The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 325 89 SH   SOLE   0 0 89
INVESCO QQQ TRUST ETF 46090E103 625 1,700 SH   SOLE   0 0 1,700
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 745 3,279 SH   SOLE   0 0 3,279
SPDR S&P 500 ETF ETF 78462F103 43,409 98,671 SH   SOLE   0 0 98,671
ISHARES S&P 100 ETF ETF 464287101 227 1,117 SH   SOLE   0 0 1,117
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 370 1,799 SH   SOLE   0 0 1,799
ISHARES S&P SMALL-CAP FUND ETF 464287804 18,840 173,805 SH   SOLE   0 0 173,805
MICROSOFT CORP COM Stock 594918104 369 1,277 SH   SOLE   0 0 1,277
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 2,146 42,030 SH   SOLE   0 0 41,834
VANGUARD S&P 500 ETF ETF 922908363 61,029 150,920 SH   SOLE   0 0 150,920
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670 3,774 68,638 SH   SOLE   0 0 68,638
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 440 2,749 SH   SOLE   0 0 2,749
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708 321 11,921 SH   SOLE   0 0 11,921
VANGUARD VALUE INDEX FUND ETF 922908744 11,870 85,897 SH   SOLE   0 0 85,897
VANGUARD GROWTH INDEX FUND ETF 922908736 13,972 46,640 SH   SOLE   0 0 46,640
ISHARES CORE MSCI EAFE ETF ETF 46432F842 19,757 262,342 SH   SOLE   0 0 262,342
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 16,599 258,432 SH   SOLE   0 0 258,432
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 30,042 347,189 SH   SOLE   0 0 347,189
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 256 5,505 SH   SOLE   0 0 5,505
CISCO SYS INC COM Stock 17275R102 666 12,065 SH   SOLE   0 0 12,065
ISHARES RUSSELL MID-CAP ETF ETF 464287499 8,449 106,185 SH   SOLE   0 0 106,185
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 361 2,626 SH   SOLE   0 0 2,626
ISHARES CORE S&P 500 ETF ETF 464287200 7,389 16,727 SH   SOLE   0 0 16,727
VMWARE INC CL A COM Stock 928563402 475 3,000 SH   SOLE   0 0 3,000
JPMORGAN CHASE & CO COM Stock 46625H100 205 1,367 SH   SOLE   0 0 1,367
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,308 122,188 SH   SOLE   0 0 122,188
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,917 35,360 SH   SOLE   0 0 35,360
ZENDESK INC COM Stock 98936J101 558 3,800 SH   SOLE   0 0 3,800
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF ETF 78468R622 820 7,463 SH   SOLE   0 0 7,463
ISHARES S&P MIDCAP FUND ETF 464287507 21,711 81,440 SH   SOLE   0 0 81,440
ISHARES MSCI EAFE ETF ETF 464287465 1,115 14,081 SH   SOLE   0 0 14,081
APPLE INC COM Stock 037833100 527 3,548 SH   SOLE   0 0 3,548
ABBOTT LABS COM Stock 002824100 274 2,271 SH   SOLE   0 0 2,271
ISHARES RUSSELL 1000 ETF ETF 464287622 11,523 46,443 SH   SOLE   0 0 46,443