The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 353 106 SH   SOLE   0 0 106
INVESCO QQQ TRUST ETF 46090E103 676 1,700 SH   SOLE   0 0 1,700
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 791 3,279 SH   SOLE   0 0 3,279
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 723 13,007 SH   SOLE   0 0 13,007
SPDR S&P 500 ETF ETF 78462F103 44,315 93,303 SH   SOLE   0 0 93,303
ISHARES S&P 100 ETF ETF 464287101 244 1,117 SH   SOLE   0 0 1,117
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 443 1,799 SH   SOLE   0 0 1,799
ISHARES S&P SMALL-CAP FUND ETF 464287804 21,223 185,337 SH   SOLE   0 0 185,337
MICROSOFT CORP COM Stock 594918104 485 1,445 SH   SOLE   0 0 1,445
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 1,573 30,816 SH   SOLE   0 0 30,424
VANGUARD S&P 500 ETF ETF 922908363 70,609 161,737 SH   SOLE   0 0 161,737
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670 8,240 151,851 SH   SOLE   0 0 151,851
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 472 2,749 SH   SOLE   0 0 2,749
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708 345 11,921 SH   SOLE   0 0 11,921
VANGUARD VALUE INDEX FUND ETF 922908744 13,332 90,631 SH   SOLE   0 0 90,631
VANGUARD GROWTH INDEX FUND ETF 922908736 15,142 47,187 SH   SOLE   0 0 47,187
ISHARES CORE MSCI EAFE ETF ETF 46432F842 19,891 266,496 SH   SOLE   0 0 266,496
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 13,484 225,273 SH   SOLE   0 0 225,273
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 30,653 361,693 SH   SOLE   0 0 361,693
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 286 5,505 SH   SOLE   0 0 5,505
CISCO SYS INC COM Stock 17275R102 765 12,073 SH   SOLE   0 0 12,073
ISHARES RUSSELL MID-CAP ETF ETF 464287499 8,738 105,273 SH   SOLE   0 0 105,273
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 382 2,626 SH   SOLE   0 0 2,626
ISHARES CORE S&P 500 ETF ETF 464287200 8,383 17,576 SH   SOLE   0 0 17,576
VMWARE INC CL A COM Stock 928563402 347 3,000 SH   SOLE   0 0 3,000
JPMORGAN CHASE & CO COM Stock 46625H100 223 1,409 SH   SOLE   0 0 1,409
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 13,053 255,647 SH   SOLE   0 0 255,647
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 2,066 35,360 SH   SOLE   0 0 35,360
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 6,567 132,787 SH   SOLE   0 0 132,787
ZENDESK INC COM Stock 98936J101 396 3,800 SH   SOLE   0 0 3,800
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 750 6,910 SH   SOLE   0 0 6,910
ISHARES S&P MIDCAP FUND ETF 464287507 24,494 86,529 SH   SOLE   0 0 86,529
ISHARES MSCI EAFE ETF ETF 464287465 1,107 14,081 SH   SOLE   0 0 14,081
APPLE INC COM Stock 037833100 685 3,858 SH   SOLE   0 0 3,858
ABBOTT LABS COM Stock 002824100 385 2,737 SH   SOLE   0 0 2,737
ISHARES RUSSELL 1000 ETF ETF 464287622 11,975 45,286 SH   SOLE   0 0 45,286