<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <!-- Generated by Workiva -->
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001891077</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001476840</issuerCik>
      <issuerName>Expensify, Inc.</issuerName>
      <secFileNumber>001-41043</secFileNumber>
      <issuerAddress>
        <com:street1>401 SW 5th Ave</com:street1>
        <com:city>Portland</com:city>
        <com:stateOrCountry>OR</com:stateOrCountry>
        <com:zipCode>97204</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>971-365-3939</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Anu Muralidharan</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
        <address>
          <com:street1>1 New York Plaza</com:street1>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10004</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>3599</noOfUnitsSold>
      <aggregateMarketValue>8277.7</aggregateMarketValue>
      <noOfUnitsOutstanding>80399794</noOfUnitsOutstanding>
      <approxSaleDate>06/17/2025</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <acquiredDate>06/15/2025</acquiredDate>
      <natureOfAcquisitionTransaction>SPMP Purchase</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Expensify, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>533</amountOfSecuritiesAcquired>
      <paymentDate>06/15/2025</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <acquiredDate>06/15/2025</acquiredDate>
      <natureOfAcquisitionTransaction>RSU Vesting</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Expensify, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>3066</amountOfSecuritiesAcquired>
      <paymentDate>06/15/2025</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Anu Muralidharan</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>03/19/2025</saleDate>
      <amountOfSecuritiesSold>2738</amountOfSecuritiesSold>
      <grossProceeds>9062.78</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Anu Muralidharan</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>03/20/2025</saleDate>
      <amountOfSecuritiesSold>143</amountOfSecuritiesSold>
      <grossProceeds>467.61</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Anu Muralidharan</name>
        <address>
          <com:street1>401 SW 5th Ave</com:street1>
          <com:city>Portland</com:city>
          <com:stateOrCountry>OR</com:stateOrCountry>
          <com:zipCode>97204</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Class A Common</securitiesClassTitle>
      <saleDate>05/30/2025</saleDate>
      <amountOfSecuritiesSold>90</amountOfSecuritiesSold>
      <grossProceeds>199.8</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Note for 3(e): As of May 5, 2025, as stated in Issuer's quarterly report on Form 10-Q for the fiscal quarter ending March 31, 2025.</remarks>
    <noticeSignature>
      <noticeDate>06/17/2025</noticeDate>
      <signature>/s/ Cole Eason as attorney in fact</signature>
    </noticeSignature>
  </formData>

</edgarSubmission>
