<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <!-- Generated by Workiva -->
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001891862</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001476840</issuerCik>
      <issuerName>Expensify, Inc.</issuerName>
      <secFileNumber>001-41043</secFileNumber>
      <issuerAddress>
        <com:street1>401 SW 5th Ave</com:street1>
        <com:city>Portland</com:city>
        <com:stateOrCountry>OR</com:stateOrCountry>
        <com:zipCode>97204</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>971-365-3939</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Daniel Vidal</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
        <address>
          <com:street1>1 New York Plaza</com:street1>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10004</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>2419</noOfUnitsSold>
      <aggregateMarketValue>8829.35</aggregateMarketValue>
      <noOfUnitsOutstanding>77155951</noOfUnitsOutstanding>
      <approxSaleDate>12/06/2024</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <acquiredDate>12/05/2024</acquiredDate>
      <natureOfAcquisitionTransaction>SPMP Contribution</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Expensify, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2419</amountOfSecuritiesAcquired>
      <paymentDate>12/05/2024</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Daniel Vidal</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>09/16/2024</saleDate>
      <amountOfSecuritiesSold>1805</amountOfSecuritiesSold>
      <grossProceeds>4115.4</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Daniel Vidal</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>09/17/2024</saleDate>
      <amountOfSecuritiesSold>2520</amountOfSecuritiesSold>
      <grossProceeds>5720.4</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Note for 3(e): As of November 4, 2024, as stated in Issuer's quarterly report on Form 10-Q for the fiscal quarter ending September 30, 2024.</remarks>
    <noticeSignature>
      <noticeDate>12/09/2024</noticeDate>
      <signature>/s/ Cole Eason as attorney-in-fact</signature>
    </noticeSignature>
  </formData>

</edgarSubmission>
