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Regulatory Capital - (Tables)
6 Months Ended
Jun. 30, 2016
Banking and Thrift [Abstract]  
Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements

At June 30, 2016 and December 31, 2015, the most recent regulatory notification categorized the Bank as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well-capitalized”, the Bank must maintain total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table below. There are no conditions or events since the notification that management believes have changed the Bank’s category.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

June 30, 2016

 

 

 

 

 

 

 

Required to be

 

Required to be

 

 

 

 

 

 

 

well capitalized under

 

considered

 

 

 

 

 

 

 

prompt corrective

 

 adequately

 

 

Actual

 

action provisions

 

 capitalized

 

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

Tier 1 leverage ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

11.0%

 

$

520,384

 

N/A

 

 

N/A

 

4.0%

 

$

188,492

NBH Bank

 

8.3%

 

 

387,176

 

4.5%

 

$

209,989

 

4.0%

 

 

186,657

Common equity tier 1 risk-based capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

16.2%

 

$

520,384

 

N/A

 

 

N/A

 

4.5%

 

$

212,053

NBH Bank

 

12.1%

 

 

387,176

 

6.5%

 

$

303,318

 

4.5%

 

 

209,989

Tier 1 risk-based capital ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

16.2%

 

$

520,384

 

N/A

 

 

N/A

 

6.0%

 

$

192,336

NBH Bank

 

12.1%

 

 

387,176

 

8.0%

 

255,409

 

6.0%

 

 

191,556

Total risk-based capital ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

17.5%

 

$

560,302

 

N/A

 

 

N/A

 

8.0%

 

$

256,448

NBH Bank

 

13.4%

 

 

427,095

 

10.0%

 

319,216

 

8.0%

 

 

255,409

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2015

 

 

 

 

 

 

 

Required to be

 

Required to be

 

 

 

 

 

 

 

well capitalized under

 

considered

 

 

 

 

 

 

 

prompt corrective

 

 adequately

 

 

Actual

 

action provisions

 

 capitalized

 

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

Tier 1 leverage ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

11.8%

 

$

550,368

 

N/A

 

 

N/A

 

4.0%

 

$

187,325

NBH Bank

 

11.2%

 

 

519,766

 

5.0%

 

$

464,078

 

4.0%

 

 

185,631

Common equity tier 1 risk-based capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

17.5%

 

$

550,368

 

N/A

 

 

N/A

 

4.5%

 

$

210,741

NBH Bank

 

16.6%

 

 

519,766

 

6.5%

 

$

301,651

 

4.5%

 

 

208,835

Tier 1 risk-based capital ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

17.5%

 

$

550,368

 

N/A

 

 

N/A

 

6.0%

 

$

189,101

NBH Bank

 

16.6%

 

 

519,766

 

8.0%

 

344,989

 

6.0%

 

 

188,176

Total risk-based capital ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

18.4%

 

$

578,448

 

N/A

 

 

N/A

 

8.0%

 

$

252,134

NBH Bank

 

17.5%

 

 

547,846

 

10.0%

 

376,352

 

8.0%

 

 

250,901