Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2019

Regulatory Capital

Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements

	March 31, 2019
				Required to be			Required to be
				well capitalized under			considered
				prompt corrective			adequately
	Actual			action provisions			capitalized
	Ratio	Amount		Ratio	Amount		Ratio	Amount
Tier 1 leverage ratio:
Consolidated	10.6%	$	595,782	N/A		N/A	4.0%	$	224,123
NBH Bank	8.9%		499,314	5.0%	$	279,602	4.0%		223,682
Common equity tier 1 risk-based capital:
Consolidated	12.8%	$	595,782	N/A		N/A	7.0%	$	392,215
NBH Bank	10.8%		499,314	6.5%	$	363,483	7.0%		391,443
Tier 1 risk-based capital ratio:
Consolidated	12.8%	$	595,782	N/A		N/A	8.5%	$	394,452
NBH Bank	10.8%		499,314	8.0%	$	370,298	8.5%		393,441
Total risk-based capital ratio:
Consolidated	13.7%	$	636,902	N/A		N/A	10.5%	$	487,264
NBH Bank	11.7%		540,434	10.0%	$	462,872	10.5%		486,016

	December 31, 2018
				Required to be			Required to be
				well capitalized under			considered
				prompt corrective			adequately
	Actual			action provisions			capitalized
	Ratio	Amount		Ratio	Amount		Ratio	Amount
Tier 1 leverage ratio:
Consolidated	10.5%	$	580,504	N/A		N/A	4.0%	$	220,988
NBH Bank	9.0%		498,283	5.0%	$	275,703	4.0%		220,563
Common equity tier 1 risk-based capital:
Consolidated	12.9%	$	580,504	N/A		N/A	7.0%	$	386,728
NBH Bank	11.1%		498,283	6.5%	$	358,414	7.0%		385,984
Tier 1 risk-based capital ratio:
Consolidated	12.9%	$	580,504	N/A		N/A	8.5%	$	382,306
NBH Bank	11.1%		498,283	8.0%	$	358,938	8.5%		381,372
Total risk-based capital ratio:
Consolidated	13.8%	$	620,275	N/A		N/A	10.5%	$	472,261
NBH Bank	12.0%		538,054	10.0%	$	448,672	10.5%		471,106

(1) As of the fully phased-in date of January 1, 2019, including the capital conservation buffer.