The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 275 89 SH   SOLE   0 0 89
INVESCO QQQ TRUST ETF 46090E103 551 1,728 SH   SOLE   0 0 1,728
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 734 3,555 SH   SOLE   0 0 3,555
SPDR S&P 500 ETF ETF 78462F103 40,648 102,563 SH   SOLE   0 0 102,563
ISHARES S&P 100 ETF ETF 464287101 249 1,386 SH   SOLE   0 0 1,386
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 405 2,149 SH   SOLE   0 0 2,149
ISHARES S&P SMALL-CAP FUND ETF 464287804 17,779 163,820 SH   SOLE   0 0 163,820
MICROSOFT CORP COM Stock 594918104 301 1,277 SH   SOLE   0 0 1,277
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 2,240 43,903 SH   SOLE   0 0 43,707
VANGUARD S&P 500 ETF ETF 922908363 51,502 141,373 SH   SOLE   0 0 141,373
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670 3,558 66,036 SH   SOLE   0 0 66,036
VANGUARD VALUE INDEX FUND ETF 922908744 10,619 80,778 SH   SOLE   0 0 80,778
VANGUARD GROWTH INDEX FUND ETF 922908736 11,349 44,156 SH   SOLE   0 0 44,156
ISHARES CORE MSCI EAFE ETF ETF 46432F842 17,320 240,397 SH   SOLE   0 0 240,397
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 15,557 241,729 SH   SOLE   0 0 241,729
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 23,828 281,256 SH   SOLE   0 0 281,256
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 252 5,505 SH   SOLE   0 0 5,505
ISHARES RUSSELL MID-CAP ETF ETF 464287499 7,983 107,990 SH   SOLE   0 0 107,990
ISHARES CORE S&P 500 ETF ETF 464287200 6,654 16,727 SH   SOLE   0 0 16,727
JPMORGAN CHASE & CO COM Stock 46625H100 208 1,367 SH   SOLE   0 0 1,367
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,091 124,030 SH   SOLE   0 0 124,030
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,739 35,360 SH   SOLE   0 0 35,360
AMGEN INC COM Stock 031162100 214 862 SH   SOLE   0 0 862
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF ETF 78468R622 779 7,165 SH   SOLE   0 0 7,165
ISHARES S&P MIDCAP FUND ETF 464287507 19,812 76,119 SH   SOLE   0 0 76,119
ISHARES MSCI EAFE ETF ETF 464287465 1,068 14,081 SH   SOLE   0 0 14,081
APPLE INC COM Stock 037833100 433 3,548 SH   SOLE   0 0 3,548
ABBOTT LABS COM Stock 002824100 275 2,298 SH   SOLE   0 0 2,298
ISHARES RUSSELL 1000 ETF ETF 464287622 10,637 47,525 SH   SOLE   0 0 47,525