<?xml version="1.0" encoding="UTF-8"?><own:edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns:own="http://www.sec.gov/edgar/ownership">
  <!-- Generated by Workiva -->
  <own:headerData>
    <own:submissionType>144</own:submissionType>
    <own:filerInfo>
      <own:filer>
        <own:filerCredentials>
          <own:cik>0001892682</own:cik>
          <own:ccc>XXXXXXXX</own:ccc>
        </own:filerCredentials>
      </own:filer>
      <own:liveTestFlag>LIVE</own:liveTestFlag>



    </own:filerInfo>
  </own:headerData>
  <own:formData>
    <own:issuerInfo>
      <own:issuerCik>0001476840</own:issuerCik>
      <own:issuerName>Expensify, Inc.</own:issuerName>
      <own:secFileNumber>001-41043</own:secFileNumber>
      <own:issuerAddress>
        <com:street1>88 Kearny St</com:street1>
        <com:street2>Ste 1600</com:street2>
        <com:city>San Francisco</com:city>
        <com:stateOrCountry>CA</com:stateOrCountry>
        <com:zipCode>94108</com:zipCode>
      </own:issuerAddress>
      <own:issuerContactPhone>971-365-3939</own:issuerContactPhone>
      <own:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>David Barrett</own:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <own:relationshipsToIssuer>
        <own:relationshipToIssuer>Director</own:relationshipToIssuer>
        <own:relationshipToIssuer>Officer</own:relationshipToIssuer>
      </own:relationshipsToIssuer>
    </own:issuerInfo>
    <own:securitiesInformation>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:brokerOrMarketmakerDetails>
        <own:name>Raymod James &amp; Associates Inc</own:name>
        <own:address>
          <com:street1>880 Carillon Parkway</com:street1>
          <com:city>St. Petersburg</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33716</com:zipCode>
        </own:address>
      </own:brokerOrMarketmakerDetails>
      <own:noOfUnitsSold>19123</own:noOfUnitsSold>
      <own:aggregateMarketValue>24859.9</own:aggregateMarketValue>
      <own:noOfUnitsOutstanding>84278255</own:noOfUnitsOutstanding>
      <own:approxSaleDate>06/15/2026</own:approxSaleDate>
      <own:securitiesExchangeName>NASDAQ</own:securitiesExchangeName>
    </own:securitiesInformation>
    <own:securitiesToBeSold>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:acquiredDate>06/15/2026</own:acquiredDate>
      <own:natureOfAcquisitionTransaction>SPMP Purchase</own:natureOfAcquisitionTransaction>
      <own:nameOfPersonfromWhomAcquired>Expensify, Inc.</own:nameOfPersonfromWhomAcquired>
      <own:isGiftTransaction>N</own:isGiftTransaction>
      <own:amountOfSecuritiesAcquired>2992</own:amountOfSecuritiesAcquired>
      <own:paymentDate>06/15/2026</own:paymentDate>
      <own:natureOfPayment>Compensation</own:natureOfPayment>
    </own:securitiesToBeSold>
    <own:securitiesToBeSold>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:acquiredDate>06/15/2026</own:acquiredDate>
      <own:natureOfAcquisitionTransaction>RSU Vesting</own:natureOfAcquisitionTransaction>
      <own:nameOfPersonfromWhomAcquired>Expensify, Inc.</own:nameOfPersonfromWhomAcquired>
      <own:isGiftTransaction>N</own:isGiftTransaction>
      <own:amountOfSecuritiesAcquired>16131</own:amountOfSecuritiesAcquired>
      <own:paymentDate>06/15/2026</own:paymentDate>
      <own:natureOfPayment>Compensation</own:natureOfPayment>
    </own:securitiesToBeSold>
    <own:nothingToReportFlagOnSecuritiesSoldInPast3Months>N</own:nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>David Barrett</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>03/17/2026</own:saleDate>
      <own:amountOfSecuritiesSold>2692</own:amountOfSecuritiesSold>
      <own:grossProceeds>2045.92</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>David Barrett</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>03/24/2026</own:saleDate>
      <own:amountOfSecuritiesSold>10114</own:amountOfSecuritiesSold>
      <own:grossProceeds>8495.76</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Barrett Trust LLC</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>04/01/2026</own:saleDate>
      <own:amountOfSecuritiesSold>30000</own:amountOfSecuritiesSold>
      <own:grossProceeds>25500</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Barrett Trust LLC</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>05/01/2026</own:saleDate>
      <own:amountOfSecuritiesSold>30000</own:amountOfSecuritiesSold>
      <own:grossProceeds>32400</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Barrett Trust LLC</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>06/01/2026</own:saleDate>
      <own:amountOfSecuritiesSold>30000</own:amountOfSecuritiesSold>
      <own:grossProceeds>34500</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:remarks>Note: Barrett Trust LLC is a manager-managed limited liability company. The investment and voting decisions of Barrett Trust LLC are made by its manager, David Barrett, and its controlling member is the Barrett Family Trust, for which David Barrett serves as trustee. Note for 3(e): As of May 4, 2026, as stated in Issuer's quarterly report on Form 10-K for the fiscal quarter ending March 31, 2026.</own:remarks>
    <own:noticeSignature>
      <own:noticeDate>06/12/2026</own:noticeDate>
      <own:signature>/s/ Cole Eason as attorney-in-fact</own:signature>
    </own:noticeSignature>
  </own:formData>

</own:edgarSubmission>
