Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2023

Regulatory Capital

Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements

	March 31, 2023
				Required to be			Required to be
				well capitalized under			considered
				prompt corrective			adequately
	Actual			action provisions			capitalized(1)
	Ratio	Amount		Ratio	Amount		Ratio	Amount
Tier 1 leverage ratio:
Consolidated	9.5%	$	889,292	N/A		N/A	4.0%	$	376,214
NBH Bank	8.9%		831,101	5.0%	$	468,138	4.0%		374,510
Bank of Jackson Hole Trust	38.2%		11,301	5.0%		1,477	4.0%		1,182
Common equity tier 1 risk based capital:
Consolidated	11.3%	$	889,292	N/A		N/A	7.0%	$	550,058
NBH Bank	10.6%		831,101	6.5%	$	508,212	7.0%		547,306
Bank of Jackson Hole Trust	70.6%		11,301	6.5%		1,040	7.0%		1,120
Tier 1 risk based capital ratio:
Consolidated	11.3%	$	889,292	N/A		N/A	8.5%	$	667,927
NBH Bank	10.6%		831,101	8.0%	$	625,492	8.5%		664,585
Bank of Jackson Hole Trust	70.6%		11,301	8.0%		1,280	8.5%		1,360
Total risk based capital ratio:
Consolidated	13.2%	$	1,034,645	N/A		N/A	10.5%	$	825,087
NBH Bank	11.8%		921,454	10.0%	$	781,865	10.5%		820,958
Bank of Jackson Hole Trust	70.6%		11,301	10.0%		1,600	10.5%		1,680

	December 31, 2022
				Required to be			Required to be
				well capitalized under			considered
				prompt corrective			adequately
	Actual			action provisions			capitalized(1)
	Ratio	Amount		Ratio	Amount		Ratio	Amount
Tier 1 leverage ratio:
Consolidated	9.3%	$	857,403	N/A		N/A	4.0%	$	369,335
NBH Bank	8.6%		788,462	5.0%	$	458,593	4.0%		366,874
Bank of Jackson Hole Trust	31.0%		11,238	5.0%		1,373	4.0%		1,099
Common equity tier 1 risk based capital:
Consolidated	10.5%	$	857,403	N/A		N/A	7.0%	$	574,339
NBH Bank	9.7%		788,462	6.5%	$	528,334	7.0%		568,975
Bank of Jackson Hole Trust	71.6%		11,238	6.5%		1,020	7.0%		1,098
Tier 1 risk based capital ratio:
Consolidated	10.5%	$	857,403	N/A		N/A	8.5%	$	697,412
NBH Bank	9.7%		788,462	8.0%	$	650,257	8.5%		690,898
Bank of Jackson Hole Trust	71.6%		11,238	8.0%		1,255	8.5%		1,333
Total risk based capital ratio:
Consolidated	12.2%	$	1,000,398	N/A		N/A	10.5%	$	861,509
NBH Bank	10.8%		876,458	10.0%	$	812,821	10.5%		853,462
Bank of Jackson Hole Trust	71.6%		11,238	10.0%		1,569	10.5%		1,647

(1) Includes the capital conservation buffer of 2.5%.