH   SOLE   169,897 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 282 3,100 SH   DFND   3,100 0 0
QUALCOMM CORP COMMON STOCK 747525103 10,181 136,969 SH   SOLE   136,969 0 0
RAYTHEON CO COMMON STOCK 755111507 229 2,117 SH   SOLE   2,117 0 0
RAYTHEON CO COMMON STOCK 755111507 216 2,000 SH   DFND   2,000 0 0
ROYAL DUTCH SHELL PLC ADR A (NETHERLANDS) FOREIGN EQUITY - COMMON 780259206 279 4,169 SH   SOLE   4,169 0 0
ROYAL DUTCH SHELL PLC ADR A (NETHERLANDS) FOREIGN EQUITY - COMMON 780259206 193 2,877 SH   DFND   2,877 0 0
SPDR S&P 500 ETF TRUST ETF - EQUITY 78462F103 65,914 320,688 SH   SOLE   320,688 0 0
SPDR S&P 500 ETF TRUST ETF - EQUITY 78462F103 2,560 12,455 SH   DFND   12,455 0 0
SCHWAB (CHARLES) CORP COMMON STOCK 808513105 273 9,050 SH   SOLE   9,050 0 0
HEALTH CARE SELECT SECTOR ETF - EQUITY 81369Y209 3,993 58,393 SH   SOLE   58,393 0 0
HEALTH CARE SELECT SECTOR ETF - EQUITY 81369Y209 139 2,032 SH   DFND   2,032 0 0
CONSUMER STAPLES SPDR ETF - EQUITY 81369Y308 1,623 33,469 SH   SOLE   33,469 0 0
CONSUMER STAPLES SPDR ETF - EQUITY 81369Y308 80 1,650 SH   DFND   1,650 0 0
CONSUMER DISCRETIONARY SELECT ETF - EQUITY 81369Y407 1,654 22,932 SH   SOLE   22,932 0 0
CONSUMER DISCRETIONARY SELECT ETF - EQUITY 81369Y407 83 1,150 SH   DFND   1,150 0 0
AMEX ENERGY SELECT INDEX ETF - EQUITY 81369Y506 440 5,558 SH   SOLE   5,558 0 0
AMEX FINANCIAL SELECT INDEX ETF - EQUITY 81369Y605 3,851 155,789 SH   SOLE   155,789 0 0
AMEX FINANCIAL SELECT INDEX ETF - EQUITY 81369Y605 172 6,970 SH   DFND   6,970 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF - EQUITY 81369Y803 7,174 173,532 SH   SOLE   173,532 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF - EQUITY 81369Y803 273 6,596 SH   DFND   6,596 0 0
UTILITIES SELECT SECTOR SPDR ETF - EQUITY 81369Y886 850 18,000 SH   SOLE   18,000 0 0
UTILITIES SELECT SECTOR SPDR ETF - EQUITY 81369Y886 24 500 SH   DFND   500 0 0
TARGET CORP COMMON STOCK 87612E106 169 2,230 SH   SOLE   2,230 0 0
TARGET CORP COMMON STOCK 87612E106 228 3,000 SH   DFND   3,000 0 0
3M CO COMMON STOCK 88579Y101 413 2,512 SH   SOLE   2,512 0 0
3M CO COMMON STOCK 88579Y101 82 500 SH   DFND   500 0 0
US BANCORP COMMON STOCK 902973304 237 5,274 SH   SOLE   5,274 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 392 3,294 SH   SOLE   3,294 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 572 4,800 SH   DFND   4,800 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 408 3,674 SH   SOLE   3,674 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,803 59,926 SH   SOLE   59,926 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 91 1,948 SH   DFND   1,948 0 0
WAL-MART STORES INC COMMON STOCK 931142103 309 3,595 SH   SOLE   3,595 0 0
WAL-MART STORES INC COMMON STOCK 931142103 43 500 SH   DFND   500 0 0
WALGREEN CO COMMON STOCK 931422109 259 3,400 SH   SOLE   3,400 0 0
WALGREEN CO COMMON STOCK 931422109 122 1,600 SH   DFND   1,600 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 361 7,040 SH   SOLE   7,040 0 0
WELLS FARGO & CO COMMON STOCK 949746101 518 9,449 SH   SOLE   9,449 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 664 6,000 SH   DFND   6,000 0 0