Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and cash equivalents	$ 101,101	$ 98,398
Accounts receivable, net	16,022	15,713
Settlement assets	34,313	21,880
Prepaid expenses	7,060	7,436
Related party loan receivable, current	0	14
Other current assets	15,746	14,201
Total current assets	174,242	157,642
Capitalized software, net	6,158	6,359
Property and equipment, net	15,584	15,930
Lease right-of-use assets	1,832	2,202
Deferred tax assets, net	370	370
Other assets	628	710
Total assets	198,814	183,213
Liabilities and stockholders' equity
Accounts payable	1,437	3,752
Accrued expenses and other liabilities	8,411	11,046
Borrowings under line of credit	15,000	15,000
Current portion of long-term debt, net of issuance costs	547	549
Lease liabilities, current	1,559	1,549
Settlement liabilities	34,113	21,680
Total current liabilities	61,067	53,576
Lease liabilities, non-current	405	802
Other liabilities	1,028	153
Long-term debt, net of issuance costs	51,847	52,067
Total liabilities	114,347	106,598
Commitments and contingencies (Note 4)
Stockholders' equity:
Common stock	6	6
Additional paid-in capital	157,743	142,515
Accumulated deficit	(73,282)	(65,906)
Total stockholders' equity	84,467	76,615
Total liabilities and stockholders' equity	$ 198,814	$ 183,213