CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and fee income:
Loans	$ 60,705	$ 61,053
Investment securities	3,303	3,925
Cash, cash equivalents and restricted cash	317	400
Total interest and fee income	64,325	65,378
Interest expense:
Deposits	24,581	24,288
FHLB advances	5,558	6,772
Junior subordinated deferrable interest debentures	493	651
Senior debt	1,578	1,575
Total interest expense	32,210	33,286
Net interest income before provision for loan losses	32,115	32,092
Provision for loan losses	5,300	300
Net interest income after provision for loan losses	26,815	31,792
Noninterest income:
Gain on sale of loans	0	333
FHLB dividends	535	495
Other income	263	552
Total noninterest income	798	1,380
Noninterest expense:
Compensation and related benefits	11,205	10,052
Deposit insurance premium	476	498
Professional and regulatory fees	431	441
Occupancy	1,140	1,390
Depreciation and amortization	669	665
Data processing	967	919
Marketing	875	1,154
Other expenses	1,096	1,130
Total noninterest expense	16,859	16,249
Income before provision for income taxes	10,754	16,923
Provision for income taxes	3,178	4,913
Net income	$ 7,576	$ 12,010
Basic earnings per common share (in usd per share)	$ 0.14	$ 0.21
Diluted earnings per common share (in usd per share)	0.14	0.21
Dividends per common share (in usd per share)	$ 0.06	$ 0.06