Consolidated Balance Sheets (USD $)	Jun. 30, 2012	Sep. 30, 2011
Assets
Cash and due from banks	$ 571,244	$ 618,683
Interest-bearing deposits in other banks	862,811	1,417,777
Federal funds sold	4,672,685	4,152,566
Cash and cash equivalents	6,106,740	6,189,026
Certificates of deposit	2,788,319
Securities available for sale, at fair value	6,422,700	6,168,351
Securities held to maturity, at amortized cost	4,990,926	1,636,563
Federal Home Loan Bank stock, at cost	517,700	604,200
Loans, net of allowances for loan and lease losses of $702,474 at June 30, 2012 and $665,289 at September 30, 2011	53,728,555	53,758,286
Accrued interest receivable	259,229	246,588
Premises and equipment, net	3,248,013	2,775,306
Foreclosed assets, net	778,000	884,000
Prepaid expenses	195,073	302,236
Cash surrender value of life insurance	70,736	68,809
Prepaid income taxes	178,217
Deferred income tax asset	115,239	110,415
Other assets	63,077	43,059
Total assets	79,462,524	72,786,839
Liabilities and Stockholders' Equity
Noninterest-bearing deposits	1,098,736	626,354
Interest-bearing demand deposits	4,292,845	3,953,516
Savings deposits	15,258,701	10,429,075
Certificates of deposit	37,515,791	35,938,465
Total deposits	58,166,073	50,947,410
Federal Home Loan Bank advances	8,000,000	10,000,000
Accounts payable		55,024
Income taxes payable		177,084
Accrued interest payable	42,301	42,448
Deferred compensation liability	15,950	15,950
Other liabilities	70,862	71,586
Total liabilities	66,295,186	61,309,502
Commitments and contingencies
Stockholders' Equity
Preferred stock, $0.01 par value; authorized 1,000,000; none issued
Common stock, $0.01 par value; authorized 4,000,000; issued and outstanding 500,314 shares at June 30, 2012 and 444,038 shares at September 30, 2011	5,003	4,440
Additional paid in capital	4,226,230	3,774,574
Retained earnings	9,074,630	7,728,798
Unearned common stock held by:
Employee Stock Ownership Plan	(293,478)	(230,000)
Recognition and Retention Plan	(37,168)
Accumulated other comprehensive income	192,121	199,525
Total stockholders' equity	13,167,338	11,477,337
Total liabilities and stockholders' equity	$ 79,462,524	$ 72,786,839