0001776294-21-000021.txt : 20210326 0001776294-21-000021.hdr.sgml : 20210326 20210326125623 ACCESSION NUMBER: 0001776294-21-000021 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 7 CONFORMED PERIOD OF REPORT: 20201231 0001477336 0001601846 FILED AS OF DATE: 20210326 DATE AS OF CHANGE: 20210326 ABS ASSET CLASS: Auto loans FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ally Auto Receivables Trust 2019-2 CENTRAL INDEX KEY: 0001776294 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 326540741 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-228265-01 FILM NUMBER: 21776093 BUSINESS ADDRESS: STREET 1: 1209 ORANGE STREET CITY: WILMINGTON STATE: DE ZIP: 19801 BUSINESS PHONE: 313-656-5500 MAIL ADDRESS: STREET 1: 200 RENAISSANCE CENTER CITY: DETROIT STATE: MI ZIP: 48265 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ally Auto Assets LLC CENTRAL INDEX KEY: 0001477336 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 270789648 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-163392 FILM NUMBER: 21776094 BUSINESS ADDRESS: STREET 1: 1209 ORANGE STREET CITY: WILMINGTON STATE: DE ZIP: 19801 BUSINESS PHONE: 313-656-5500 MAIL ADDRESS: STREET 1: 200 RENAISSANCE CENTER CITY: DETROIT STATE: MI ZIP: 48265 10-K 1 aart2019-212_31x2010xk.htm 10-K Document

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
þ
ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES   EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2020
OR
¨
TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES   EXCHANGE ACT OF 1934
For the transition period from ___________ to ____________.


Ally Auto Receivables Trust 2019-2
(Exact name of issuing entity as specified in its charter)

Commission file number of issuing entity: 333-228265-01

Central Index Key Number of issuing entity: 0001776294

Ally Auto Assets LLC
(Exact name of depositor as specified in its charter)

Commission file number of depositor: 333-228265

Central Index Key Number of depositor: 0001477336

Ally Bank
(Exact name of sponsor as specified in its charter)
Central Index Key Number of sponsor (if applicable): 0001601846

DELAWARE32-6540741
(State or other jurisdiction of(I.R.S. Employer
incorporation or organization)Identification No.)
Ally Auto Assets LLC
500 Woodward Avenue
Detroit, Michigan
48226
(Address of principal executive offices)
(Zip Code)
(866) 710-4623
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act: None

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ¨ No þ

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of Acts. Yes ¨ No þ

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. þ Yes ¨ No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). þ Yes ¨ No








Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of  "large accelerated filer,"  "accelerated filer," "non-accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.
¨  Large accelerated filer
¨  Accelerated filer
¨  Smaller reporting company
þ  Non-accelerated filer
¨  Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ¨

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). ¨ Yes þ No

State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant’s most recently completed second fiscal quarter. None

Registrant does not have any voting or non-voting common equity held by non-affiliates.

Documents incorporated by reference. None


INDEX

Ally Auto Receivables Trust 2019-2
Part I
Item 1.
Business*
Item 1A.
Risk Factors*
Item 1B.
Unresolved Staff Comments
Item 2.
Properties*
Item 3.
Legal Proceedings*
Item 4.
Mine Safety Disclosures
Part II
Item 5.
Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities*
Item 6.
Selected Financial Data*
Item 7.
Management’s Discussion and Analysis of Financial Condition and Results of Operations*
Item 7A.
Quantitative and Qualitative Disclosures About Market Risk*
Item 8.
Financial Statements and Supplementary Data*
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure*
Item 9A.
Controls and Procedures*
Item 9B.
Other Information
Part III
Item 10.
Directors, Executive Officers and Corporate Governance*
Item 11.
Executive Compensation*
Item 12.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters*
Item 13.
Certain Relationships and Related Transactions and Director Independence*
Item 14.
Principal Accounting Fees and Services*
Part IV
Item 15.
Exhibits, Financial Statement Schedules
Item 16.
Form 10-K Summary
* Item is omitted in accordance with General Instructions J to Form 10-K.


2



 

Part I

Item 1B. Unresolved Staff Comments

None.

Item 4. Mine Safety Disclosures

Not applicable.

Substitute information provided in accordance with General Instruction J to Form 10-K:

Item 1112(b) of Regulation AB. Significant Obligors of Pool Assets (Financial Information).

There are no significant obligors with respect to the pool assets held by Ally Auto Receivables Trust 2019-2 (the “Issuing Entity”).

Item 1114(b)(2) of Regulation AB. Credit Enhancement and Other Support, Except for Certain Derivatives Instruments (Financial Information).

No entity or group of affiliated entities provides any external credit enhancement or other support with respect to either payment of the pool assets held by the Issuing Entity or payments on the notes (the “Notes”) or certificates (the “Certificates”) issued by the Issuing Entity.

Item 1115(b) of Regulation AB. Certain Derivatives Instruments (Financial Information).

No entity or group of affiliated entities provides any derivative instruments that are used to alter the payment characteristics of the cashflows from the Issuing Entity.

Item 1117 of Regulation AB. Legal Proceedings.

There are no current legal proceedings pending, or to the best knowledge of management of such entity, threatened, against the Issuing Entity, the sponsor, the servicer or the depositor that, if determined adversely to such party, would be expected to have a material adverse effect on the performance of the notes.

The owner trustee has represented to the Issuing Entity that it is not a party to any current legal proceedings, nor is its management aware of any legal proceedings threatened against it that, if determined adversely to such party, would be expected to have a material adverse effect on the performance of the notes.



Part II

Item 9B. Other Information

None.



Part III

Substitute information provided in accordance with General Instruction J to Form 10-K:

Item 1119 of Regulation AB. Affiliations and Certain Relationships and Related Transactions.

Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119.  The information has been provided previously in a Prospectus, dated June 4, 2019, filed by the Issuing Entity, pursuant to Rule 424(b)(5) of the Securities Act of 1933 on June 5, 2019.




3



 

Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.

Each of Ally Bank and Deutsche Bank Trust Company Americas (each, a “Servicing Participant”) has been identified by the registrant as a party participating in the servicing function with respect to the pool assets held by the Issuing Entity during the reporting period. Each of the Servicing Participants has completed a report on an assessment of compliance with the servicing criteria applicable to such Servicing Participant (each, a “Report on Assessment”) during the Issuing Entity’s year ended December 31, 2020, which Reports on Assessment are attached as exhibits to this Form 10-K. In addition, each of the Servicing Participants has provided an attestation report (each, an “Attestation Report”) by a registered independent public accounting firm regarding its related Report on Assessment. Each Attestation Report is attached as an exhibit to this Form 10-K.

None of the Reports on Assessment or the related Attestation Reports has identified any material instances of noncompliance with the servicing criteria described in the related Report on Assessment as being applicable to each such Servicing Participant.

Item 1123 of Regulation AB. Servicer Compliance Statement.

Ally Bank has been identified as the servicer during the reporting period with respect to the pool assets held by the Issuing Entity. Ally Bank has provided a statement of compliance with the applicable servicing activities (the “Compliance Statement”), signed by an authorized officer, and such Compliance Statement is attached as an exhibit to this Form 10-K.










































4



 

Part IV

Item 15. Exhibits, Financial Statement Schedules

(a)List the following documents filed as a part of the report:

(1)Financial Statements — Not Applicable.
(2)Financial Statement Schedules — Not Applicable.
(3)Exhibits

Item 16. Form 10-K Summary

None.







5



 

Signature

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Ally Auto Assets LLC, as Depositor
/s/ Ryan C. Farris
Ryan C. Farris
President
(Senior Officer in charge of securitization of the depositor)

Date: March 26, 2021












































6



 

Index of Exhibits

ExhibitDescriptionMethod of Filing
3.1Second Amended and Restated Limited Liability Company Agreement of Ally Auto Assets LLC, dated as of November 7, 2018.
**
4.1Indenture between Ally Auto Receivables Trust 2019-2 (the "Issuing Entity”) and Deutsche Bank Trust Company Americas, as Indenture Trustee (the “Indenture Trustee”), dated as of June 11, 2019.*
4.2Trust Agreement between Ally Auto Assets LLC, as Depositor, and BNY Mellon Trust of Delaware, as Owner Trustee, dated as of June 11, 2019.*
4.3Pooling Agreement between Ally Bank, as Seller, and Ally Auto Assets LLC, dated as of June 11, 2019.*
31.1Certification of Executive Officer Pursuant to Rule 13a-14(d)/15d-14(d).Filed herewith.
33.1Report on Assessment of Compliance with SEC Regulation AB Servicing Criteria concerning activities of Ally Bank for the year ended December 31, 2020.Filed herewith.
33.2Report on Assessment of Compliance with SEC Regulation AB Servicing Criteria concerning activities of Deutsche Bank Trust Company Americas for the year ended December 31, 2020.Filed herewith.
34.1Registered Public Accounting Firm Attestation Report on Assessment of Compliance with applicable Servicing Criteria of Ally Bank dated March 11, 2021 for the year ended December 31, 2020.Filed herewith.
34.2Registered Public Accounting Firm Attestation Report on Assessment of Compliance with applicable Servicing Criteria of Deutsche Bank Trust Company Americas, dated February 26, 2021 for the year ended December 31, 2020.Filed herewith.
35.1Servicer Compliance Statement of Ally Bank for the year ended December 31, 2020.Filed herewith.
99.1Trust Sale Agreement between Ally Auto Assets LLC, as Depositor, and the Issuing Entity, dated as of June 11, 2019.*
99.2Custodian Agreement between Ally Bank, as Custodian, and Ally Auto Assets LLC, as Depositor, dated as of June 11, 2019.*
99.3Administration Agreement among the Issuing Entity, Ally Bank, as Administrator, and the Indenture Trustee, dated as of June 11, 2019.*
99.4Servicing Agreement among the Issuing Entity, Ally Bank, as Servicer, and Ally Auto Assets LLC, dated as of June 11, 2019.*
99.5Asset Representations Review Agreement among the Issuing Entity, Ally Bank, as Sponsor, and Clayton Fixed Income Services LLC, as Asset Representations Reviewer, dated as of June 11, 2019.*



*Incorporated by reference to the corresponding Exhibit to the Issuing Entity’s Current Report on Form 8-K filed on June 12, 2019 (File No. 333-228265-01).

**Incorporated by reference to Exhibit 3.1 of Ally Auto Assets LLC's Form SF-3 Registration Statement filed on November 8, 2018 (File No. 333-228265).












7 

EX-31.1 2 aart2019-2exhibit3112020.htm EX-31.1 Document




Exhibit 31.1

Certifications



I, Ryan C. Farris, certify that:

1I have reviewed this report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of Ally Auto Receivables Trust 2019-2 (the “Exchange Act periodic reports”);

2Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;

4Based on my knowledge and the servicer compliance statement required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer has fulfilled its obligations under the servicing agreement in all material respects; and

5All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.

In giving the certifications above, I have reasonably relied on the information provided to me by the following unaffiliated party: Deutsche Bank Trust Company Americas and BNY Mellon Trust of Delaware.

Date: March 26, 2021

/s/ Ryan C. Farris
Ryan C. Farris
President, Ally Auto Assets LLC, as Depositor
(Senior Officer in charge of securitization of the depositor)
 
 

EX-33.1 3 aart2019-2exhibit3312020.htm EX-33.1 Document

Exhibit 33.1
 
Certification Regarding Compliance with SEC Regulation AB Servicing Criteria

1Ally Financial Inc. ("AFI"), including its wholly owned subsidiary Ally Bank (Ally Bank and AFI are collectively referred to herein as "Ally") is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the year ended December 31, 2020 (the "Reporting Period"), as set forth in Appendix A hereto. The transactions covered by this report include retail transactions (including asset-backed securities transactions) for which Ally acts as servicer, involving the Consumer Automotive Receivables Platform (the "Platform"). The Platform consists of the activities involved in the performance of servicing functions for all publicly and privately issued retail transactions (including asset-backed transactions);


2
Ally has engaged certain vendors (the "Vendors") to perform specific, limited or scripted activities, and Ally elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto;


3
Except as set forth in paragraph 4 below, Ally used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;


4
The criteria listed in the column titled "Inapplicable Servicing Criteria" in Appendix A hereto are inapplicable to Ally based on the activities it performs, directly or through its Vendors, with respect to the Platform;


5Ally has complied, in all material respects, with the applicable servicing criteria as of December 31, 2020 and for the Reporting Period with respect to the Platform taken as a whole;

6Ally has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2020 and for the Reporting Period with respect to the Platform taken as a whole;

7Ally has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2020 and for the Reporting Period with respect to the Platform taken as a whole; and

8
Deloitte & Touche LLP, an independent registered public accounting firm, has issued an attestation report on Ally's assessment of compliance with the applicable servicing criteria for the Reporting Period.


March 11, 2021
Ally Financial Inc.
By:/s/ David J. DeBrunner
Name: David J. DeBrunner
Title: Controller and Chief Accounting Officer
By:/s/ Matthew Y. L. Loucks
Name: Matthew Y. L. Loucks
Title: Assistant Treasurer, Senior Director
Ally Bank
By:/s/ David J. DeBrunner
Name: David J. DeBrunner
Title: Controller and Chief Accounting Officer



APPENDIX A

 
Servicing CriteriaApplicable Servicing CriteriaINAPPLICABLE Servicing Criteria
ReferenceCriteriaPerformed Directly by AllyPerformed by Vendor(s) for which Ally is the Responsible Party
General Servicing Considerations 
1122(d)(1)(i)Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.XX  
1122(d)(1)(ii)If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.XX  
1122(d)(1)(iii)Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.  XX
1122(d)(1)(iv)A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.  XX
1122(d)(1)(v)Aggregation of information, as applicable, is mathematically accurate and the information conveyed accurately reflects the information.XX  
Cash Collection and Administration 
1122(d)(2)(i)Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.XX  
1122(d)(2)(ii)Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.XX  
1122(d)(2)(iii)Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.  XX
1122(d)(2)(iv)The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.XX  
1122(d)(2)(v)Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 240.13k-1(b)(1) of the Securities Exchange Act.XX  
1122(d)(2)(vi)Unissued checks are safeguarded so as to prevent unauthorized access.  XX
1122(d)(2)(vii)Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.XX  
Investor Remittances and Reporting 
1122(d)(3)(i)Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the Servicer.XX  



1122(d)(3)(ii)Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.XX  
1122(d)(3)(iii)Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.XX  
1122(d)(3)(iv)Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.XX  
Pool Asset Administration 
1122(d)(4)(i)Collateral or security on pool assets is maintained as required by the transaction agreements or related pool assets documents.XXXX 
1122(d)(4)(ii)Pool assets and related documents are safeguarded as required by the transaction agreementsXX XX 
1122(d)(4)(iii)Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.XX  
1122(d)(4)(iv)Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related [pool asset] documents.XXXX 
1122(d)(4)(v)The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.XX  
1122(d)(4)(vi)Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.XXXX 
1122(d)(4)(vii)Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.XXXX 
1122(d)(4)(viii)Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).XXXX 
1122(d)(4)(ix)Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.  XX
1122(d)(4)(x)Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.  XX
1122(d)(4)(xi)Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.  XX
1122(d)(4)(xii)Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.  XX
1122(d)(4)(xiii)Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or such other number of days specified in the transaction agreements.  XX
1122(d)(4)(xiv)Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.XX  
1122(d)(4)(xv)Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.XX  


EX-33.2 4 aart2019-2exhibit3322020.htm EX-33.2 Document




Exhibit 33.2

MANAGEMENT’S ASSERTION OF COMPLIANCE

Management of the Trust & Agency Services department of Deutsche Bank National Trust Company and Deutsche Bank Trust Company Americas (collectively the “Company”) is responsible for assessing the servicing criteria set forth in Item 1122(d) of Regulation AB promulgated by the Securities and Exchange Commission to determine which criteria are applicable to the Company in respect of the servicing platform described below. Management has determined that the servicing criteria are applicable in regard to the servicing platform as of and for the period as follows:
Platform: Publicly-issued (i.e., transaction-level reporting required under the Securities Exchange Act of 1934, as amended) and certain privately-issued (i.e., for which transaction-level reporting is required pursuant to contractual obligation) residential mortgage-backed securities, commercial mortgage-backed securities and other asset-backed securities issued on or after January 1, 2006, for which the Company provides trustee, certificate administrator, securities administration, paying agent or custodian services, as defined in the transaction agreements, excluding publicly-issued securities sponsored or issued by any government sponsored entity (the “Platform”) (see Appendix A).

Applicable Servicing Criteria: All servicing criteria set forth in Item 1122(d), to the extent required by Item 1122(d) servicing criteria in regards to the activities performed by the Company with respect to the Platform as to any transaction, except for the following criteria: 1122(d)(4)(iv) – 1122(d)(4)(xiv), which management has determined are not applicable to the activities the Company performs with respect to the Platform (the “Applicable Servicing Criteria”). With respect to Applicable Servicing Criteria 1122(d)(1)(ii), 1122(d)(1)(iii), 1122(d)(2)(iii) and 1122(d)(4)(iii) there were no activities performed during the year ended December 31, 2020 with respect to the Platform, because there were no occurrences of events that would require the Company to perform such activities.

Period: Year ended December 31, 2020 (the “Period”).

Management's interpretation of Applicable Servicing Criteria: The Company’s management has determined that servicing criterion 1122(d)(1)(iii) is applicable only with respect to its continuing obligation to act as, or locate a, successor servicer under the circumstances referred to in certain transaction agreements. It is management's interpretation that the Company has no other active back-up servicing responsibilities in regards to servicing criterion 1122(d)(1)(iii) as of and for the Period. The Company’s management has determined that servicing criterion 1122(d)(1)(v) is applicable only to the activities the Company performs related to the mathematically accurate aggregation of information received from servicers and the accurate conveyance of such information within reports to investors. The Company’s management has determined that servicing criterion 1122(d)(4)(iii) is applicable to the activities the Company performs with respect to the Platform only as it relates to the Company’s obligation to report additions, removals or substitutions on reports to investors in accordance with the transaction agreements.

With respect to the Platform as of and for the Period, the Company’s management provides the following assertion of compliance with respect to the Applicable Servicing Criteria:

The Company’s management is responsible for assessing the Company’s compliance with the Applicable Servicing Criteria.

The Company’s management has assessed compliance with the Applicable Servicing Criteria. In making this assessment, management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB.

Based on such assessment, the Company has complied, in all material respects with the Applicable Servicing Criteria.

Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report with respect to management’s assertion of compliance with the Applicable Servicing Criteria as of and for the Period.

    

























DEUTSCHE BANK NATIONAL TRUST COMPANY



By:     /s/ David Co
    Name: David Co
    Its: Director

By:    /s/ Matt Bowen
    Name: Matt Bowen
    Its: Managing Director

By:     /s/ Christopher Corcoran
    Name: Christopher Corcoran
    Its: Director


DEUTSCHE BANK TRUST COMPANY AMERICAS

By:    /s/ David Co
    Name: David Co
    Its: Director

By:     /s/ Christopher Corcoran
    Name: Christopher Corcoran
    Its: Director


Dated: February 26, 2021



































Appendix A
Asset‐Backed Transactions and Securities Constituting the Platform ‐ MBS Deals
Deal IDDeal NameSeries
AA0601Aames Mortgage Investment Trust2006‐1
AB07O1Alliance Bancorp Trust2007‐OA1
AC0601Accredited Mortgage Loan Trust2006‐1
AC0602Accredited Mortgage Loan Trust2006‐2
AC0701Accredited Mortgage Loan Trust2007‐1
AG0601Aegis Asset Backed Securities Trust2006‐1
AH0601American Home Mortgage Investment Trust2006‐1
AH0602American Home Mortgage Investment Trust2006‐2
AH0603American Home Mortgage Investment Trust2006‐3
AH06A1American Home Mortgage Assets2006‐1
AH06A2American Home Mortgage Assets Trust2006‐2
AH06A5American Home Mortgage AssetsSeries 2006‐5
AH06A6American Home Mortgage AssetsSeries 2006‐6
AH0701American Home Mortgage Investment Trust2007‐1
AH0702American Home Mortgage Investment Trust2007‐2
AH07A1American Home Mortgage Assets Trust2007‐1
AH07A2American Home Mortgage Assets2007‐2
AH07A3American Home Mortgage Assets 2007‐3Series 2007‐3
AH07A4American Home Mortgage AssetsSeries 2007‐4
AH07A5American Home Mortgage AssetsSeries 2007‐5
AQ0601Ameriquest Mortgage Securities, Inc.2006‐R1
AQ0602Ameriquest Mortgage Securities, Inc.2006‐R2
AQ06M3Ameriquest Mortgage Securities, Inc.2006‐M3
AR0601Argent Securities Inc.2006‐W1
AR0602Argent Securities Inc.2006‐W2
AR0603Argent Securities Inc.2006‐W3
AR0604Argent Securities Inc.2006‐W4
AR0605Argent Securities Inc.2006‐W5
AR06M1Argent Securities Inc.2006‐M1
AR06M2Argent Securities Inc.2006‐M2
BA15SKSFAVE Commercial Mortgage Securities Trust2015‐5AVE
BC0601Securitized Asset Backed Receivables LLC Trust2006‐WM3
BC06F4Securitized Asset Backed Receivables LLC Trust2006‐FR4
BC06W4Securitized Asset Backed Receivables LLC Trust2006‐WM4
BC0701BCAP LLC Trust2007‐AA1
BC0702BCAP LLC Trust2007‐AA2
BC0703BCAP LLC Trust2007‐AA3
BC0704BCAP LLC Trust2007‐AA4
BC0705BCAP LLC Trust2007‐AB1
BC07B1Securitized Asset Backed Receivables LLC Trust2007‐BR1
BC07B2Securitized Asset Backed Receivables LLC Trust2007‐BR2
BC07B3Securitized Asset Backed Receivables LLC Trust2007‐BR3
BC07B4Securitized Asset Backed Receivables LLC Trust2007‐BR4
BC07B5Securitized Asset Backed Receivables LLC Trust2007‐BR5
BC07C1Securitized Asset Backed Receivables LLC Trust2007‐NC1
BC07C2Securitized Asset Backed Receivables LLC Trust2007‐NC2
BC07E1Equifirst Loan Securitization Trust2007‐1
BC07H1Securitized Asset Backed Receivables LLC Trust2007‐HE1
CD07C5CD2007‐CD5
CI1423Citigroup Commercial Mortgage Trust2014‐GC23
CI1425Citigroup Commercial Mortgage Trust2014‐GC25
CI14F1CG‐CCRE Commercial Mortgage Trust2014‐FL1
CI14F2CG‐CCRE Commercial Mortgage Trust2014‐FL2
CI1527Citigroup Commercial Mortgage Trust2015‐GC27
CI1529Citigroup Commercial Mortgage Trust2015‐GC29
CI1531Citigroup Commercial Mortgage Trust2015‐GC31
CI1533Citigroup Commercial Pass‐Through CertificatesSeries 2015‐GC33
CI1535Citigroup Commercial Pass‐Through CertificatesSeries 2015‐GC35



CI15P1Citigroup Commercial Mortgage Trust2015‐P1
CI15SMCGBAM Commercial Mortgage Trust2015‐SMRT
CI1637Citigroup Commercial Mortgage Trust2016‐GC37
CI16C1Citigroup Commercial Mortgage Trust2016‐C1
CI16C2Citigroup Commercial Mortgage Trust2016‐C2
CI16C3Citigroup Commercial Mortgage Trust2016‐C3
CI16P4Citigroup Commercial Mortgage Trust2016‐P4
CI16P5Citigroup Commercial Mortgage Trust2016‐P5
CI16P6Citigroup Commercial Mortgage Trust2016‐P6
CI17B1Citigroup Commercial Mortgage Trust2017‐B1
CI17P7Citigroup Commercial Mortgage Trust2017‐P7
DB06G1Ace Securities Corp. Home Equity Loan Trust2006‐GP1
DB07C9COMM2007‐C9
DB11L2DBUBS2011‐LC2
DB12C3COMM2012‐CCRE3
DB12L4COMM2012‐LC4
DB12LTCOMM2012‐LTRT
DB12VTVNDO2012‐6AVE
DB1311COMM2013‐CCRE11
DB1313COMM2013‐LC13
DB133PCOMM2013‐300P
DB13BWBWAY2013‐1515
DB13C6COMM2013‐CCRE6
DB13C8COMM2013‐CCRE8
DB13C9COMM2013‐CCRE9
DB13CCCOMM2013‐CCRE13
DB13SFCOMM2013‐SFS
DB1414COMM2014‐CCRE14
DB1417COMM2014‐CCRE17
DB14ARDBCCRE2014‐ARCP
DB14U2COMM2014‐UBS2 Mortgage Trust
DB14U4COMM2014‐UBS4
DB1521COMM2015‐LC21
DB1522COMM2015‐CCRE22
DB1525COMM2015‐CCRE25
DB15LCDBWF2015‐LCM
DB1678COMM2016‐787S
DB1685DBWF2016‐85T
DB16D2COMM2016‐DC2
DB16SFDBJPM2016‐SFC
FF0603FFMLT Trust2006‐FF3
FF0604FFMLT Trust2006‐FF4
FF0606FFMLT Trust2006‐FF6
FF0613FFMLT Trust2006‐FF13
FF06F1First Franklin Mortgage Loan Trust2006‐FF1
FF06F5First Franklin Mortgage Loan Trust2006‐FF5
FF06F7First Franklin Mortgage Loan Trust2006‐FF7
FF06FBFFMLT Trust2006‐FF11
FF07S1FFMLT Trust2007‐FFB‐SS
GC0613HarborView Mortgage Loan Trust2006‐13
GC0614HarborView Mortgage Loan Trust2006‐14
GC06B1HarborView Mortgage Loan Trust2006‐BU1
GC06D1DSLA Mortgage Pass‐Through Certificates2006‐AR1
GC06D2DSLA Mortgage Pass‐Through Certificates2006‐AR2
GC06E1Soundview Home Loan Trust2006‐EQ1
GC06E2Soundview Home Loan Trust2006‐EQ2
GC06F1Fremont Home Loan Trust2006‐1
GC06F2Fremont Mortgage Loan Trust2006‐2
GC06F3Fremont Home Loan Trust2006‐3
GC06H2HarborView Mortgage Loan Trust2006‐2
GC06H3HarborView Mortgage Loan Trust2006‐3
GC06H5HarborView Mortgage Loan Trust2006‐5
GC06H6HarborView Mortgage Loan TrustSeries 2006‐6



GC06H7HarborView Mortgage Loan TrustSeries 2006‐7
GC06H8HarborView Mortgage Loan TrustSeries 2006‐8
GC06H9HarborView Mortgage Loan Trust2006‐9
GC06O1Soundview Home Loan Trust2006‐OPT1
GC06O2Soundview Home Loan Trust2006‐OPT2
GC06O3Soundview Home Loan Trust2006‐OPT3
GC06O4Soundview Home Loan Trust2006‐OPT4
GC06O5Soundview Home Loan Trust2006‐OPT5
GC06S1Soundview Home Loan Trust2006‐1
GC06S2Soundview Home Loan Trust2006‐2
GC06S3Soundview Home Loan Trust2006‐3
GC06SASoundview Home Loan Trust2006‐A
GC06W1Soundview Home Loan Trust2006‐WF1
GC06W2Soundview Home Loan Trust2006‐WF2
GC06X1HarborView Mortgage Loan Trust2006‐SB1
GC06Z8First Franklin Mortgage Loan Trust2006‐FF8
GC06ZAFirst Franklin Mortgage Loan Trust2006‐FF16
GC070ARBSGC Mortgage Loan Trust2007‐A
GC070BRBSGC Mortgage Loan Trust2007‐B
GC071WSoundview Home Loan Trust2007‐WMC1
GC07D1DSLA Mortgage Pass‐Through Certificates2007‐AR1
GC07H2HarborView Mortgage Loan Trust2007‐2
GC07H4HarborView Mortgage Loan TrustSeries 2007‐4
GC07H5HarborView Mortgage Loan TrustSeries 2007‐5
GC07H6HarborView Mortgage Loan Trust 2007‐6MBS 0
GC07H7HarborView Mortgage Loan Trust 2007‐7MBS 0
GC07S1Soundview Home Loan Trust2007‐1
GC07V1Soundview Home Loan Trust2007‐NS1
GS0602GSAA Trust2006‐2
GS0604GSAA Trust2006‐4
GS0607GSAA Trust2006‐7
GS0608GSAA Trust2006‐8
GS0610GSAA Trust2006‐10
GS0611GSAA Trust2006‐11
GS0613GSAA2006‐13
GS0615GSAA2006‐15
GS0616GSAA2006‐16
GS0617GSAA Trust2006‐17
GS0618GSAA Trust2006‐18
GS061SGSAA Trust2006‐S1‐1 (Group 1)
GS062SGSAMP Trust2006‐S2
GS063SGSAMP Trust2006‐S3
GS064SGSAMP Trust2006‐S4
GS065SGSAMP Trust2006‐S5
GS066SGSAMP Trust2006‐S6
GS06C2GSAMP Trust2006‐NC2
GS06F1GSAMP Trust2006‐FM1
GS06F2GSAMP Trust2006‐FM2
GS06F3GSAMP Trust2006‐FM3
GS06G1Greenpoint Mortgage Funding Trust2006‐OH1
GS06H1GSAMP Trust2006‐HE1
GS06L1GSAMP Trust2006‐S1
GS06O1GSR Trust2006‐OA1
GS0702GSAA Trust2007‐2
GS0704GSAA Trust2007‐4
GS0705GSAA Trust2007‐5
GS0706GSAA Trust2007‐6
GS071HGSAMP Trust2007‐HSBC1
GS071SGSAA Trust2007‐S1
GS07A1GSR2007‐AR1
GS07A2GSR Trust2007‐AR2
GS07F1GSAMP Trust2007‐FM1
GS07F2GSAMP Trust2007‐FM2



GS07H1GSR Trust2007‐HEL1
GS07O1GSR Trust2007‐OA1
GS07O2GSR2007‐OA2
GS07T1STARM Mortgage Loan Trust2007‐1
GS07T4STARM2007‐4
GS11C5GS Mortgage Securities Trust2011‐GC5
GS12C7GS Mortgage Securities Corporation II2012‐GCJ7
GS1312GS Mortgage Securities Corporation II2013‐GCJ12
GS1314GS Mortgage Securities Corporation II2013‐GCJ14
GS1418GS MORTGAGE SECURITIES CORPORATION II2014‐GC18
GS1422GS MORTGAGE SECURITIES CORPORATION II2014‐GC22
HB0601HSI Asset Securitization Corporation Trust2006‐OPT1
HB0602HSI Asset Securitization Corporation Trust2006‐OPT2
HB0603HSI Asset Securitization Corporation Trust2006‐OPT3
HB0604HSI Asset Securitization Corporation Trust2006‐OPT4
HB06C1HSI Asset Securitization Corporation Trust2006‐NC1
HB06H1HASCO2006‐HE1
HB06H2HASCO2006‐HE2
HB06L2HALO2006‐2
HB06W1HSI Asset Securitization Corporation Trust2006‐WMC1
HB0701HSI Asset Securitization Corporation Trust2007‐OPT1
HB07A1HSI Asset Loan Obligation2007‐1
HB07A2HSI Asset Loan ObligationSeries 2007‐2
HB07C1HSI Asset Securitization Corporation2007‐NC1
HB07F1HSI ASSET Securitization Corporation2007‐WF1
HB07H1HSI Asset Securitization Corporation Trust2007‐HE1
HB07H2HSI Asset Securitization Corporation Trust2007‐HE2
HB07L1HSI Asset Loan Obligation2007‐AR1
HB07L2HSI Asset Loan Obligation2007‐AR2
HB07W1HSI Asset Loan Obligation2007‐WF1
IM06S1Impac Secured Assets Corp.2006‐1
IM06S2Impac Secured Assets Corp.2006‐2
IM06S3Impac Secured Assets Corp.2006‐3
IM06S4Impac Secured Assets Corp.2006‐4
IM06S5Impac Secured Assets Corp.2006‐5
IM07S1Impac Secured Assets Corp.2007‐1
IM07S2Impac Secured Assets Corp.2007‐2
IM07S3Impac Secured Assets Corp.2007‐3
IN0601IndyMac Residential Asset Securitization Trust2006‐A1
IN0602IndyMac Residential Asset Securitization Trust2006‐A2
IN0603IndyMac Residential Asset Securitization Trust2006‐A3CB
IN0605IndyMac Residential Asset Securitization Trust2006‐A5CB
IN0606IndyMac Residential Asset Securitization Trust2006‐A6
IN0607IndyMac Residential Asset Securitization Trust2006‐A7CB
IN0608IndyMac Residential Asset Securitization Trust2006‐A8
IN0609IndyMac Residential Asset Securitization Trust2006‐A9CB
IN060AIndyMac INDS Home Equity Mortgage Loan Trust2006‐A
IN0610IndyMac Residential Asset Securitization Trust2006‐A10
IN0611IndyMac Residential Asset Securitization Trust2006‐A11
IN0612IndyMac Residential Asset Securitization Trust2006‐A12
IN0613IndyMac Residential Asset Securitization Trust2006‐A13
IN0614IndyMac Residential Asset Securitization Trust2006‐A14CB
IN0615IndyMac Residential Asset Securitization Trust2006‐A15
IN0616IndyMac Residential Asset Securitization Trust2006‐A16
IN06A2IndyMac INDX Mortgage Loan Trust2006‐AR2
IN06A3IndyMac INDX Mortgage Loan Trust2006‐AR3
IN06A4IndyMac INDX Mortgage Loan Trust2006‐AR4
IN06A5IndyMac INDX Mortgage Loan Trust2006‐AR5
IN06A6IndyMac INDX Mortgage Loan Trust2006‐AR6
IN06A7IndyMac INDX Mortgage Loan Trust2006‐AR7
IN06A8IndyMac INDX Mortgage Loan Trust2006‐AR8
IN06A9IndyMac INDX Mortgage Loan Trust2006‐AR9
IN06ABIndyMac INDX Mortgage Loan Trust2006‐AR11



IN06ACIndyMac INDX Mortgage Loan Trust2006‐AR12
IN06ADIndyMac INDX Mortgage Loan Trust2006‐AR13
IN06AEIndyMac INDX Mortgage Loan Trust2006‐AR14
IN06AFIndyMac INDX Mortgage Loan Trust2006‐AR15
IN06AJIndyMac INDX Mortgage Loan Trust2006‐AR19
IN06ALIndyMac INDX Mortgage Loan Trust2006‐AR21
IN06ANIndyMac INDX Mortgage Loan Trust2006‐AR23
IN06APIndyMac INDX Mortgage Loan Trust2006‐AR25
IN06ARIndyMac INDX Mortgage Loan Trust2006‐AR27
IN06ATIndyMac INDX Mortgage Loan Trust2006‐AR29
IN06AVIndyMac INDX Mortgage Loan Trust2006‐AR31
IN06AXIndyMac INDX Mortgage Loan Trust2006‐AR33
IN06AZIndyMac INDX Mortgage Loan Trust2006‐AR35
IN06B1IndyMac INDB Mortgage Loan Trust2006‐1
IN06D1IndyMac INDA Mortgage Loan Trust2006‐AR1
IN06D2IndyMac INDA Mortgage Loan Trust2006‐AR2
IN06D3IndyMac INDA Mortgage Loan Trust2006‐AR3
IN06F1IndyMac INDX Mortgage Loan Trust2006‐FLX1
IN06G1IndyMac INDS Home Equity Mortgage Loan Trust2006‐1
IN06G2IndyMac INDS Home Equity Mortgage Loan Trust2006‐2B
IN06G3IndyMac INDS Home Equity Mortgage Loan Trust2006‐3
IN06H1IndyMac Home Equity Loan Trust2006‐H1
IN06H2IndyMac Home Equity Loan Trust2006‐H2
IN06H3IndyMac Home Equity Loan Trust2006‐H3
IN06H4IndyMac Home Equity Loan Trust2006‐H4
IN06L1IndyMac Residential Mortgage‐Backed Trust2006‐L1
IN06L2IndyMac Residential Mortgage‐Backed Trust2006‐L2
IN06L3IndyMac Residential Mortgage‐Backed Trust2006‐L3
IN06L4IndyMac Residential Mortgage‐Backed Trust2006‐L4
IN06P4IndyMac Residential Asset Securitization Trust2006‐A4
IN06R1IndyMac Residential Asset Securitization Trust2006‐R1
IN06R2IndyMac INDX Mortgage Loan Trust2006‐R1
IN06S1IndyMac INABS2006‐A
IN06S2IndyMac INABS2006‐B
IN06S3IndyMac INABS2006‐C
IN06S4IndyMac INABS2006‐D
IN06S5IndyMac INABS2006‐E
IN06Z1IndyMac INDX Mortgage Loan Trust2006‐AR37
IN06Z2IndyMac INDX Mortgage Loan Trust2006‐AR39
IN06Z3IndyMac INDX Mortgage Loan Trust2006‐AR41
IN0701IndyMac Residential Asset Securitization Trust2007‐A1
IN0702IndyMac Residential Asset Securitization Trust2007‐A2
IN0703IndyMac Residential Asset Securitization Trust2007‐A3
IN0705IndyMac Residential Asset Securitization Trust2007‐A5
IN0706IndyMac Residential Asset Securitization Trust2007‐A6
IN0707IndyMac Residential Asset Securitization Trust2007‐A7
IN0708IndyMac Residential Asset Securitization Trust2007‐A8
IN0709IndyMac Residential Asset Securitization Trust2007‐A9
IN07A1IndyMac INDX Mortgage Loan Trust2007‐AR1
IN07A5IndyMac INDX Mortgage Loan Trust2007‐AR5
IN07A7IndyMac INDX Mortgage Loan Trust2007‐AR7
IN07A9IndyMac INDX Mortgage Loan Trust2007‐AR9
IN07ABIndyMac INDX Mortgage Loan Trust2007‐AR11
IN07ADIndyMac INDX Mortgage Loan Trust2007‐AR13
IN07AFIndyMac INDX Mortgage Loan Trust2007‐AR15
IN07AHIndyMac INDX Mortgage Loan Trust2007‐AR17
IN07AJIndyMac INDX Mortgage Loan Trust2007‐AR19
IN07ALIndyMac INDX Mortgage Loan Trust2007‐AR21IP
IN07C1IndyMac IMSC Mortgage Loan Trust2007‐AR1
IN07D1IndyMac INDA Mortgage Loan Trust2007‐AR1
IN07D2IndyMac INDA Mortgage Loan Trust2007‐AR2
IN07D3IndyMac INDA Mortgage Loan Trust2007‐AR3
IN07D4IndyMac INDA Mortgage Loan Trust2007‐AR4



IN07D5IndyMac INDA Mortgage Loan Trust2007‐AR5
IN07D6IndyMac INDA Mortgage Loan Trust2007‐AR6
IN07D7IndyMac INDA Mortgage Loan Trust2007‐AR7
IN07D8IndyMac INDA Mortgage Loan Trust2007‐AR8
IN07D9IndyMac INDA Mortgage Loan Trust2007‐AR9
IN07F1IndyMac INDX Mortgage Loan Trust2007‐FLX1
IN07F2IndyMac INDX Mortgage Loan Trust2007‐FLX2
IN07F3IndyMac INDX Mortgage Loan Trust2007‐FLX3
IN07F4IndyMac INDX Mortgage Loan Trust2007‐FLX4
IN07F5IndyMac INDX Mortgage Loan Trust2007‐FLX5
IN07F6IndyMac INDX Mortgage Loan Trust2007‐FLX6
IN07J1IndyMac IMJA Mortgage Loan Trust2007‐A1
IN07J2IndyMac IMJA Mortgage Loan Trust2007‐A2
IN07J3IndyMac IMJA Mortgage Loan Trust2007‐A3
IN07J4IndyMac IMJA Mortgage Loan Trust2007‐A4
IN07L1IndyMac Residential Mortgage‐Backed Trust2007‐L1
IN07M1IndyMac IMSC Mortgage Loan Trust2007‐F1
IN07M2IndyMac IMSC Mortgage Loan Trust2007‐F2
IN07M3IndyMac IMSC Mortgage Loan Trust2007‐AR2
IN07M4IndyMac IMSC Mortgage Loan Trust2007‐F3
IN07MHIndyMac IMSC Mortgage Loan Trust2007‐HOA‐1
IN07R1IndyMac Residential Asset Securitization Trust2007‐R1
IN07S1IndyMac INABS2007‐A
IN07S2IndyMac INABS2007‐B
IX0601IXIS Real Estate Capital TrustSeries 2006‐HE1
IX0602IXIS Real Estate Capital Trust2006‐HE2
IX0603IXIS Real Estate Capital TrustSeries 2006‐HE3
IX0701IXIS Real Estate Capital TrustSeries 2007‐HE1
IX0702IXIS Real Estate Capital Trust2007‐HE2
JP07C1J.P. Morgan Mortgage Acquisition Trust2007‐CH1
JP07C2J.P. Morgan Mortgage Acquisition Trust2007‐CH2
JP07C3J.P. Morgan Mortgage Acquisition Trust2007‐CH3
JP07C4J.P. Morgan Mortgage Acquisition Trust2007‐CH4
JP07C5J.P. Morgan Mortgage Acquisition Trust2007‐CH5
JP07H1J.P. Morgan Mortgage Acquisition Trust2007‐HE1
JP1317JPMBB Commercial Mortgage Securities Trust2013‐C17
JP1420JP Morgan Chase Commercial Mortgage Securities Trust2014‐C20
LB0601Long Beach Mortgage Loan Trust2006‐1
LB0602Long Beach Mortgage Loan Trust2006‐2
LB0603Long Beach Mortgage Loan Trust2006‐3
LB0604Long Beach Mortgage Loan Trust2006‐4
LB0605Long Beach Mortgage Loan Trust2006‐5
LB0606Long Beach Mortgage Loan Trust2006‐6
LB0607Long Beach Mortgage Loan Trust2006‐7
LB0608Long Beach Mortgage Loan Trust2006‐8
LB0609Long Beach Mortgage Loan Trust2006‐9
LB060ALong Beach Mortgage Loan Trust2006‐A
LB0610Long Beach Mortgage Loan Trust2006‐10
LB0611Long Beach Mortgage Loan Trust2006‐11
LB06W1Long Beach Mortgage Loan Trust2006‐WL1
LB06W2Long Beach Mortgage Loan Trust2006‐WL2
LB06W3Long Beach Mortgage Loan Trust2006‐WL3
ML07M1Merrill Lynch Mortgage Investors Trust2007‐MLN1
MS06C1Morgan Stanley ABS Capital I Inc.2006‐NC1
MS06C2Morgan Stanley ABS Capital I Inc.2006‐NC2
MS06C3Morgan Stanley ABS Capital I Inc.2006‐NC3
MS06C4Morgan Stanley ABS Capital I Inc.2006‐NC4
MS06C5Morgan Stanley ABS Capital I Inc.2006‐NC5
MS06H2Morgan Stanley Capital I Inc.2006‐HE2
MS06H3Morgan Stanley ABS Capital I Inc.2006‐HE3
MS06H4Morgan Stanley ABS Capital I Inc.2006‐HE4
MS06H5Morgan Stanley ABS Capital I Inc.2006‐HE5
MS06H6Morgan Stanley ABS Capital I Inc.2006‐HE6



MS06H7Morgan Stanley ABS Capital I Inc.2006‐HE7
MS06H8Morgan Stanley ABS Capital I Inc.2006‐HE8
MS06I1Morgan Stanley IXIS Real Estate Capital2006‐1
MS06I2Morgan Stanley IXIS Real Estate Capital2006‐2
MS06R2IndyMac Residential Asset Securitization Trust2006‐R2
MS06W2Morgan Stanley ABS Capital I Inc.2006‐WMC2
MS06X2Morgan Stanley Home Equity Loan Trust2006‐2
MS06X3Morgan Stanley Home Equity Loan Trust2006‐3
MS07B1Morgan Stanley Structured Trust2007‐1
MS07C1Morgan Stanley ABS Capital I Inc.2007‐NC1
MS07C2Morgan Stanley ABS Capital I Inc.2007‐NC2
MS07C3Morgan Stanley ABS Capital I Inc.2007‐NC3
MS07C4Morgan Stanley ABS Capital I Inc.2007‐NC4
MS07H1Morgan Stanley ABS Capital I Inc.2007‐HE1
MS07H2Morgan Stanley ABS Capital I Inc.2007‐HE2
MS07H3Morgan Stanley ABS Capital I Inc.2007‐HE3
MS07H5Morgan Stanley ABS Capital I Inc.2007‐HE5
MS07H6Morgan Stanley ABS Capital I Inc.2007‐HE6
MS07H7Morgan Stanley ABS Capital I Inc.2007‐HE7
MS07X1Morgan Stanley Home Equity Loan Trust2007‐1
MS07X2Morgan Stanley Home Equity Loan Trust2007‐2
MS1311Morgan Stanley Bank of America Merrill Lynch Trust2013‐C11
MS1415MSBAM 2014‐C152014‐C15
NC0601New Century Home Equity Loan Trust2006‐1
NC0602New Century Home Equity Loan Trust2006‐2
NC06A1New Century Alternative Mortgage Loan Trust2006‐ALT1
NC06S1New Century Home Equity Loan Trust2006‐S1
NS0604Novastar Mortgage Funding Trust2006‐4
NS0605Novastar Mortgage Funding Trust2006‐5
NS0606Novastar Mortgage Funding Trust2006‐6
NS0701Novastar Mortgage Funding Trust2007‐1
NS0702Novastar Mortgage Funding Trust2007‐2
PO0701Popular ABS Mortgage Pass‐Through Trust2007‐A
RB13GSRBS Commerical Funding Inc.2013‐GSP Trust
RF06A1Residential Accredit Loans, Inc.2006‐QA1
RF06A3Residential Accredit Loans, Inc.2006‐QA3
RF06A4Residential Accredit Loans, Inc.2006‐QA4
RF06A5Residential Accredit Loans, Inc.2006‐QA5
RF06A6Residential Accredit Loans, Inc.2006‐QA6
RF06A7Residential Accredit Loans, Inc.2006‐QA7
RF06A8Residential Accredit Loans, Inc.2006‐QA8
RF06A9Residential Accredit Loans, Inc.2006‐QA9
RF06AAResidential Accredit Loans, Inc.2006‐QA10
RF06ABResidential Accredit Loans, Inc.2006‐QA11
RF06H1Residential Accredit Loans, Inc.2006‐QH1
RF06O1Residential Accredit Loans, Inc.2006‐QO1
RF06O3Residential Accredit Loans, Inc.2006‐QO3
RF06O4Residential Accredit Loans, Inc.2006‐QO4
RF06O5Residential Accredit Loans, Inc.2006‐QO5
RF06O6Residential Accredit Loans, Inc.2006‐QO6
RF06O7Residential Accredit Loans, Inc.2006‐QO7
RF06O8Residential Accredit Loans, Inc.2006‐QO8
RF06O9Residential Accredit Loans, Inc.2006‐QO9
RF06OAResidential Accredit Loans, Inc.2006‐QO10
RF06Q1Residential Accredit Loans, Inc.2006‐QS1
RF06Q3Residential Accredit Loans, Inc.2006‐QS3
RF06Q4Residential Accredit Loans, Inc.2006‐QS4
RF06Q5Residential Accredit Loans, Inc.2006‐QS5
RF06Q6Residential Accredit Loans, Inc.2006‐QS6
RF06Q7Residential Accredit Loans, Inc.2006‐QS7
RF06Q8Residential Accredit Loans, Inc.2006‐QS8
RF06Q9Residential Accredit Loans, Inc.2006‐QS9
RF06QAResidential Accredit Loans, Inc.2006‐QS10



RF06QBResidential Accredit Loans, Inc.2006‐QS11
RF06QCResidential Accredit Loans, Inc.2006‐QS12
RF06QDResidential Accredit Loans, Inc.2006‐QS13
RF06QEResidential Accredit Loans, Inc.2006‐QS14
RF06QFResidential Accredit Loans, Inc.2006‐QS15
RF06QGResidential Accredit Loans, Inc.2006‐QS16
RF06QHResidential Accredit Loans, Inc.2006‐QS17
RF06QIResidential Accredit Loans, Inc.2006‐QS18
RF07A1Residential Accredit Loans, Inc.2007‐QA1
RF07A2Residential Accredit Loans, Inc.2007‐QA2
RF07A3Residential Accredit Loans, Inc.2007‐QA3
RF07A4Residential Accredit Loans, Inc.2007‐QA4
RF07A5Residential Accredit Loans, Inc.2007‐QA5
RF07H1Residential Accredit Loans, Inc.2007‐QH1
RF07H2Residential Accredit Loans, Inc.2007‐QH2
RF07H3Residential Accredit Loans, Inc.2007‐QH3
RF07H4Residential Accredit Loans, Inc.2007‐QH4
RF07H5Residential Accredit Loans, Inc.2007‐QH5
RF07H6Residential Accredit Loans, Inc.2007‐QH6
RF07H7Residential Accredit Loans, Inc.2007‐QH7
RF07H8Residential Accredit Loans, Inc.2007‐QH8
RF07H9Residential Accredit Loans, Inc.2007‐QH9
RF07O1Residential Accredit Loans, Inc.2007‐QO1
RF07O2Residential Accredit Loans, Inc.2007‐QO2
RF07O3Residential Accredit Loans, Inc.2007‐QO3
RF07O4Residential Accredit Loans, Inc.2007‐QO4
RF07O5Residential Accredit Loans, Inc.2007‐QO5
RF07Q1Residential Accredit Loans, Inc.2007‐QS1
RF07Q2Residential Accredit Loans, Inc.2007‐QS2
RF07Q3Residential Accredit Loans, Inc.2007‐QS3
RF07Q4Residential Accredit Loans, Inc.2007‐QS4
RF07Q5Residential Accredit Loans, Inc.2007‐QS5
RF07Q6Residential Accredit Loans, Inc.2007‐QS6
RF07Q7Residential Accredit Loans, Inc.2007‐QS7
RF07Q8Residential Accredit Loans, Inc.2007‐QS8
RF07Q9Residential Accredit Loans, Inc.2007‐QS9
RF07QAResidential Accredit Loans, Inc.2007‐QS10
RF07QBResidential Accredit Loans, Inc.2007‐QS11
RF07S4Residential Funding Mortgage Securities I, Inc.2007‐S4
RF07S5Residential Funding Mortgage Securities I, Inc.2007‐S5
RF08R1Residential Accredit Loans, Inc.2008‐QR1
SX0601Saxon Asset Securities Trust2006‐1
SX0602Saxon Asset Securities Trust2006‐2
SX0603Saxon Asset Securities Trust2006‐3
SX0701Saxon Asset Securities Trust2007‐1
SX0702Saxon Asset Securities Trust2007‐2
SX0703Saxon Asset Securities Trust2007‐3
UB11C1UBS‐Citigroup Commercial Mortgage Trust2011‐C1
UB12C1UBS Commercial Mortgage Trust2012‐C1
UB12C3UBS‐Barclays Commercial Mortgage Trust2012‐C3
UB13C5UBS‐Barclays Commercial Mortgage Trust2013‐C5
WA06A1WaMu Asset Acceptance Corp.2006‐AR1
WA06A3WaMu Asset Acceptance Corp.2006‐AR3
WA06A4Washington Mutual Mortgage Securities Corp.2006‐AR4
WA06A5WaMu Asset Acceptance Corp.2006‐AR5
WA07H1WaMu2007‐HE1
WF11C5WF RBS Commercial Mortgage Trust 2011‐C5
WF12C6WF RBS Commercial Mortgage Trust 2012‐C6
WF12C7WF RBS Commercial Mortgage Trust 2012‐C7
WF12C8WF RBS Commercial Mortgage Trust 2012‐C8
WF1318WFRBS Commercial Mortgage Trust2013‐C18
WF13U1WFRBS Commercial Mortgage Trust 2013‐UBS1
WF1414RBS Commercial Funding Inc. 2014‐LC14



WF1419RBS Commercial Funding Inc.2014‐C19
Asset‐Backed Transactions and Securities Constituting the Platform ‐ ABS Deals
Deal IDDeal Name and Series
GM16CT01CAPITAL AUTO RECEIVABLES ASSET TRUST 2016‐1
BW181TBank of the West Auto Trust 2018‐1
GM16CT02 CAPITAL AUTO RECEIVABLES ASSET TRUST 2016‐2
GM1703 Ally Auto Receivables Trust 2017‐3
GM1802ALLY AUTO RECEIVABLES TRUST 2018‐2
GM1803ALLY AUTO RECEIVABLES TRUST 2018‐3
MAEB15BSMB Private Education Loan Trust 2015‐B
MAEB16B SMB Private Education Loan Trust 2016‐B
MAEB17ASMB Private Education Loan Trust 2017‐A
MAEB18ASMB PRIVATE EDUCATION LOAN TRUST 2018‐A
MAEB18BSMB Private Education Loan Trust 2018‐B
MAEB18CSMB Private Education Loan Trust 2018‐C
MAEN142Navient Student Loan Trust 2014‐2
MAEN143Navient Student Loan Trust 2014‐3
MAEN145Navient Student Loan Trust 2014‐5
MAEN146Navient Student Loan Trust 2014‐6
MAEN147Navient Student Loan Trust 2014‐7
MAEN148Navient Student Loan Trust 2014‐8
MAEN16ANavient Private Education Loan Trust 2016‐A
MAEN18BNAVIENT PRIVATE EDUCATION LOAN TRUST 2018‐B
SYNMN181Synchrony Credit Card Master Note Trust Series 2018‐1
SYNMN182Synchrony Credit Card Master Note Trust Series 2018‐2
SYNMNT162 SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2016‐2
SYNSFT15ASynchrony Sales Finance Master Trust 2015‐A
SYNSFT16BSynchrony Sales Finance Master Trust 2016‐B
TAOT16A Toyota Auto Receivables 2016‐A Owner Trust
TAOT16C Toyota Auto Receivables 2016‐C Owner Trust
VALET182Volkswagen Auto Loan Enhanced Trust 2018‐2
CNH16B CNH Equipment Trust 2016‐B
SYNMNT154SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2015‐4
BW171TBank of the West Auto Trust 2017‐1
BW191TBank of the West Auto Trust 2019‐1
CCC7A3Citibank Credit Card Issuance Trust 2007‐A3
CCC7A4Citibank Credit Card Issuance Trust 2007‐A4
CCIT13A9Citibank Credit Card Issuance Trust 2013‐A9
CCIT16A2 Citibank Credit Card Issuance Trust 2016‐A2
CCIT16A3Citibank Credit Card Issuance Trust 2016‐A3
CCIT17A3Citibank Credit Card Issuance Trust 2017‐A3
CCIT17A4 Citibank Credit Card Issuance Trust 2017‐A4
CCIT17A5 Citibank Credit Card Issuance Trust 2017‐A5
CCIT17A6Citibank Credit Card Issuance Trust 2017‐A6
CCIT17A7Citibank Credit Card Issuance Trust 2017 A7
CCIT17A8Citibank Credit Card Issuance Trust 2017 A8
CCIT18A1 Citibank Credit Card Issuance Trust 2018 A1
CCIT18A2 Citibank Credit Card Issuance Trust 2018 A2
CCIT18A3 Citibank Credit Card Trust Issuance Trust 2018 A3
CCIT18A4 Citibank Credit Card Trust Issuance Trust 2018 A4
CCIT18A5Citibank Credit Card Trust Issuance Trust 2018 A5
CCIT18A6Citibank Credit Card Issuance Trust 2018 A6
CCIT18A7Citibank Credit Card Trust Issuance Trust 2018 A7
CCIT18B1 Citibank Credit Card Trust Issuance Trust 2018 B1
CCIT18B2Citibank Credit Card Trust Issuance Trust 2018 B2
CCIT18C1Citibank Credit Card Trust Issuance Trust 2018 C1
CCIT18C2Citibank Credit Card Trust Insuance Trust 2018 C2
CCIT19B1 Citibank Credit Card Trust Issuance Trust 2019 B1
CCIT19C1 Citibank Credit Card Trust Issuance Trust 2019 C1
CCIT20B1Citibank Credit Card Issuance Trust 2020‐B1
CCIT20B2Citibank Credit Card Issuance Trust 2020‐B2



CCIT20C1Citibank Credit Card Issuance Trust 2020‐C1
CCIT20C2Citibank Credit Card Issuance Trust 2020‐C2
CCIT4A1Citibank Credit Card Issuance Trust 2014‐A1
CCIT4A5Citibank Credit Card Issuance Trust 2014‐A5
CFS07AChase Education Loan Trust 2007‐A
CLC061College Loan Corporation Trust I Series 2006‐1
CLC071College Loan Corp Trust II Series 2007‐1
CLC072COLLEGE LOAN TRUST I 2007‐2
CNH17BCNH Equipment Trust 2017‐B
CPE081CenterPoint Transition Bonds Co III, LLC Series 2008‐1
CPERB9CenterPoint Energy Restoration Bond Company, LLC
CTBCIVCenterPoint Energy Transition Bond Company IV, LLC
DRIVE15DDrive Auto Receivables Trust 2015‐D
GEF152WELLS FARGO Dealer Floorplan Master Note Trust Series 2015‐2
GEF201Wells Fargo Dealer Floorplan Master Note Trust Series 2020‐VFN‐1
GEMN143SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2014‐VFN3
GEMN144SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2014‐VFN4
GEMN145SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2014‐VFN5
GES12ASynchrony Sales Finance Master Trust 2012‐A
GES12BSynchrony Sales Finance Master Trust 2012‐B
GES12CSynchrony Sales Finance Master Trust 2012‐C
GES12DSynchrony Sales Finance Master Trust 2012‐D
GESFM14CSynchrony Sales Finance Master Trust 2014‐C
GM15CT04Capital Auto Receivables Asset Trust 2015‐4
GM1603 Ally Auto Receivables Trust 2016‐3
GM16CT03CAPITAL AUTO RECEIVABLES ASSET TRUST 2016‐3
GM1701Ally Auto Receivables Trust 2017‐1
GM1702 Ally Auto Receivables Trust 2017‐2
GM1704Ally Auto Receivables Trust 2017‐4
GM1705Ally Auto Receivables Trust 2017‐5
GM17CT01CAPITAL AUTO RECEIVABLES ASSET TRUST 2017‐1
GM1801ALLY AUTO RECEIVABLES TRUST 2018‐1
GM18CT01CAPITAL AUTO RECEIVABLES ASSET TRUST 2018‐1
GM18CT02CAPITAL AUTO RECEIVABLES ASSET TRUST 2018‐2
GM1901ALLY AUTO RECEIVABLES TRUST 2019‐1
GM1902ALLY AUTO RECEIVABLES TRUST 2019‐2
GM1903ALLY AUTO RECEIVABLES TRUST 2019‐3
GM1904ALLY AUTO RECEIVABLES TRUST 2019‐4
GMI110Juniper Receivables 2019‐1 DAC
GMI110191Juniper Receivables 2019‐1 DAC
GMI110192Juniper Receivables 2019‐2 DAC
GMI110201Juniper Receivables 2020‐1 DAC
KSL06AKeycorp Student Loan Trust 2006‐A
MAE041SLM Student Loan Trust 2004‐1
MAE061SLM Student Loan Trust 2006‐1
MAE062SLM Student Loan Trust 2006‐2
MAE063SLM Student Loan Trust 2006‐3
MAE064SLM Student Loan Trust 2006‐4
MAE065SLM Student Loan Trust 2006‐5
MAE066SLM Student Loan Trust 2006‐6
MAE067SLM Student Loan Trust 2006‐7
MAE068SLM Student Loan Trust 2006‐8
MAE069SLM Student Loan Trust 2006‐9
MAE071SLM Student Loan Trust 2007‐1
MAE072SLM Student Loan Trust 2007‐2
MAE073SLM Student Loan Trust 2007‐3
MAE074SLM Student Loan Trust 2007‐4
MAE075SLM Student Loan Trust 2007‐5
MAE076SLM Student Loan Trust 2007‐6
MAE077SLM Student Loan Trust 2007‐7
MAE078SLM Student Loan Trust 2007‐8
MAE081SLM Student Loan Trust 2008‐1
MAE082SLM Student Loan Trust 2008‐2



MAE083SLM Student Loan Trust 2008‐3
MAE084SLM Student Loan Trust 2008‐4
MAE085SLM Student Loan Trust 2008‐5
MAE086SLM Student Loan Trust 2008‐6
MAE087SLM Student Loan Trust 2008‐7
MAE088SLM Student Loan Trust 2008‐8
MAE089SLM Student Loan Trust 2008‐9
MAE101SLM Student Loan Trust 2010‐1
MAE102SLM Student Loan Trust 2010‐2
MAE111SLM Student Loan Trust 2011‐1
MAE112SLM Student Loan Trust 2011‐2
MAE113SLM Student Loan Trust 2011‐3
MAE121SLM Student Loan Trust 2012‐1
MAE122SLM Student Loan Trust 2012‐2
MAE123SLM Student Loan Trust 2012‐3
MAE124SLM Student Loan Trust 2012‐4
MAE125SLM Student Loan Trust 2012‐5
MAE126SLM Student Loan Trust 2012‐6
MAE127SLM Student Loan Trust 2012‐7
MAE128SLM Student Loan Trust 2012‐8
MAE131SLM Student Loan Trust 2013‐1
MAE132SLM Student Loan Trust 2013‐2
MAE133SLM Student Loan Trust 2013‐3
MAE134SLM Student Loan Trust 2013‐4
MAE135SLM Student Loan Trust 2013‐5
MAE136SLM Student Loan Trust 2013‐6
MAE142SLM Student Loan Trust 2014‐2
MAE610SLM Student Loan Trust 2006‐10
MAE901SLM Student Loan Trust 2009‐1
MAE902SLM Student Loan Trust 2009‐2
MAEB14ASMB Private Education Loan Trust 2014‐A
MAEB15ASMB Private Education Loan Trust 2015‐A
MAEB15CSMB Private Education Loan Trust 2015‐C
MAEB16A SMB Private Education Loan Trust 2016‐A
MAEB16CSMB Private Education Loan Trust 2016‐C
MAEB17BSMB PRIVATE EDUCATION LOAN 2017‐B
MAEB19ASMB PRIVATE EDUCATION LOAN TRUST 2019‐A
MAEB19BSMB PRIVATE EDUCATION LOAN TRUST 2019‐B
MAEN141Navient Student Loan Trust 2014‐1
MAEN144Navient Student Loan Trust 2014‐4
MAEN18DNavient Student Loan Private Trust 2018‐D
MAEN19CNAVIENT PRIVATE EDUCATION REFI LOAN TRUST 2019‐C
MAEN19DNAVIENT PRIVATE EDUCATION LOAN TRUST 2019‐D
MAEN19ENavient Private Education Refi Loan Trust 2019‐E
MAEN19FNAVIENT PRIVATE EDUCATION REFI LOAN TRUST 2019‐F
MAEN19PTANAVIENT PRIVATE ED LOAN TRUST 2019‐PT‐A
MCITICCIT200Citibank Credit Card Issuance Trust
SLC061SLC Student Loan Trust 2006‐1
SLC062SLC Student Loan Trust 2006‐2
SLC071SLC Student Loan Trust 2007‐1
SLC072SLC Student Loan Trust 2007‐2
SLC081SLC Student Loan Trust 2008‐1
SLC082SLC Student Loan Trust 2008‐2
SLC091SLC Student Loan Trust 2009‐1
SLC092SLC Student Loan Trust 2009‐2
SLC093SLC Student Loan Trust 2009‐3
SLC101SLC Student Loan Trust 2010‐1
SYNMN19VF1Synchrony Credit Card Master Note Trust Series Series 219‐VFN1
SYNMN20VF1Synchrony Credit Card Master Note Trust Series 2020‐VFN1
SYNMNT151SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2015‐1
SYNMNT171SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2017‐1
SYNMNT172SYNCHRONY CREDIT CARD MASTER NOTE TRUST 2017‐2
SYNSFT15BSynchrony Sales Finance Master Trust 2015‐B



SYNSFT20ASYNCHRONY SALES FINANCE MASTER TRUST 2020‐A
TAOT16B Toyota Auto Receivables 2016‐B Owner Trust
VALET201Volkswagen Auto Loan Enhanced Trust 2020‐1
Asset‐Backed Transactions and Securities Constituting the Platform ‐ Document Custody Only Deals
Deal ID Deal Name and Series
AH066CCiti/ Wells Fargo American Home Mortgage Assets 2006‐4
BC061CWells Fargo/ SABR 2006‐NC2
BC062CWells Fargo/ SABR 2006‐NC3
BC081CBCAP 2008‐IND1
BC083CBCAP 2008‐IND2
CA061CCarrington 2006‐NC1
CA062CWells Fargo/ Carrington Mortgage Loan Trust 2006‐NC2
CA063CWells Fargo/ Carrington Mortgage Loan Trust 2006‐NC3
CA064CWells Fargo/ Carrington Mortgage Loan Trust 2006‐NC4
DB061CACE 2006‐NC1
DB061ZDBALT 2006‐AR6 Wells Fargo/ Deutsche Bank custody
DB062CACE 2006 ASAP1 HSBC/WELLS FARGO/DB
DB062ZDBALT 2006‐OA1 Wells Fargo/ Deutsche Bank custody
DB063CACE 2006‐SL1
DB064CDBALT 2006‐AB1/WELLS FARGO/DB
DB065CDBALT 2006‐AR1 HSBC/ Wells Fargo/Deutsche Bank 
DB066CDB ACE 2006‐HE1
DB067CAce 2006‐SD1 HSBC/ Wells Fargo/ Deutsche
DB068CDB Ace Securities Series 2006‐ASAP2
DB069CDBALT Series 2006‐AF1
DB06ACDB Ace Series 2006‐SL2
DB06CCAce 2006‐HE2 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06DCAce 2006‐ASL1 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06ECDBALT 2006‐AB2 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06FCAce 2006‐ASAP3 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06HCAce 2006‐HE3 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06JCAce 2006‐SD2 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06LCDBALT 2006‐AB3 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06MCDB ALT 2006‐AR2 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06PCACE 2006‐SL4 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06QCACE 2006‐NC2 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06SCDBALT 2006‐AB4 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06TCAce 2006‐ASAP5 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06UCDBALT 2006‐AR4 HSBC/ Wells Fargo/ Deutsche Bank custody
DB06WCDBALT 2006‐AR5 Wells Fargo/ Deutsche Bank custody
DB06XCAce 2006‐NC3 Wells Fargo/ Deutsche Bank custody
DB06YCAce 2006‐ASAP6 Wells Fargo/ Deutsche Bank custody
DB06ZCAce 2006‐SD3 Wells Fargo/ Deutsche Bank custody
DB071CDBALT 2007‐AR1Wells Fargo/ Deutsche Bank custody
DB073CAce 2007‐ASL1Wells Fargo/ Deutsche Bank custody
DB074CDBALT 2007‐AR2 Wells Fargo/ Deutsche Bank custody
DB075CDBALT 2007‐BAR1 Wells Fargo/ Deutsche Bank custody
DB077CACE 2007‐SL1 Wells Fargo/ Deutsche Bank custody
DB078CACE 2007‐HE2 Wells Fargo/ Deutsche Bank custody
DB07ACACE 2007‐ASAP1 Wells Fargo/ Deutsche Bank custody
DB07CCDBALT 2007‐OA2 Wells Fargo/ Deutsche Bank custody
DB07DCDBALT 2007‐AB1 Wells Fargo/ Deutsche Bank custody
DB07ECAce 2007‐HE4 Wells Fargo/ Deutsche Bank custody
DB07FCDBALT 2007‐AR3 Wells Fargo/ Deutsche Bank custody
DB07GCACE 2007‐ASAP2 Wells Fargo/ Deutsche Bank custody
DB07HCWells Fargo/ Deutsche Alt‐A Securities 2007‐OA3
DB07JCAce 2007‐HE5/ Wells Fargo
DB07LCDBALT 2007‐OA4/ Wells Fargo
DB07MCDBALT 2007‐1/ Wells Fargo
DB07NCDBALT 2007‐OA5/ Wells Fargo
DB07PCAce 2007‐SL2/ Wells Fargo



DB07QCDBALT 2007‐2/ Wells Fargo
DB07TCDBALT 2007‐3/ Wells Fargo
FB061CABSC 2006‐AG1
FB071CCSMC 2007‐5/Wells Fargo custody
FB072CCSMC 2007‐NC1 custody
FB073CCSMC 2007‐6 custody
FB075CCSMC 2007‐7 custody
GC069CHarborView Mortgage Loan Trust 2006‐10
GC07ACHarborView Mortgage Loan Trust 2007‐3
GS061CUS Bank/Wells Fargo GSR 2006‐1F Custody
GS062CWELLS FARGO/GSR 2006‐AR1 CUSTODY
GS063CJP Morgan/ US Bank GSAA 2006‐1 Custody
GS066CGSAA 2006‐3
GS067CGSR 2006‐2F
GS068CWells Fargo/US BankGSR 2006‐3F
GS069CJP Morgan/ US Bank GSAA 2006‐5
GS06ACJP Morgan/ US Bank GSAA 2006‐6 custody
GS06BCWells Fargo/ US Bank GSR 2006‐AR2 custody
GS06CCJP Morgan/ US Bank GSR 2006‐4F custody
GS06DCWells Fargo/ US Bank GSAMP 2006‐HE3 custody
GS06ECJP Morgan/ US Bank GSAA 2006‐9 custody
GS06FCWells Fargo/ US Bank GSR 2006‐5F custody
GS06GCWells Fargo/ GSAMP 2006‐HE4 custody
GS06HCWells Fargo/ GSR 2006‐6F custody
GS06JCWells Fargo/ GSR 2006‐7F custody
GS06KCWells Fargo/ GSAA 2006‐12 custody
GS06LCWells Fargo/ GSAMP 2006‐HE5 custody
GS06MCWells Fargo/ GSR 2006‐8F custody
GS06OCWells Fargo/ GSAA 2006‐14 custody
GS06PCGoldman Sachs/ US Bank/NCAMLT 2006‐ALT2
GS06QCGSAMP 2006‐HE7 Goldman Sachs/ LaSalle/ Wells Fargo
GS06RCGSR 2006‐9F Goldman Sachs/ US Bank/ Wells Fargo
GS06SCGSAA 2006‐19 Goldman Sachs/ US Bank/ Wells Fargo
GS06TCGSR 2006‐10F Goldman Sachs/ US Bank/ Wells Fargo
GS06UCGSAA 2006‐20 Goldman Sachs/ US Bank/ Wells Fargo
GS06VCGSAMP 2006‐HE8 Goldman Sachs/ LaSalle/ Wells Fargo
GS072CGSAA 2007‐1 Goldman Sachs/ US Bank/ Wells Fargo
GS073CGSAMP 2007‐H1 Goldman Sachs/ LaSalle/Wells Fargo custody
GS074CGSR 2007‐1F Goldman Sachs/ Wells Fargo custody
GS075CGSAMP 2007‐NC1 Goldman Sachs/ Wells Fargo custody
GS076CGSAA 2007‐3 Goldman Sachs/ Wells Fargo custody
GS077CGSAMP 2007‐HE1 Goldman Sachs/ Wells Fargo custody
GS078CGSR 2007‐2F Goldman Sachs/ Wells Fargo custody
GS07ACGSAMP 2007‐HE2 Goldman Sachs/ Wells Fargo custody
GS07BCGSR 2007‐3F Goldman Sachs/ Wells Fargo custody
GS07DCGSAA 2007‐7/ Wells Fargo
GS07ECGSR 2007‐4F/ Wells Fargo
GS07FCGSAA 2007‐8/ Wells Fargo
GS07GCGSAA 2007‐9/ Wells Fargo
GS07HCGSAA 2007‐10/ Wells Fargo
GS07KCGSR 2007‐5F/ Wells Fargo
LH061ZSASCO 2006‐BC2 custody only
LH062ZLXS 2006‐13 custody only
LH063CLehman SAIL 2006‐1
LH063ZSAIL 2006‐BNC3 custody only
LH064CLehman LXS 2006‐2N
LH064ZLXS 2006‐14N DB custody only
LH065CLehman SARM 2006‐1
LH065ZLehman mortgage trust 2006‐5 custody only
LH066ZGreenpoint 2006‐HE1 DB custody only
LH067CLehman SASCO 2006‐BNC1
LH067ZLXS 2006‐15 DB custody only
LH068CLehman SARM 2006‐2



LH068ZLXS 2006‐16H DB custody only
LH069CLehman SAIL 2006‐2
LH069ZSARM 2006‐9 DB custody only
LH06ACLehman SARM 2006‐3
LH06AZBNC 2006‐1 DB custody only
LH06BCLehman LXS 2006‐5
LH06BZLMT 2006‐6 DB custody only
LH06CZSASCO 2006‐BC3 DB custody only
LH06DCSAIL 2006‐BNC2
LH06DZLMT 2006‐7 DB custody only
LH06ECSASCO 2006‐BC1
LH06FCSASCO 2006‐AM1
LH06FZLXS 2006‐17 DB custody only
LH06GCSARM 2006‐4
LH06GZBNC 2006‐10 DB custody only
LH06HCLXS 2006‐7
LH06IZSASCO 2006‐BC4 DB custody only
LH06JZLXS 2006‐19 custody only
LH06KCSAIL 2006‐3 custody only
LH06KZLXS 2006‐18N
LH06LCLXS 2006‐8 custody only
LH06MCSARM 2006‐5 custody only
LH06MZSASCO 2006‐BC5 custody only
LH06NCSASCO 2006‐NC1 custody only
LH06NZLMT 2006‐8 custody only
LH06PCSAIL 2006‐4 custody only
LH06QCSASCO 2006‐ARS1 custody only
LH06QZSASCO 2006‐BC6 custody only
LH06RCLXS 2006‐10N custody only
LH06RZLMT 2006‐9 custody only
LH06SCLXS 2006‐9 custody only
LH06SZSARM 2006‐12 custody only
LH06UCSARM 2006‐7 custody only
LH06UZLXS 2006‐20 custody only
LH06WCLMT 2006‐4 custody only
LH06XCLXS 2006‐11 custody only
LH06YCLXS 2006‐12N custody only
LH06ZCSARM 2006‐8 custody only
LH071CSASCO 2007‐BC1 custody only
LH071ZLXS 2007‐18N custody only
LH072ZSARM 2007‐10 custody only
LH073CLMT 2007‐1 custody only
LH074CLXS 2007‐2N custody only
LH074ZSASCO 2007‐BNC1 custody only
LH075CLXS 2007‐1 custody only
LH075ZLMT 2007‐10 custody only
LH076CLMT 2007‐2 custody only
LH076ZLXS 2007‐20N custody only
LH077CBNC 2007‐1 custody only
LH077ZSARM 2007‐11 custody only
LH078CLXS 2007‐3 custody only
LH079CLXS 2007‐4 custody only
LH079ZSASCO 2007‐BC4 custody only
LH07AZBNC 2007‐4 custody only
LH07BCSARM 2007‐3 custody only
LH07CCLMT 2007‐4
LH07DCLXS 2007‐5H custody only
LH07FCBNC 2007‐2 custody only
LH07GCLXS 2007‐6 custody only
LH07JCLMT 2007‐5 custody only
LH07KCSASCO 2007‐BC3 custody only
LH07LCLXS 2007‐9 custody only



LH07MCLXS 2007‐8h custody only
LH07NCSASCO 2007‐OS1 custody only
LH07RCLXS 2007‐12N custody only
LH07SCLXS 2007‐11 custody only
LH07TCBNC 2007‐3 custody only
LH07WCLMT 2007‐7 custody only
LH07XCLXS 2007‐15N custody only
LH07ZCSARM 2007‐8 custody only
MG071CMHL 2007‐1/Wells custody only
MG072CMHL 2007‐2/Wells custody only
ML061CMLMI 2006‐AR1 
ML072CMANA 2007‐A3/Wells Fargo custody only
ML073CMANA 2007‐AF1/Wells Fargo custody only
MS064CMSM 2006‐11custody only
SG071CSG Mortgage Securities Trust 2007‐NC1
SU071CSTICS 2007‐1/Wells Fargo custody only
UB061CUBS MASTR 2006‐AM1
UB062CUBS MASTR 2006‐NC1
UB063CWells Fargo/ UBS MASTR 2006 HE‐2
UB064CMABS 2006‐AM2 custody only
UB065CWells Fargo/ UBS MASTR 2006‐NC2
UB066CWells Fargo/ US Bank UBS MASTR 2006‐AM3 custody only
UB067CWells Fargo/ UBS MASTR 2006‐NC3
UB068CWells Fargo/ UBS MASTR 2006‐HE5
WA071CWaMu 2007‐HE2/ Citi custody
WA072CWaMu 2007‐HE3/ Citi custody
WA073CWaMu 2007‐HE4/ Citi custody

EX-34.1 5 aart2019-2exhibit3412020.htm EX-34.1 Document


Exhibit 34.1


REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
 
Board of Directors
Ally Financial Inc.

We have examined management’s assertion, included in the accompanying Certification Regarding Compliance with SEC Regulation AB Servicing Criteria, that Ally Financial Inc. ("AFI"), including its wholly owned subsidiary Ally Bank (Ally Bank and AFI are collectively referred to herein as the “Company”) complied with the servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commission’s Regulation AB for the Consumer Automotive Receivables Platform (the “Consumer Platform”), excluding criteria 1122(d)(1)(iii), 1122(d)(1)(iv), 1122(d)(2)(iii), 1122(d)(2)(vi), 1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii), and 1122(d)(4)(xiii) (the "servicing criteria"), as of and for the year ended December 31, 2020, which management has determined are not applicable to the activities performed by the Company with respect to the Consumer Platform. The Consumer Platform consists of the activities involved in the performance of servicing functions for all publicly and privately issued retail transactions (including asset-backed transactions). Management is responsible for the Company’s compliance with the servicing criteria and its assertion. Our responsibility is to express an opinion on management’s assertion about the Company’s compliance with the servicing criteria based on our examination.

Our examination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and in accordance with attestation standards established by the American Institute of Certified Public Accountants. Those standards require that we plan and perform the examination to obtain reasonable assurance about whether management's assertion about compliance with the servicing criteria is fairly stated, in all material respects, and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the servicing criteria, including tests on a sample basis of the servicing activities related to the Consumer Platform, determining whether the Company performed those selected activities in compliance with the servicing criteria during the specified period, and performing such other procedures as we considered necessary in the circumstances. Our procedures were limited to selected servicing activities performed by the Company during the period covered by this report and, accordingly, such samples may not have included servicing activities related to each transaction included in the Consumer Platform. Further, an examination is not designed to detect noncompliance arising from errors that may have occurred prior to the period specified above that may have affected the balances or amounts calculated or reported by the Company during the period covered by this report. We believe that the evidence we obtained in our examination is sufficient and appropriate to provide a reasonable basis for our opinion.

As described in management’s assertion, for servicing criteria 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(iv), 1122(d)(4)(vi), 1122(d)(4)(vii), and 1122(d)(4)(viii), the Company has engaged vendors to perform certain activities required by these servicing criteria. The Company has determined that the vendors are not considered a “servicer” as defined in Item 1101(j) of Regulation AB, and the Company has elected to take responsibility for assessing compliance with the servicing criteria applicable to these vendors as permitted by the SEC’s Compliance and Disclosure Interpretation 200.06, Vendors Engaged by Servicers (“C&DI 200.06”). As permitted by C&DI 200.06, the Company has asserted that it has policies and procedures in place designed to provide reasonable assurance that the vendors’ activities comply in all material respects with the servicing criteria applicable to these vendors. The Company is solely responsible for determining that it meets the SEC requirements to apply C&DI 200.06 for the vendors and related criteria as described in its assertion, and we performed no procedures with respect to the Company's determination of its eligibility to apply C&DI 200.06.

Our examination does not provide a legal determination on the Company's compliance with the servicing criteria.

In our opinion, management’s assertion that the Company complied with the aforementioned servicing criteria as of and for the year ended December 31, 2020, for the Consumer Automotive Receivables Platform, is fairly stated, in all material respects.

/s/ Deloitte & Touche LLP
Deloitte & Touche LLP
 

March 11, 2021


EX-34.2 6 aart2019-2exhibit3422020.htm EX-34.2 Document


Exhibit 34.2
Report of Independent Registered Public Accounting Firm

We have examined management’s assertion, included in the accompanying Management’s Assertion of Compliance, that Trust & Agency Services department of Deutsche Bank National Trust Company and Deutsche Bank Trust Company Americas (collectively the “Company”) complied with the servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commission’s Regulation AB for the publicly- issued (i.e., transaction-level reporting required under the Securities Exchange Act of 1934, as amended) and certain privately-issued (i.e., for which transaction-level reporting is required pursuant to contractual obligation) residential mortgage-backed securities, commercial mortgage-backed securities and other asset- backed securities issued on or after January 1, 2006, for which the Company provides trustee, certificate administrator, securities administration, paying agent or custodian services, as defined in the transaction agreements, excluding publicly-issued securities sponsored or issued by any government sponsored entity (the “Platform”), as of and for the year ended December 31, 2020, except for criteria 1122(d)(4)(iv) – 1122(d)(4)(xiv), which the Company has determined are not applicable to the activities it performs with respect to the servicing platform covered by this report. Refer to Appendix A of Management’s Assertion of Compliance for the asset backed transactions covered by this platform. Management is responsible for the Company’s compliance with those servicing criteria. Our responsibility is to express an opinion on management’s assertion about the Company’s compliance with the servicing criteria based on our examination.
Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the applicable servicing criteria and performing such other procedures as we considered necessary in the circumstances. Our examination included testing of less than all of the individual asset backed transactions and securities that comprise the platform, testing of less than all of the servicing activities related to the Platform and determining whether the Company processed those selected transactions and performed those selected activities in compliance with the servicing criteria. Furthermore, our procedures were limited to the selected transactions and servicing activities performed by the Company during the period covered by this report. Our procedures were not designed to determine whether errors may have occurred either prior to or subsequent to our tests that may have affected the balances or amounts calculated or reported by the Company during the period covered by this report for the selected transactions or any other transactions. Although the Company is responsible for assessing compliance with criteria 1122(d)(1)(ii), 1122(d)(1)(iii), 1122(d)(2)(iii) and 1122(d)(4)(iii) of Regulation AB, there were no occurrences of events that would require the Company to perform such activities during the year ended December 31, 2020. We believe that the evidence we obtained is sufficient and appropriate to provide a reasonable basis for our opinion.
Our examination does not provide a legal determination on the Company’s compliance with the servicing criteria.
In our opinion, management’s assertion that the Company complied with the aforementioned servicing criteria as of and for the year ended December 31, 2020 for the Platform is fairly stated, in all material respects.
/s/ Ernst & Young LLP
February 26, 2021

EX-35.1 7 aart2019-2exhibit3512020.htm EX-35.1 Document




Exhibit 35.1
  ALLY BANK
200 West Civic Center Drive
Sandy, Utah 84070



As of December 31, 2020
Deutsche Bank Trust Company AmericasBNY Mellon Trust of Delaware
As Indenture TrusteeAs Owner Trustee
Attn:  Ronaldo Reyes
Attn:  Robert Castle / Kristine Gullo
1761 East St. Andrew Place
301 Bellevue Parkway, 3rd Floor
Santa Ana, CA 92705Wilmington, DE 19809

Copy To:

The Bank of New York Mellon Trust Company, N.A.Ally Auto Assets LLC
Attn:  Darnella Tinnel-CrawfordAlly Bank
2 North LaSalle Street, Suite 700Attn: Martha Tate
Chicago, IL  60602200 West Civic Center Drive
Sandy, UT 84070

Re:Ally Auto Receivables Trust 2019-2
Annual Statement as to Compliance

Ladies and Gentlemen:

Reference is made to Section 4.01 of the Servicing Agreement (the “Servicing Agreement”) dated as of June 11, 2019 between Ally Bank, Ally Auto Assets LLC, and Ally Auto Receivables Trust 2019-2.

The undersigned does hereby certify that:

a.A review of the activities of the Servicer during the period of January 1, 2020 through December 31, 2020, and of its performance under the Servicing Agreement has been made under his supervision, and

b.To the best of his knowledge, based on such review, the Servicer has fulfilled all of its obligations under the Servicing Agreement throughout such period.

Very truly yours,
/s/ David J. DeBrunner
David J. DeBrunner
Controller & Chief Accounting Officer