The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 342 105 SH   SOLE   105 0 0
INVESCO QQQ TRUST ETF 46090E103 339 936 SH   SOLE   936 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 724 3,181 SH   SOLE   3,181 0 0
SPDR S&P 500 ETF ETF 78462F103 40,320 89,274 SH   SOLE   89,274 0 0
ISHARES S&P 100 ETF ETF 464287101 232 1,117 SH   SOLE   1,117 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 342 1,506 SH   SOLE   1,506 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 20,747 192,322 SH   SOLE   192,322 0 0
MICROSOFT CORP COM Stock 594918104 447 1,451 SH   SOLE   1,451 0 0
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888 2,532 99,203 SH   SOLE   99,203 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 762 15,062 SH   SOLE   14,962 0 0
VANGUARD S&P 500 ETF ETF 922908363 66,780 160,852 SH   SOLE   160,852 0 0
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670 2,160 42,313 SH   SOLE   42,313 0 0
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 367 2,149 SH   SOLE   2,149 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 13,371 90,483 SH   SOLE   90,483 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 13,173 45,804 SH   SOLE   45,804 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 21,643 311,372 SH   SOLE   311,372 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 17,523 315,457 SH   SOLE   315,457 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 31,808 399,899 SH   SOLE   399,899 0 0
CISCO SYS INC COM Stock 17275R102 672 12,052 SH   SOLE   12,052 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 8,252 105,753 SH   SOLE   105,753 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 223 1,663 SH   SOLE   1,663 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 7,910 17,437 SH   SOLE   17,437 0 0
VMWARE INC CL A COM Stock 928563402 341 3,000 SH   SOLE   3,000 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 5,576 116,109 SH   SOLE   116,109 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,822 32,797 SH   SOLE   32,797 0 0
ZENDESK INC COM Stock 98936J101 457 3,800 SH   SOLE   3,800 0 0
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 459 4,486 SH   SOLE   4,486 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 23,688 88,277 SH   SOLE   88,277 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,036 14,081 SH   SOLE   14,081 0 0
APPLE INC COM Stock 037833100 642 3,679 SH   SOLE   3,679 0 0
ABBOTT LABS COM Stock 002824100 260 2,200 SH   SOLE   2,200 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 10,868 43,463 SH   SOLE   43,463 0 0