<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <!-- Generated by Workiva -->
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001892682</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001476840</issuerCik>
      <issuerName>Expensify, Inc.</issuerName>
      <secFileNumber>001-41043</secFileNumber>
      <issuerAddress>
        <com:street1>401 SW 5th Ave</com:street1>
        <com:city>Portland</com:city>
        <com:stateOrCountry>OR</com:stateOrCountry>
        <com:zipCode>97204</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>971-365-3939</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Barrett Trust LLC</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Raymod James &amp; Associates Inc</name>
        <address>
          <com:street1>880 Carillon Parkway</com:street1>
          <com:city>St. Petersburg</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33716</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>561015</noOfUnitsSold>
      <aggregateMarketValue>1548401.4</aggregateMarketValue>
      <noOfUnitsOutstanding>77155951</noOfUnitsOutstanding>
      <approxSaleDate>11/15/2024</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <acquiredDate>04/29/2009</acquiredDate>
      <natureOfAcquisitionTransaction>Founding shares</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Expensify, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>561015</amountOfSecuritiesAcquired>
      <paymentDate>04/29/2009</paymentDate>
      <natureOfPayment>Founding Shares</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Barrett Trust LLC</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>08/28/2024</saleDate>
      <amountOfSecuritiesSold>645938</amountOfSecuritiesSold>
      <grossProceeds>1511494.92</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Barrett Trust LLC</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>09/16/2024</saleDate>
      <amountOfSecuritiesSold>11095</amountOfSecuritiesSold>
      <grossProceeds>25296.6</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Barrett Trust LLC</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>09/17/2024</saleDate>
      <amountOfSecuritiesSold>2173</amountOfSecuritiesSold>
      <grossProceeds>4932.71</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Note: Barrett Trust LLC is a manager-managed limited liability company. The investment and voting decisions of Barrett Trust LLC are made by its manager, David Barrett, and its controlling member is the Barrett Family Trust, for which David Barrett serves as trustee. Note for 3(e): As of November 4, 2024, as stated in Issuer's quarterly report on Form 10-Q for the fiscal quarter ending September 30, 2024.</remarks>
    <noticeSignature>
      <noticeDate>11/19/2024</noticeDate>
      <planAdoptionDates>
        <planAdoptionDate>08/15/2024</planAdoptionDate>
      </planAdoptionDates>
      <signature>/s/ Cole Eason as attorney-in-fact</signature>
    </noticeSignature>
  </formData>

</edgarSubmission>
