INCOME TAXES (Schedule of Deferred tax assets and liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets:
Allowance for loan losses	$ 8,303	$ 5,893
Interest on nonaccrual loans	24	28
Off balance sheet reserves	57	127
Restricted stock	188	167
Tangible asset	17	20
Non-qualified stock options	294	290
Net unrealized loss on securities available for sale		172
Other	51
Total gross deferred tax assets	8,934	6,697
Deferred tax liabilities:
Depreciation and amortization	781	392
Net unrealized gain on securities available for sale	604
Pass-through income	69	255
Prepaid assets	341
Total gross deferred tax liabilities	1,795	647
Net deferred tax asset, included in other assets	$ 7,139	$ 6,050