The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 3,489 40,132 SH   SOLE   40,132 0 0
ALIGN TECHNOLOGY INC COM 016255101 207 647 SH   SOLE   647 0 0
ALPHABET INC CAP STK CL C 02079K107 123,260 83,907 SH   SOLE   83,907 0 0
ALPHABET INC CAP STK CL A 02079K305 162,424 110,823 SH   SOLE   110,823 0 0
Altria Group Inc. COM 02209S103 15,036 391,774 SH   SOLE   391,774 0 0
AMAZON COM INC COM 023135106 72,188 22,942 SH   SOLE   22,942 0 0
AMBEV SA SPONSORED ADR 02319V103 7,588 3,464,927 SH   SOLE   3,464,927 0 0
AMERICAN ELEC PWR CO INC COM 025537101 338 4,176 SH   SOLE   4,176 0 0
American Express Co COM 025816109 15,417 157,565 SH   SOLE   157,565 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 3,942 144,223 SH   SOLE   144,223 0 0
AMERICAN TOWER CORP NEW COM 03027X100 213 887 SH   SOLE   887 0 0
AMERISOURCEBERGEN CORP COM 03073E105 90,447 939,760 SH   SOLE   939,760 0 0
Amgen Inc COM 031162100 28,761 115,865 SH   SOLE   115,865 0 0
ANALOG DEVICES INC COM 032654105 22,222 190,455 SH   SOLE   190,455 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 7,953 146,525 SH   SOLE   146,525 0 0
ANTHEM INC COM 036752103 49,884 192,131 SH   SOLE   192,131 0 0
APPLE INC COM 037833100 2,765 24,238 SH   SOLE   24,238 0 0
AUTOZONE INC COM 053332102 379 328 SH   SOLE   328 0 0
BAIDU INC SPON ADR REP A 056752108 9,783 79,804 SH   SOLE   79,804 0 0
BANK NEW YORK MELLON CORP COM 064058100 22,044 650,210 SH   SOLE   650,210 0 0
BARCLAYS PLC ADR 06738E204 258 52,043 SH   SOLE   52,043 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 109,698 520,678 SH   SOLE   520,678 0 0
BIOGEN INC COM 09062X103 7,171 25,398 SH   SOLE   25,398 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 278 3,648 SH   SOLE   3,648 0 0
BLACKROCK INC COM 09247X101 21,104 38,025 SH   SOLE   38,025 0 0
BOOKING HLDGS INC COM 09857L108 111,547 66,604 SH   SOLE   66,604 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 7,481 209,911 SH   SOLE   209,911 0 0
CAMECO CORP COM 13321L108 3,919 385,269 SH   SOLE   385,269 0 0
Capital One Finl Corp COM 14040H105 4,860 68,875 SH   SOLE   68,875 0 0
CarMax Inc COM 143130102 39,712 426,114 SH   SOLE   426,114 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 3,057 100,128 SH   SOLE   100,128 0 0
CATERPILLAR INC DEL COM 149123101 20,169 136,806 SH   SOLE   136,806 0 0
CENTERPOINT ENERGY INC COM 15189T107 16,149 849,900 SH   SOLE   849,900 0 0
CERNER CORP COM 156782104 339 4,761 SH   SOLE   4,761 0 0
SCHWAB CHARLES CORP COM 808513105 29,392 820,984 SH   SOLE   820,984 0 0
CIGNA CORP NEW COM 125523100 6,168 37,538 SH   SOLE   37,538 0 0
CITIGROUP INC COM NEW 172967424 5,177 121,706 SH   SOLE   121,706 0 0
COCA COLA CO COM 191216100 25,396 518,908 SH   SOLE   518,908 0 0
COMCAST CORP NEW CL A 20030N101 95,134 2,057,381 SH   SOLE   2,057,381 0 0
Compass Minerals Intl Inc COM 20451N101 25,236 428,287 SH   SOLE   428,287 0 0
CORE LABORATORIES N V COM N22717107 6,855 429,801 SH   SOLE   429,801 0 0
CORTEVA INC COM 22052L104 8,153 285,186 SH   SOLE   285,186 0 0
CRANE CO COM 224399105 2,339 46,503 SH   SOLE   46,503 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 370 37,654 SH   SOLE   37,654 0 0
DIAMONDBACK ENERGY INC COM 25278X109 3,842 123,019 SH   SOLE   123,019 0 0
DISCOVERY COMMUNICATNS NEW COM SER A 25470F104 4,120 189,222 SH   SOLE   189,222 0 0
DOLLAR TREE INC COM 256746108 7,685 85,389 SH   SOLE   85,389 0 0
DOMINION RES INC VA NEW COM 25746U109 39,150 502,988 SH   SOLE   502,988 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 32,853 398,525 SH   SOLE   398,525 0 0
eBay Inc COM 278642103 48,504 919,242 SH   SOLE   919,242 0 0
ENBRIDGE INC COM 29250N105 136,210 4,604,534 SH   SOLE   4,604,534 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 374 12,393 SH   SOLE   12,393 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 13,471 845,515 SH   SOLE   845,515 0 0
EXPEDIA INC DEL COM NEW 30212P303 579 6,303 SH   SOLE   6,303 0 0
Exxon Mobil Corp COM 30231G102 19,509 568,071 SH   SOLE   568,071 0 0
FACEBOOK INC CL A 30303M102 168,179 643,210 SH   SOLE   643,210 0 0
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 209 17,150 SH   SOLE   17,150 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 9,189 243,322 SH   SOLE   243,322 0 0
FIDELITY MSCI UTILS INDEX 316092865 9,171 243,578 SH   SOLE   243,578 0 0
FIFTH THIRD BANCORP COM 316773100 389 18,519 SH   SOLE   18,519 0 0
FIRSTENERGY CORP COM 337932107 29,692 1,038,414 SH   SOLE   1,038,414 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 14,681 556,502 SH   SOLE   556,502 0 0
GAP INC COM 364760108 250 14,907 SH   SOLE   14,907 0 0
General Dynamics Corp COM 369550108 34,901 251,662 SH   SOLE   251,662 0 0
GENERAL MLS INC COM 370334104 23,999 400,911 SH   SOLE   400,911 0 0
GENERAL MTRS CO COM 37045V100 4,415 153,150 SH   SOLE   153,150 0 0
GENUINE PARTS CO COM 372460105 19,762 208,467 SH   SOLE   208,467 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 21,896 970,597 SH   SOLE   970,597 0 0
HALLIBURTON CO COM 406216101 241 19,914 SH   SOLE   19,914 0 0
HANESBRANDS INC COM 410345102 27,401 1,771,407 SH   SOLE   1,771,407 0 0
HOME DEPOT INC COM 437076102 31,374 115,292 SH   SOLE   115,292 0 0
HARLEY DAVIDSON INC COM 412822108 6,512 275,836 SH   SOLE   275,836 0 0
HOSTESS BRANDS INC CL A 44109J106 2,273 184,121 SH   SOLE   184,121 0 0
HUNTINGTON BANCSHARES INC COM 446150104 200 22,119 SH   SOLE   22,119 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 15,386 199,283 SH   SOLE   199,283 0 0
INGREDION INC COM 457187102 6,595 87,683 SH   SOLE   87,683 0 0
INTEL CORP COM 458140100 7,884 154,023 SH   SOLE   154,023 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 444 40,881 SH   SOLE   40,881 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 15,823 728,511 SH   SOLE   728,511 0 0
INVESCO LTD SHS G491BT108 147 12,880 SH   SOLE   12,880 0 0
IQVIA HLDGS INC COM 46266C105 106,693 689,174 SH   SOLE   689,174 0 0
ISHARES IBOXX HI YD ETF 464288513 21,766 260,495 SH   SOLE   260,495 0 0
ISHARES INC MSCI STH KOR ETF 464286772 30,640 474,865 SH   SOLE   474,865 0 0
ISHARES INC MSCI GERMANY ETF 464286806 38,291 1,303,922 SH   SOLE   1,303,922 0 0
ISHARES INC MSCI MEXICO ETF 464286822 5,662 173,736 SH   SOLE   173,736 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 29,694 1,800,290 SH   SOLE   1,800,290 0 0
ISHARES TR EAFE SML CP ETF 464288273 12,199 207,074 SH   SOLE   207,074 0 0
ISHARES TR NATIONAL MUN ETF 464288414 16,381 141,079 SH   SOLE   141,079 0 0
ISHARES TR TIPS BD ETF 464287176 21,243 167,437 SH   SOLE   167,437 0 0
ISHARES TR CORE S&P500 ETF 464287200 34,574 103,638 SH   SOLE   103,638 0 0
ISHARES TR JP MOR EM MK ETF 464288281 57,174 518,063 SH   SOLE   518,063 0 0
ISHARES TR EAFE VALUE ETF 464288877 101,882 2,517,515 SH   SOLE   2,517,515 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 262 9,441 SH   SOLE   9,441 0 0
ISHARES TR ESG 1 5 YR USD 46435G243 400 15,347 SH   SOLE   15,347 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 75,327 2,948,652 SH   SOLE   2,948,652 0 0
ISHARES TR ESG US AGR BD 46435U549 4,438 78,441 SH   SOLE   78,441 0 0
ISHARES TR ESG MSCI USA SML 46435U663 990 37,478 SH   SOLE   37,478 0 0
ISHARES TR BROAD USD HIGH 46435U853 64,281 1,634,850 SH   SOLE   1,634,850 0 0
Johnson & Johnson COM 478160104 34,930 237,516 SH   SOLE   237,516 0 0
JP MORGAN EXCHANGE TRADED FD BETBULD JAPAN 46641Q712 70,294 2,823,126 SH   SOLE   2,823,126 0 0
JPMorgan Chase & Co. COM 46625H100 19,891 208,459 SH   SOLE   208,459 0 0
KELLOGG CO COM 487836108 6,863 108,187 SH   SOLE   108,187 0 0
KEYCORP NEW COM 493267108 443 37,347 SH   SOLE   37,347 0 0
KROGER CO COM 501044101 348 10,310 SH   SOLE   10,310 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 10,709 57,518 SH   SOLE   57,518 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 28,869 435,180 SH   SOLE   435,180 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 8,481 6,568,203 SH   SOLE   6,568,203 0 0
Lowes Cos Inc COM 548661107 126,206 777,707 SH   SOLE   777,707 0 0
LYFT INC CL A COM 55087P104 22,226 817,364 SH   SOLE   817,364 0 0
Magellan Midstream Prtnrs LP COM UNIT RP LP 559080106 14,607 418,502 SH   SOLE   418,502 0 0
MasterCard Inc CL A 57636Q104 182,040 541,219 SH   SOLE   541,219 0 0
MCDONALDS CORP COM 580135101 28,029 128,114 SH   SOLE   128,114 0 0
MCKESSON CORP COM 58155Q103 15,458 105,251 SH   SOLE   105,251 0 0
Microsoft Corp COM 594918104 138,968 670,107 SH   SOLE   670,107 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110 499 16,860 SH   SOLE   16,860 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 148 57,166 SH   SOLE   57,166 0 0
MOLSON COORS BREWING CO CL B 60871R209 265 7,905 SH   SOLE   7,905 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 183 38,652 SH   SOLE   38,652 0 0
Novartis A G SPONSORED ADR 66987V109 42,581 489,212 SH   SOLE   489,212 0 0
OMNICOM GROUP INC COM 681919106 21,295 435,463 SH   SOLE   435,463 0 0
ORACLE CORP COM 68389X105 50,660 851,737 SH   SOLE   851,737 0 0
ORANGE SPONSORED ADR 684060106 107 10,387 SH   SOLE   10,387 0 0
OVINTIV INC COM 69047Q102 215 26,139 SH   SOLE   26,139 0 0
Pepsico Inc COM 713448108 21,006 153,084 SH   SOLE   153,084 0 0
PFIZER INC COM 717081103 40,429 1,117,353 SH   SOLE   1,117,353 0 0
Philip Morris Intl Inc COM 718172109 17,228 231,379 SH   SOLE   231,379 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 216 4,008 SH   SOLE   4,008 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 4,264 697,859 SH   SOLE   697,859 0 0
Procter & Gamble Co COM 742718109 40,701 296,429 SH   SOLE   296,429 0 0
QUALCOMM INC COM 747525103 3,187 27,117 SH   SOLE   27,117 0 0
RAYTHEON CO COM NEW 755111507 18,480 320,501 SH   SOLE   320,501 0 0
SANOFI SPONSORED ADR 80105N105 30,092 595,422 SH   SOLE   595,422 0 0
SCHLUMBERGER LTD COM 806857108 264 16,868 SH   SOLE   16,868 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,565 82,639 SH   SOLE   82,639 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,134 117,148 SH   SOLE   117,148 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 11,876 202,147 SH   SOLE   202,147 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,749 33,943 SH   SOLE   33,943 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 51,800 2,202,967 SH   SOLE   2,202,967 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 72,313 1,170,571 SH   SOLE   1,170,571 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 4,241 84,904 SH   SOLE   84,904 0 0
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 325 8,838 SH   SOLE   8,838 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,879 63,067 SH   SOLE   63,067 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 16,980 622,494 SH   SOLE   622,494 0 0
SPDR SER TR S&P BK ETF 78464A797 2,243 76,737 SH   SOLE   76,737 0 0
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 14,849 439,426 SH   SOLE   439,426 0 0
STARBUCKS CORP COM 855244109 9,957 117,314 SH   SOLE   117,314 0 0
STERICYCLE INC COM 858912108 361 5,744 SH   SOLE   5,744 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 266 46,403 SH   SOLE   46,403 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 57,367 712,914 SH   SOLE   712,914 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 1,066 58,403 SH   SOLE   58,403 0 0
TATA MTRS LTD SPONSORED ADR 876568502 194 21,881 SH   SOLE   21,881 0 0
TELEFONICA S A SPONSORED ADR 879382208 193 56,532 SH   SOLE   56,532 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADR 881624209 198 22,413 SH   SOLE   22,413 0 0
TEXAS INSTRS INC COM 882508104 18,605 131,465 SH   SOLE   131,465 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 6,875 149,591 SH   SOLE   149,591 0 0
TRUIST FINL CORP COM 89832Q109 15,033 405,912 SH   SOLE   405,912 0 0
UBER TECHNOLOGIES INC COM 90353T100 37,497 1,058,111 SH   SOLE   1,058,111 0 0
UBS GROUP AG SHS H42097107 153 13,854 SH   SOLE   13,854 0 0
UNILEVER PLC SPON ADR NEW 904767704 47,608 769,147 SH   SOLE   769,147 0 0
UNITED PARCEL SERVICE INC CL B 911312106 39,730 235,756 SH   SOLE   235,756 0 0
UNITEDHEALTH GROUP INC COM 91324P102 52,846 173,780 SH   SOLE   173,780 0 0
US Bancorp Del COM NEW 902973304 1,570 44,251 SH   SOLE   44,251 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 7,761 262,391 SH   SOLE   262,391 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 24,971 815,330 SH   SOLE   815,330 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 2,992 50,106 SH   SOLE   50,106 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 197,233 2,374,881 SH   SOLE   2,374,881 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 572,454 6,478,836 SH   SOLE   6,478,836 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 14,430 128,392 SH   SOLE   128,392 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 234 2,500 SH   SOLE   2,500 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 444 5,635 SH   SOLE   5,635 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14,384 142,726 SH   SOLE   142,726 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 34,687 193,603 SH   SOLE   193,603 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12,430 57,976 SH   SOLE   57,976 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 30,443 276,557 SH   SOLE   276,557 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 95,634 545,672 SH   SOLE   545,672 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 86,749 383,538 SH   SOLE   383,538 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 114,428 1,104,445 SH   SOLE   1,104,445 0 0
Vanguard Index Fds SMALL CP ETF 922908751 4,780 31,196 SH   SOLE   31,196 0 0
Vanguard Index Fds STK MRK ETF 922908769 343,309 2,030,516 SH   SOLE   2,030,516 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 269 5,343 SH   SOLE   5,343 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 75,971 1,785,409 SH   SOLE   1,785,409 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 30,231 574,726 SH   SOLE   574,726 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,619 31,710 SH   SOLE   31,710 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 24,809 455,394 SH   SOLE   455,394 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,791 69,906 SH   SOLE   69,906 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 96,140 1,362,171 SH   SOLE   1,362,171 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 49,405 910,706 SH   SOLE   910,706 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 48,404 504,882 SH   SOLE   504,882 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 171,159 4,174,358 SH   SOLE   4,174,358 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 36,502 225,824 SH   SOLE   225,824 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,708 91,409 SH   SOLE   91,409 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 42,722 738,554 SH   SOLE   738,554 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,044 10,171 SH   SOLE   10,171 0 0
VENTAS INC COM 92276F100 9,659 226,750 SH   SOLE   226,750 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 25,896 437,084 SH   SOLE   437,084 0 0
VISA INC COM CL A 92826C839 114,047 571,679 SH   SOLE   571,679 0 0
WALMART INC COM 931142103 213 1,550 SH   SOLE   1,550 0 0
DISNEY WALT CO COM DISNEY 254687106 13,980 111,454 SH   SOLE   111,454 0 0
WPP PLC NEW ADR 92937A102 8,188 211,416 SH   SOLE   211,416 0 0
Wells Fargo Co NEW COM 949746101 46,780 2,008,315 SH   SOLE   2,008,315 0 0
WELLTOWER INC COM 95040Q104 10,233 187,784 SH   SOLE   187,784 0 0
WILLIAMS COS INC COM 969457100 16,498 813,979 SH   SOLE   813,979 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 6,218 122,894 SH   SOLE   122,894 0 0
DBX ETF TR XTRCKR MSCI US 233051150 2,306 75,884 SH   SOLE   75,884 0 0
YUM CHINA HLDGS INC COM 98850P109 209 4,056 SH   SOLE   4,056 0 0