Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2024

Allowance for Credit Losses

Summary of Company's Allowance for Loan Losses ("ALL") and Recorded Investment in Loans

The tables below detail the Company’s allowance for credit losses as of the dates shown:

	Three months ended June 30, 2024
			Non-owner
			occupied
			commercial		Residential
	Commercial		real estate		real estate		Consumer		Total
Beginning balance	$	46,315	$	30,838	$	20,100	$	354	$	97,607
Charge-offs		—		(4,422)		—		(183)		(4,605)
Recoveries		177		7		84		231		499
Provision expense (release) for credit losses		2,418		989		(425)		(26)		2,956
Ending balance	$	48,910	$	27,412	$	19,759	$	376	$	96,457

	Six months ended June 30, 2024
			Non-owner
			occupied
			commercial		Residential
	Commercial		real estate		real estate		Consumer		Total
Beginning balance	$	45,304	$	32,665	$	19,550	$	428	$	97,947
Charge-offs		(24)		(4,422)		—		(437)		(4,883)
Recoveries		293		7		90		297		687
Provision expense (release) for credit losses		3,337		(838)		119		88		2,706
Ending balance	$	48,910	$	27,412	$	19,759	$	376	$	96,457

	Three months ended June 30, 2023
			Non-owner
			occupied
			commercial		Residential
	Commercial		real estate		real estate		Consumer		Total
Beginning balance	$	37,395	$	32,890	$	19,574	$	484	$	90,343
Charge-offs		(3)		—		(46)		(305)		(354)
Recoveries		5		1		5		31		42
Provision expense (release) for credit losses		4,661		(2,123)		(202)		214		2,550
Ending balance	$	42,058	$	30,768	$	19,331	$	424	$	92,581

	Six months ended June 30, 2023
			Non-owner
			occupied
			commercial		Residential
	Commercial		real estate		real estate		Consumer		Total
Beginning balance	$	37,608	$	32,050	$	19,306	$	589	$	89,553
Charge-offs		(3)		—		(46)		(630)		(679)
Recoveries		45		2		12		48		107
Provision expense (release) for credit losses		4,408		(1,284)		59		417		3,600
Ending balance	$	42,058	$	30,768	$	19,331	$	424	$	92,581