The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   775,722 26,101 SH   SOLE   1,548 0 24,553
EXXON MOBIL CORP COM 30231G102   266,047 2,661 SH   SOLE   156 0 2,505
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   258,705 1,032 SH   SOLE   0 0 1,032
ISHARES TR CORE S&P500 ETF 464287200   19,136,480 40,065 SH   SOLE   18,762 0 21,303
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,861,272 239,934 SH   SOLE   97,704 0 142,230
GENERAL ELECTRIC CO COM NEW 369604301   463,680 3,633 SH   SOLE   3,596 0 37
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   14,054,984 275,318 SH   SOLE   143,293 0 132,025
FLEXSHARES TR MORNSTAR UPSTR 33939L407   35,341,473 863,040 SH   SOLE   377,218 0 485,822
WISDOMTREE TR US SMALLCAP DIVD 97717W604   380,635 11,832 SH   SOLE   2,117 0 9,715
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   3,006,854 86,255 SH   SOLE   24,173 0 62,082
WISDOMTREE TR US SMALLCAP FUND 97717W562   921,222 18,491 SH   SOLE   18,491 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   24,613,061 115,376 SH   SOLE   53,823 0 61,553
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   7,390,265 114,613 SH   SOLE   40,855 0 73,758
VANGUARD INDEX FDS LARGE CAP ETF 922908637   22,510,680 103,189 SH   SOLE   71,418 0 31,771
JPMORGAN CHASE & CO COM 46625H100   948,478 5,576 SH   SOLE   781 0 4,795
WISDOMTREE TR INTL EQUITY FD 97717W703   6,365,052 121,216 SH   SOLE   104,244 0 16,972
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   29,447,896 532,031 SH   SOLE   201,455 0 330,576
ILLINOIS TOOL WKS INC COM 452308109   382,432 1,460 SH   SOLE   0 0 1,460
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   7,472,458 103,741 SH   SOLE   35,743 0 67,998
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,246,738 195,187 SH   SOLE   76,085 0 119,102
ISHARES TR GL CLEAN ENE ETF 464288224   1,157,969 74,372 SH   SOLE   11,796 0 62,576
WISDOMTREE TR US LARGECAP FUND 97717W588   210,182 4,194 SH   SOLE   4,194 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,194,062 46,445 SH   SOLE   3,685 0 42,760
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   14,847,742 348,620 SH   SOLE   106,290 0 242,330
PHILLIPS 66 COM 718546104   341,904 2,568 SH   SOLE   2,368 0 200
WISDOMTREE TR EMER MKT HIGH FD 97717W315   276,217 6,790 SH   SOLE   5,046 0 1,744
JOHNSON & JOHNSON COM 478160104   842,791 5,377 SH   SOLE   5,270 0 107
AIR PRODS & CHEMS INC COM 009158106   547,600 2,000 SH   SOLE   2,000 0 0
PRICE T ROWE GROUP INC COM 74144T108   775,368 7,200 SH   SOLE   7,200 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   8,800,193 43,845 SH   SOLE   35,184 0 8,662
WISDOMTREE TR US LARGECAP DIVD 97717W307   6,727,434 101,347 SH   SOLE   54,970 0 46,377
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   13,046,094 177,377 SH   SOLE   44,809 0 132,568
PROCTER AND GAMBLE CO COM 742718109   1,160,157 7,917 SH   SOLE   7,391 0 526
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   12,692,729 376,304 SH   SOLE   123,476 0 252,828
ISHARES INC ESG AWR MSCI EM 46434G863   258,532 8,064 SH   SOLE   0 0 8,064
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,650,932 243,234 SH   SOLE   115,575 0 127,659
ISHARES TR NATIONAL MUN ETF 464288414   7,194,521 66,364 SH   SOLE   16,594 0 49,770
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   630,535 34,779 SH   SOLE   175 0 34,604
SMUCKER J M CO COM NEW 832696405   224,704 1,778 SH   SOLE   1,778 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   8,959,678 330,128 SH   SOLE   115,987 0 214,141
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,560,252 30,951 SH   SOLE   13,650 0 17,301
ISHARES TR ESG AWARE MSCI 46435U663   234,484 6,169 SH   SOLE   0 0 6,169
ISHARES TR CORE S&P MCP ETF 464287507   3,692,974 13,325 SH   SOLE   13,325 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   25,659,011 540,303 SH   SOLE   155,572 0 384,731
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   16,999,075 274,444 SH   SOLE   81,655 0 192,789
ISHARES TR ESG AW MSCI EAFE 46435G516   248,149 3,285 SH   SOLE   0 0 3,285
ISHARES TR MSCI EAFE ETF 464287465   4,899,709 65,026 SH   SOLE   45,593 0 19,433
SPDR SER TR DJ REIT ETF 78464A607   1,355,832 14,224 SH   SOLE   6,197 0 8,027
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,520,511 58,693 SH   SOLE   18,248 0 40,445
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   234,998 538 SH   SOLE   0 0 538