Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended				9 Months Ended
	Sep. 30, 2012		Sep. 30, 2011		Sep. 30, 2012		Sep. 30, 2011
Interest Income
Interest and Fees on Loans	$ 6,609		$ 5,884		$ 19,112		$ 16,614
Interest and Dividends on Investments	340		403		1,109		1,182
Total interest income	6,949		6,287		20,221		17,796
Interest Expense
Interest on Deposits	995		1,039		3,018		3,051
Interest on Borrowings	227		217		656		725
Total interest Expense	1,222		1,256		3,674		3,776
Net Interest Income	5,727		5,031		16,547		14,020
Provision for Loan Losses	515		640		2,586		1,495
Net Interest Income after provision for loan losses	5,212		4,391		13,961		12,525
Non-Interest Income
Service Charges on Deposit Accounts	173		193		748		525
Other Operating Income	73		48		221		215
Gain (loss) on Sale of Securities			3				12
Total Non-Interest Income	246		244		969		752
Non -Interest Expense
Salaries and Employee Benefits	2,290		1,827		6,222		5,408
Premises and Equipment Expenses	707		596		2,024		1,735
Other Operating Expenses	1,821		759		4,206		2,656
Total Other Expenses	4,818		3,182		12,452		9,799
Income before provision income taxes	640		1,453		2,478		3,478
Provision for Income Taxes	257		569		962		1,347
Net Income	383		884		1,516		2,131
Preferred stock dividends and accretion	44		246		133		633
Net Income available to common shareholders	$ 339		$ 638		$ 1,383		$ 1,498
Basic Earnings per Common Share	$ 0.12	[1]	$ 0.22	[1]	$ 0.48	[1]	$ 0.52	[1]
Fully Diluted Earnings per Common Share	$ 0.11	[1]	$ 0.21	[1]	$ 0.46	[1]	$ 0.51	[1]

[1] Prior periods adjusted for 5 percent stock dividend paid February 29, 2012