Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and Due from Bank Balances	$ 2,478	$ 1,560
Federal Funds Sold	58,086	52,967
Interest Bearing Balances	4,834	17,794
Cash and Cash Equivalents	65,398	72,321
Investment Securities	57,504	57,336
Other Equity Securities	2,979	2,141
Loans, net of allowance for loan losses of $6,158 and $4,932	455,844	415,005
Premises & Equipment, net	2,795	2,492
Goodwill	3,601	3,601
Deferred Tax Asset	2,586	2,682
Accrued Interest Receivable	1,874	1,722
Other Real Estate Owned	1,610	615
Other Assets	1,913	1,547
Total Assets	596,104	559,462
Liabilities
Non-Interest Bearing Deposits	124,235	141,105
Interest Bearing Deposits	394,508	337,896
Total Deposits	518,743	479,001
FHLB Advances	17,100	24,350
Other Borrowings	2,205
Accrued Interest Payable	511	476
Other Liabilities	2,001	2,158
Total Liabilities	540,560	505,985
Shareholders' Equity
Preferred Stock SBLF - 17,796 shares issued and outstanding, 1% dividend	89	89
Additional Paid-in Capital - Preferred	17,707	17,707
Common Stock Par value $0.01 and $5.00 per share; 25,000,000 shares authorized; 2,934,955 and 2,895,693 shares outstanding respectively	29	13,853
Additional Paid-in Capital - Common	35,090	19,286
Accumulated Earnings	2,551	2,618
Accumulated Other Comprehensive Income (Loss)	78	(76)
Total Shareholders' Equity	55,544	53,477
Total Liabilities and Shareholders' Equity	$ 596,104	$ 559,462