The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 348 106 SH   SOLE   0 0 106
INVESCO QQQ TRUST ETF 46090E103 608 1,700 SH   SOLE   0 0 1,700
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 728 3,279 SH   SOLE   0 0 3,279
SPDR S&P 500 ETF ETF 78462F103 41,564 96,855 SH   SOLE   0 0 96,855
ISHARES S&P 100 ETF ETF 464287101 220 1,117 SH   SOLE   0 0 1,117
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 359 1,799 SH   SOLE   0 0 1,799
ISHARES S&P SMALL-CAP FUND ETF 464287804 19,733 180,723 SH   SOLE   0 0 180,723
MICROSOFT CORP COM Stock 594918104 392 1,393 SH   SOLE   0 0 1,393
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 1,573 30,816 SH   SOLE   0 0 30,424
VANGUARD S&P 500 ETF ETF 922908363 61,963 157,108 SH   SOLE   0 0 157,108
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670 3,668 67,327 SH   SOLE   0 0 67,327
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 435 2,749 SH   SOLE   0 0 2,749
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708 316 11,921 SH   SOLE   0 0 11,921
VANGUARD VALUE INDEX FUND ETF 922908744 11,940 88,203 SH   SOLE   0 0 88,203
VANGUARD GROWTH INDEX FUND ETF 922908736 13,664 47,089 SH   SOLE   0 0 47,089
ISHARES CORE MSCI EAFE ETF ETF 46432F842 20,250 272,733 SH   SOLE   0 0 272,733
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 16,575 268,389 SH   SOLE   0 0 268,389
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 32,188 376,698 SH   SOLE   0 0 376,698
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 259 5,505 SH   SOLE   0 0 5,505
CISCO SYS INC COM Stock 17275R102 657 12,072 SH   SOLE   0 0 12,072
ISHARES RUSSELL MID-CAP ETF ETF 464287499 8,312 106,272 SH   SOLE   0 0 106,272
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 345 2,626 SH   SOLE   0 0 2,626
ISHARES CORE S&P 500 ETF ETF 464287200 7,242 16,811 SH   SOLE   0 0 16,811
VMWARE INC CL A COM Stock 928563402 446 3,000 SH   SOLE   0 0 3,000
JPMORGAN CHASE & CO COM Stock 46625H100 224 1,372 SH   SOLE   0 0 1,372
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,106 120,953 SH   SOLE   0 0 120,953
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,873 35,360 SH   SOLE   0 0 35,360
ZENDESK INC COM Stock 98936J101 442 3,800 SH   SOLE   0 0 3,800
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 795 7,274 SH   SOLE   0 0 7,274
ISHARES S&P MIDCAP FUND ETF 464287507 22,168 84,267 SH   SOLE   0 0 84,267
ISHARES MSCI EAFE ETF ETF 464287465 1,098 14,081 SH   SOLE   0 0 14,081
APPLE INC COM Stock 037833100 537 3,798 SH   SOLE   0 0 3,798
ABBOTT LABS COM Stock 002824100 325 2,759 SH   SOLE   0 0 2,759
ISHARES RUSSELL 1000 ETF ETF 464287622 11,196 46,320 SH   SOLE   0 0 46,320