The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 5,213 38,485 SH   SOLE   38,485 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 261 630 SH   SOLE   630 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 300 529 SH   SOLE   529 0 0
ALIBABA GROUP HLDG LTD SPONSOSORED ADR 01609W102 6,719 56,440 SH   SOLE   56,440 0 0
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 14,009 82,567 SH   SOLE   82,567 0 0
ALPHABET INC CAP STK CL C 02079K107 108,206 37,369 SH   SOLE   37,369 0 0
ALPHABET INC CAP STK CL A 02079K305 339,779 117,220 SH   SOLE   117,220 0 0
Altria Group Inc. COM 02209S103 9,058 191,174 SH   SOLE   191,174 0 0
AMAZON COM INC COM 023135106 127,530 38,221 SH   SOLE   38,221 0 0
AMBEV SA SPONSORED ADR 02319V103 595 212,781 SH   SOLE   212,781 0 0
American Express Co COM 025816109 24,796 151,520 SH   SOLE   151,520 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 8,483 149,224 SH   SOLE   149,224 0 0
AMERICAN TOWER CORP NEW COM 03027X100 234 800 SH   SOLE   800 0 0
AMERISOURCEBERGEN CORP COM 03073E105 134,204 1,009,536 SH   SOLE   1,009,536 0 0
Amgen Inc COM 031162100 23,271 103,402 SH   SOLE   103,402 0 0
ANALOG DEVICES INC COM 032654105 29,483 167,777 SH   SOLE   167,777 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 3,338 55,127 SH   SOLE   55,127 0 0
ANTHEM INC COM 036752103 100,018 215,674 SH   SOLE   215,674 0 0
APPLE INC COM 037833100 4,082 22,989 SH   SOLE   22,989 0 0
APPLIED MATLS INC COM 038222105 291 1,846 SH   SOLE   1,846 0 0
ASPEN TECHNOLOGY INC COM 045327103 250 1,641 SH   SOLE   1,641 0 0
AUTOZONE INC COM 053332102 1,347 643 SH   SOLE   643 0 0
AVNET INC COM 053807103 494 11,988 SH   SOLE   11,988 0 0
BAIDU INC SPON ADR REP A 056752108 3,461 23,258 SH   SOLE   23,258 0 0
BANK NEW YORK MELLON CORP COM 064058100 35,648 613,915 SH   SOLE   613,915 0 0
BARCLAYS PLC ADR 06738E204 607 58,616 SH   SOLE   58,616 0 0
BECTON DICKINSON & CO COM 075887109 39,505 157,011 SH   SOLE   157,011 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 140,220 468,911 SH   SOLE   468,911 0 0
BIOGEN INC COM 09062X103 3,399 14,166 SH   SOLE   14,166 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 1,101 12,453 SH   SOLE   12,453 0 0
BLACKROCK INC COM 09247X101 17,084 18,662 SH   SOLE   18,662 0 0
BOOKING HLDGS INC COM 09857L108 167,061 69,642 SH   SOLE   69,642 0 0
BP PLC SPONSORED ADR 055622104 380 14,281 SH   SOLE   14,281 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 3,507 93,735 SH   SOLE   93,735 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 259 2,405 SH   SOLE   2,405 0 0
CANADIAN NAT RES LTD COM 136385101 303 7,165 SH   SOLE   7,165 0 0
Capital One Finl Corp COM 14040H105 6,019 41,473 SH   SOLE   41,473 0 0
CarMax Inc COM 143130102 108,561 834,370 SH   SOLE   834,370 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 622 11,486 SH   SOLE   11,486 0 0
CATERPILLAR INC DEL COM 149123101 222 1,076 SH   SOLE   1,076 0 0
CENTERPOINT ENERGY INC COM 15189T107 21,277 762,472 SH   SOLE   762,472 0 0
CERNER CORP COM 156782104 1,653 17,793 SH   SOLE   17,793 0 0
SCHWAB CHARLES CORP COM 808513105 42,642 506,953 SH   SOLE   506,953 0 0
CIGNA CORP NEW COM 125523100 10,879 47,356 SH   SOLE   47,356 0 0
CITIGROUP INC COM NEW 172967424 7,416 122,787 SH   SOLE   122,787 0 0
COCA COLA CO COM 191216100 31,306 528,949 SH   SOLE   528,949 0 0
COMCAST CORP NEW CL A 20030N101 96,798 1,922,615 SH   SOLE   1,922,615 0 0
Compass Minerals Intl Inc COM 20451N101 22,312 437,064 SH   SOLE   437,064 0 0
CONSTELLATION BRANDS INC CL A 21036P108 258 1,029 SH   SOLE   1,029 0 0
CORE LABORATORIES N V COM N22717107 3,058 137,042 SH   SOLE   137,042 0 0
CRANE CO COM 224399105 5,203 51,189 SH   SOLE   51,189 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 477 49,482 SH   SOLE   49,482 0 0
CVS HEALTH CORP COM 126650100 42,926 415,974 SH   SOLE   415,974 0 0
DIAMONDBACK ENERGY INC COM 25278X109 6,790 62,996 SH   SOLE   62,996 0 0
DISCOVERY INC COM SER C 25470F302 7,741 336,735 SH   SOLE   336,735 0 0
DOLLAR TREE INC COM 256746108 12,830 91,250 SH   SOLE   91,250 0 0
DOMINION RES INC VA NEW COM 25746U109 34,452 438,621 SH   SOLE   438,621 0 0
DOMINOS PIZZA INC COM 25754A201 234 414 SH   SOLE   414 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 37,392 356,473 SH   SOLE   356,473 0 0
eBay Inc COM 278642103 55,983 841,555 SH   SOLE   841,555 0 0
EDISON INTL COM 281020107 39,931 585,369 SH   SOLE   585,369 0 0
ENBRIDGE INC COM 29250N105 237,485 6,081,169 SH   SOLE   6,081,169 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 8,406 382,945 SH   SOLE   382,945 0 0
EXPEDIA INC DEL COM NEW 30212P303 834 4,612 SH   SOLE   4,612 0 0
Exxon Mobil Corp COM 30231G102 30,717 502,183 SH   SOLE   502,183 0 0
FACEBOOK INC CL A 30303M102 235,500 699,124 SH   SOLE   699,124 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 42,639 913,839 SH   SOLE   913,839 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 130,287 1,193,113 SH   SOLE   1,193,113 0 0
FIFTH THIRD BANCORP COM 316773100 1,115 25,597 SH   SOLE   25,597 0 0
FIRSTENERGY CORP COM 337932107 28,163 677,378 SH   SOLE   677,378 0 0
FISERV INC COM 337738108 38,953 375,149 SH   SOLE   375,149 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 1,650 21,244 SH   SOLE   21,244 0 0
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819 315 12,687 SH   SOLE   12,687 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 1,284 43,690 SH   SOLE   43,690 0 0
General Dynamics Corp COM 369550108 29,006 139,198 SH   SOLE   139,198 0 0
GENERAL MLS INC COM 370334104 24,409 362,357 SH   SOLE   362,357 0 0
GENERAL MTRS CO COM 37045V100 6,394 109,152 SH   SOLE   109,152 0 0
GENUINE PARTS CO COM 372460105 26,406 188,410 SH   SOLE   188,410 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 295 6,689 SH   SOLE   6,689 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 32,814 929,469 SH   SOLE   929,469 0 0
GRAHAM HLDGS CO COM CL B 384637104 897 1,432 SH   SOLE   1,432 0 0
HALLIBURTON CO COM 406216101 783 34,248 SH   SOLE   34,248 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 202 5,031 SH   SOLE   5,031 0 0
HANESBRANDS INC COM 410345102 28,977 1,732,408 SH   SOLE   1,732,408 0 0
HOSTESS BRANDS INC CL A 44109J106 4,762 233,342 SH   SOLE   233,342 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 469 15,559 SH   SOLE   15,559 0 0
HUNTINGTON BANCSHARES INC COM 446150104 831 53,915 SH   SOLE   53,915 0 0
INGREDION INC COM 457187102 14,394 148,967 SH   SOLE   148,967 0 0
INTEL CORP COM 458140100 3,300 64,078 SH   SOLE   64,078 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 280 2,044 SH   SOLE   2,044 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 590 38,151 SH   SOLE   38,151 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 1,175 53,177 SH   SOLE   53,177 0 0
INVESCO LTD SHS G491BT108 332 14,429 SH   SOLE   14,429 0 0
IONIS PHARMACEUTICALS INC COM 462222100 6,679 219,432 SH   SOLE   219,432 0 0
IQVIA HLDGS INC COM 46266C105 222,127 787,220 SH   SOLE   787,220 0 0
ISHARES IBOXX HI YD ETF 464288513 2,998 34,451 SH   SOLE   34,451 0 0
ISHARES INC MSCI STH KOR ETF 464286772 9,442 121,224 SH   SOLE   121,224 0 0
ISHARES INC MSCI GERMANY ETF 464286806 44,951 1,371,288 SH   SOLE   1,371,288 0 0
ISHARES INC MSCI MEXICO ETF 464286822 23,309 460,615 SH   SOLE   460,615 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 1,158 29,119 SH   SOLE   29,119 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 40,740 1,481,068 SH   SOLE   1,481,068 0 0
ISHARES TR INTL TREA BD ETF 464288117 1,095 21,786 SH   SOLE   21,786 0 0
ISHARES TR NATIONAL MUN ETF 464288414 25,219 216,875 SH   SOLE   216,875 0 0
ISHARES TR TIPS BD ETF 464287176 550 4,254 SH   SOLE   4,254 0 0
ISHARES TR CORE S&P500 ETF 464287200 58,157 121,904 SH   SOLE   121,904 0 0
ISHARES TR JP MOR EM MK ETF 464288281 48,889 448,251 SH   SOLE   448,251 0 0
ISHARES TR EAFE VALUE ETF 464288877 143,673 2,851,284 SH   SOLE   2,851,284 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 7,994 112,678 SH   SOLE   112,678 0 0
ISHARES TR CORE TOTAL USD 46434V613 11,094 209,603 SH   SOLE   209,603 0 0
ISHARES TR MSCI CHINA ETF 46429B671 25,294 402,851 SH   SOLE   402,851 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 124,740 3,764,035 SH   SOLE   3,764,035 0 0
ISHARES TR ESG US AGR BD 46435U549 13,809 250,204 SH   SOLE   250,204 0 0
ISHARES TR ESG MSCI USA SML 46435U663 3,399 84,303 SH   SOLE   84,303 0 0
ISHARES TR BROAD USD HIGH 46435U853 54,094 1,313,327 SH   SOLE   1,313,327 0 0
JD.COM INC SPON ADR CL A 47215P106 2,919 41,657 SH   SOLE   41,657 0 0
WILEY JOHN & SONS INC CL A 968223206 242 4,222 SH   SOLE   4,222 0 0
Johnson & Johnson COM 478160104 35,558 207,775 SH   SOLE   207,775 0 0
JPMorgan Chase & Co. COM 46625H100 28,581 180,476 SH   SOLE   180,476 0 0
KELLOGG CO COM 487836108 4,535 70,414 SH   SOLE   70,414 0 0
KEYCORP NEW COM 493267108 1,690 73,064 SH   SOLE   73,064 0 0
KLA CORP COM NEW 482480100 295 685 SH   SOLE   685 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 9,936 31,633 SH   SOLE   31,633 0 0
LAM RESEARCH CORP COM 512807108 301 419 SH   SOLE   419 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 48,402 398,840 SH   SOLE   398,840 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 22,554 8,846,517 SH   SOLE   8,846,517 0 0
LOCKHEED MARTIN CORP COM 539830109 64,374 181,195 SH   SOLE   181,195 0 0
Lowes Cos Inc COM 548661107 12,386 47,948 SH   SOLE   47,948 0 0
LYFT INC CL A COM 55087P104 37,293 871,836 SH   SOLE   871,836 0 0
Magellan Midstream Prtnrs LP COM UNIT RP LP 559080106 9,624 207,438 SH   SOLE   207,438 0 0
MasterCard Inc CL A 57636Q104 223,869 622,868 SH   SOLE   622,868 0 0
MCDONALDS CORP COM 580135101 11,971 44,665 SH   SOLE   44,665 0 0
MCKESSON CORP COM 58155Q103 24,480 98,494 SH   SOLE   98,494 0 0
MEDTRONIC PLC SHS G5960L103 32,790 316,804 SH   SOLE   316,804 0 0
MERCADOLIBRE INC COM 58733R102 3,759 2,788 SH   SOLE   2,788 0 0
MERCK & CO. INC COM 58933Y105 3,280 42,795 SH   SOLE   42,795 0 0
Microsoft Corp COM 594918104 255,712 759,926 SH   SOLE   759,926 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110 926 32,546 SH   SOLE   32,546 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 165 64,652 SH   SOLE   64,652 0 0
MOLSON COORS BREWING CO CL B 60871R209 622 13,437 SH   SOLE   13,437 0 0
MONDELEZ INTL INC CL A 609207105 302 4,549 SH   SOLE   4,549 0 0
NETFLIX INC COM 64110L106 80,203 133,003 SH   SOLE   133,003 0 0
NISOURCE INC COM 65473P105 369 13,379 SH   SOLE   13,379 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 189 43,597 SH   SOLE   43,597 0 0
Novartis A G SPONSORED ADR 66987V109 37,447 428,217 SH   SOLE   428,217 0 0
NUTRIEN LTD COM 67077M108 417 5,543 SH   SOLE   5,543 0 0
OMNICOM GROUP INC COM 681919106 40,397 551,160 SH   SOLE   551,160 0 0
ORACLE CORP COM 68389X105 41,365 473,972 SH   SOLE   473,972 0 0
ORANGE SPONSORED ADR 684060106 124 11,723 SH   SOLE   11,723 0 0
OVINTIV INC COM 69047Q102 227 6,750 SH   SOLE   6,750 0 0
PENTAIR PLC SHS G7S00T104 291 3,983 SH   SOLE   3,983 0 0
Pepsico Inc COM 713448108 22,929 132,068 SH   SOLE   132,068 0 0
PFIZER INC COM 717081103 22,815 386,610 SH   SOLE   386,610 0 0
Philip Morris Intl Inc COM 718172109 75,466 794,821 SH   SOLE   794,821 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 247 4,475 SH   SOLE   4,475 0 0
PINNACLE WEST CAP CORP COM 723484101 21,314 301,964 SH   SOLE   301,964 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 6,280 619,481 SH   SOLE   619,481 0 0
PNC FINL SVCS GROUP INC COM 693475105 233 1,164 SH   SOLE   1,164 0 0
POLARIS INC COM 731068102 3,261 29,674 SH   SOLE   29,674 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 308 5,831 SH   SOLE   5,831 0 0
Procter & Gamble Co COM 742718109 45,139 276,024 SH   SOLE   276,024 0 0
QUALCOMM INC COM 747525103 10,572 57,816 SH   SOLE   57,816 0 0
RAYTHEON CO COM NEW 75513E101 14,074 163,591 SH   SOLE   163,591 0 0
ROBLOX CORP CL A 771049103 119,686 1,161,949 SH   SOLE   1,161,949 0 0
SALESFORCE COM INC COM 79466L302 3,193 12,561 SH   SOLE   12,561 0 0
SANOFI SPONSORED ADR 80105N105 30,653 611,661 SH   SOLE   611,661 0 0
SCHLUMBERGER LTD COM 806857108 384 12,815 SH   SOLE   12,815 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 15,387 136,115 SH   SOLE   136,115 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,192 89,411 SH   SOLE   89,411 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 657 12,477 SH   SOLE   12,477 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 19,037 339,098 SH   SOLE   339,098 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,613 51,382 SH   SOLE   51,382 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 83,668 2,699,325 SH   SOLE   2,699,325 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 72,178 1,147,607 SH   SOLE   1,147,607 0 0
SERVICENOW INC COM 81762P102 289 444 SH   SOLE   444 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 53,018 625,742 SH   SOLE   625,742 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 27,136 607,184 SH   SOLE   607,184 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,343 2,828 SH   SOLE   2,828 0 0
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 34,452 715,059 SH   SOLE   715,059 0 0
STARBUCKS CORP COM 855244109 12,509 106,981 SH   SOLE   106,981 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 355 52,289 SH   SOLE   52,289 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 119,750 995,291 SH   SOLE   995,291 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 761 55,840 SH   SOLE   55,840 0 0
TATA MTRS LTD SPONSORED ADR 876568502 465 14,507 SH   SOLE   14,507 0 0
TELEFONICA S A SPONSORED ADR 879382208 267 62,978 SH   SOLE   62,978 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 202 25,236 SH   SOLE   25,236 0 0
TEXAS INSTRS INC COM 882508104 22,612 119,945 SH   SOLE   119,945 0 0
HOME DEPOT INC COM 437076102 22,307 53,795 SH   SOLE   53,795 0 0
KROGER CO COM 501044101 885 19,561 SH   SOLE   19,561 0 0
WESTERN UN CO COM 959802109 3,781 211,943 SH   SOLE   211,943 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 228 342 SH   SOLE   342 0 0
TRUIST FINL CORP COM 89832Q109 21,578 368,561 SH   SOLE   368,561 0 0
UBER TECHNOLOGIES INC COM 90353T100 49,878 1,188,347 SH   SOLE   1,188,347 0 0
UBS GROUP AG SHS H42097107 363 20,294 SH   SOLE   20,294 0 0
UNILEVER PLC SPON ADR NEW 904767704 36,134 672,001 SH   SOLE   672,001 0 0
UNION PAC CORP COM 907818108 207 821 SH   SOLE   821 0 0
UNITED PARCEL SERVICE INC CL B 911312106 46,566 217,278 SH   SOLE   217,278 0 0
UNITEDHEALTH GROUP INC COM 91324P102 99,318 197,738 SH   SOLE   197,738 0 0
US Bancorp Del COM NEW 902973304 2,421 43,098 SH   SOLE   43,098 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 88,347 3,089,099 SH   SOLE   3,089,099 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 3,057 48,963 SH   SOLE   48,963 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 189,170 2,340,326 SH   SOLE   2,340,326 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 741,420 8,748,230 SH   SOLE   8,748,230 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 56,566 549,616 SH   SOLE   549,616 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,023 8,823 SH   SOLE   8,823 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,017 20,073 SH   SOLE   20,073 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,306 9,054 SH   SOLE   9,054 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 430 1,525 SH   SOLE   1,525 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,010 28,012 SH   SOLE   28,012 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 171,360 672,586 SH   SOLE   672,586 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 6,461 20,130 SH   SOLE   20,130 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 141,435 961,440 SH   SOLE   961,440 0 0
Vanguard Index Fds SMALL CP ETF 922908751 1,492 6,601 SH   SOLE   6,601 0 0
Vanguard Index Fds STK MRK ETF 922908769 631,003 2,613,140 SH   SOLE   2,613,140 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 59,040 1,193,571 SH   SOLE   1,193,571 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,331 48,808 SH   SOLE   48,808 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 47,488 864,816 SH   SOLE   864,816 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 172,462 2,594,480 SH   SOLE   2,594,480 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 93,920 1,777,504 SH   SOLE   1,777,504 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 33,810 364,469 SH   SOLE   364,469 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 179,628 3,517,922 SH   SOLE   3,517,922 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 38,289 191,625 SH   SOLE   191,625 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 610 7,863 SH   SOLE   7,863 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 67,148 695,295 SH   SOLE   695,295 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,916 14,694 SH   SOLE   14,694 0 0
VEEVA SYS INC CL A COM 922475108 206 806 SH   SOLE   806 0 0
VENTAS INC COM 92276F100 270 5,284 SH   SOLE   5,284 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 30,990 596,243 SH   SOLE   596,243 0 0
VISA INC COM CL A 92826C839 132,511 611,295 SH   SOLE   611,295 0 0
DISNEY WALT CO COM 254687106 19,633 126,702 SH   SOLE   126,702 0 0
Wells Fargo Co NEW COM 949746101 80,457 1,676,532 SH   SOLE   1,676,532 0 0
WELLTOWER INC COM 95040Q104 381 4,446 SH   SOLE   4,446 0 0
WILLIAMS COS INC COM 969457100 19,881 763,712 SH   SOLE   763,712 0 0
WPP PLC NEW ADR 92937A102 12,886 170,553 SH   SOLE   170,553 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 12,112 135,336 SH   SOLE   135,336 0 0
DBX ETF TR XTRCKR MSCI US 233051150 8,182 184,344 SH   SOLE   184,344 0 0
YUM BRANDS INC COM 988498101 320 2,304 SH   SOLE   2,304 0 0
YUM CHINA HLDGS INC COM 98850P109 3,488 59,692 SH   SOLE   59,692 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 4,164 27,874 SH   SOLE   27,874 0 0