<?xml version="1.0" encoding="UTF-8"?><own:edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns:own="http://www.sec.gov/edgar/ownership">
  <!-- Generated by Workiva -->
  <own:headerData>
    <own:submissionType>144</own:submissionType>
    <own:filerInfo>
      <own:filer>
        <own:filerCredentials>
          <own:cik>0001892682</own:cik>
          <own:ccc>XXXXXXXX</own:ccc>
        </own:filerCredentials>
      </own:filer>
      <own:liveTestFlag>LIVE</own:liveTestFlag>



    </own:filerInfo>
  </own:headerData>
  <own:formData>
    <own:issuerInfo>
      <own:issuerCik>0001476840</own:issuerCik>
      <own:issuerName>Expensify, Inc.</own:issuerName>
      <own:secFileNumber>001-41043</own:secFileNumber>
      <own:issuerAddress>
        <com:street1>88 Kearny St</com:street1>
        <com:street2>Ste 1600</com:street2>
        <com:city>San Francisco</com:city>
        <com:stateOrCountry>CA</com:stateOrCountry>
        <com:zipCode>94108</com:zipCode>
      </own:issuerAddress>
      <own:issuerContactPhone>971-365-3939</own:issuerContactPhone>
      <own:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>David Barrett</own:nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <own:relationshipsToIssuer>
        <own:relationshipToIssuer>Director</own:relationshipToIssuer>
        <own:relationshipToIssuer>Officer</own:relationshipToIssuer>
      </own:relationshipsToIssuer>
    </own:issuerInfo>
    <own:securitiesInformation>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:brokerOrMarketmakerDetails>
        <own:name>Raymod James &amp; Associates Inc</own:name>
        <own:address>
          <com:street1>880 Carillon Parkway</com:street1>
          <com:city>St. Petersburg</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33716</com:zipCode>
        </own:address>
      </own:brokerOrMarketmakerDetails>
      <own:noOfUnitsSold>90000</own:noOfUnitsSold>
      <own:aggregateMarketValue>78300</own:aggregateMarketValue>
      <own:noOfUnitsOutstanding>80888459</own:noOfUnitsOutstanding>
      <own:approxSaleDate>04/01/2026</own:approxSaleDate>
      <own:securitiesExchangeName>NASDAQ</own:securitiesExchangeName>
    </own:securitiesInformation>
    <own:securitiesToBeSold>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:acquiredDate>04/29/2009</own:acquiredDate>
      <own:natureOfAcquisitionTransaction>Founding Shares</own:natureOfAcquisitionTransaction>
      <own:nameOfPersonfromWhomAcquired>Expensify, Inc.</own:nameOfPersonfromWhomAcquired>
      <own:isGiftTransaction>N</own:isGiftTransaction>
      <own:amountOfSecuritiesAcquired>90000</own:amountOfSecuritiesAcquired>
      <own:paymentDate>04/29/2009</own:paymentDate>
      <own:natureOfPayment>Compensation</own:natureOfPayment>
    </own:securitiesToBeSold>
    <own:nothingToReportFlagOnSecuritiesSoldInPast3Months>N</own:nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>David Barrett</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>03/17/2026</own:saleDate>
      <own:amountOfSecuritiesSold>2692</own:amountOfSecuritiesSold>
      <own:grossProceeds>2045.92</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>David Barrett</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>03/24/2026</own:saleDate>
      <own:amountOfSecuritiesSold>10114</own:amountOfSecuritiesSold>
      <own:grossProceeds>8495.76</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Barrett Trust LLC</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>01/02/2026</own:saleDate>
      <own:amountOfSecuritiesSold>30000</own:amountOfSecuritiesSold>
      <own:grossProceeds>45000</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Barrett Trust LLC</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>02/02/2026</own:saleDate>
      <own:amountOfSecuritiesSold>30000</own:amountOfSecuritiesSold>
      <own:grossProceeds>43500</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:securitiesSoldInPast3Months>
      <own:sellerDetails>
        <own:name>Barrett Trust LLC</own:name>
        <own:address>
          <com:street1>88 Kearny St</com:street1>
          <com:street2>Ste 1600</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94108</com:zipCode>
        </own:address>
      </own:sellerDetails>
      <own:securitiesClassTitle>Class A Common</own:securitiesClassTitle>
      <own:saleDate>03/02/2026</own:saleDate>
      <own:amountOfSecuritiesSold>30000</own:amountOfSecuritiesSold>
      <own:grossProceeds>270000</own:grossProceeds>
    </own:securitiesSoldInPast3Months>
    <own:remarks>Note: Barrett Trust LLC is a manager-managed limited liability company. The investment and voting decisions of Barrett Trust LLC are made by its manager, David Barrett, and its controlling member is the Barrett Family Trust, for which David Barrett serves as trustee. Note for 3(e): As of February 23, 2026, as stated in Issuer's quarterly report on Form 10-K for the fiscal year ending December 31, 2025.</own:remarks>
    <own:noticeSignature>
      <own:noticeDate>04/08/2026</own:noticeDate>
      <own:planAdoptionDates>
        <own:planAdoptionDate>03/31/2025</own:planAdoptionDate>
      </own:planAdoptionDates>
      <own:signature>/s/ Cole Eason, attorney-in-fact</own:signature>
    </own:noticeSignature>
  </own:formData>

</own:edgarSubmission>
