The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 10,506 194,735 SH   SOLE   64,067 0 130,667
VANGUARD INDEX FDS LARGE CAP ETF 922908637 22,570 102,116 SH   SOLE   68,733 0 33,383
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 5,594 81,977 SH   SOLE   37,377 0 44,600
WISDOMTREE TR EMER MKT HIGH FD 97717W315 691 15,959 SH   SOLE   5,835 0 10,124
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 640 11,855 SH   SOLE   10,090 0 1,765
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,089 197,588 SH   SOLE   99,239 0 98,349
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 7,217 232,885 SH   SOLE   95,996 0 136,889
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 22,872 411,299 SH   SOLE   181,235 0 230,063
WISDOMTREE TR US LARGECAP DIVD 97717W307 7,132 107,989 SH   SOLE   60,441 0 47,548
WISDOMTREE TR US SMALLCAP FUND 97717W562 954 18,559 SH   SOLE   18,559 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,416 7,200 SH   SOLE   7,200 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 408 5,045 SH   SOLE   2,084 0 2,961
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,591 25,302 SH   SOLE   7,306 0 17,996
PROCTER AND GAMBLE CO COM 742718109 1,228 7,507 SH   SOLE   7,391 0 116
ISHARES INC ESG AWR MSCI EM 46434G863 243 6,103 SH   SOLE   0 0 6,103
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 9,068 278,918 SH   SOLE   102,530 0 176,388
ISHARES TR GL CLEAN ENE ETF 464288224 1,036 48,958 SH   SOLE   5,918 0 43,040
DOW INC COM 260557103 221 3,900 SH   SOLE   3,900 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 644 9,022 SH   SOLE   2,542 0 6,480
GENERAL ELECTRIC CO COM NEW 369604301 344 3,640 SH   SOLE   3,596 0 44
EXXON MOBIL CORP COM 30231G102 236 3,851 SH   SOLE   1,336 0 2,515
JPMORGAN CHASE & CO COM 46625H100 883 5,576 SH   SOLE   781 0 4,795
FLEXSHARES TR MORNSTAR UPSTR 33939L407 35,013 886,622 SH   SOLE   432,908 0 453,715
WISDOMTREE TR US LARGECAP FUND 97717W588 211 4,194 SH   SOLE   4,194 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 224 6,816 SH   SOLE   0 0 6,816
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 20,173 173,894 SH   SOLE   76,561 0 97,332
ISHARES TR IBOXX INV CP ETF 464287242 402 3,035 SH   SOLE   3,035 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 226 2,800 SH   SOLE   0 0 2,800
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 13,177 224,823 SH   SOLE   82,793 0 142,030
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 2,211 59,138 SH   SOLE   20,193 0 38,945
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 11,612 137,013 SH   SOLE   46,889 0 90,124
VANGUARD INDEX FDS SMALL CP ETF 922908751 21,438 94,855 SH   SOLE   51,821 0 43,034
ILLINOIS TOOL WKS INC COM 452308109 360 1,460 SH   SOLE   0 0 1,460
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 493 25,367 SH   SOLE   7,400 0 17,967
SMUCKER J M CO COM NEW 832696405 241 1,778 SH   SOLE   1,778 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,931 21,877 SH   SOLE   12,461 0 9,416
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 24,056 468,020 SH   SOLE   150,777 0 317,243
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 5,347 68,543 SH   SOLE   27,082 0 41,461
WISDOMTREE TR INTL EQUITY FD 97717W703 7,549 139,594 SH   SOLE   93,608 0 45,986
ISHARES TR CORE S&P MCP ETF 464287507 3,970 14,025 SH   SOLE   14,025 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,366 42,103 SH   SOLE   33,472 0 8,632
SPDR SER TR DJ REIT ETF 78464A607 1,329 10,883 SH   SOLE   7,051 0 3,832
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,289 187,812 SH   SOLE   94,739 0 93,073
ISHARES TR MSCI EAFE ETF 464287465 5,528 70,262 SH   SOLE   47,228 0 23,034
ISHARES TR CORE S&P500 ETF 464287200 17,883 37,492 SH   SOLE   19,969 0 17,523
CONOCOPHILLIPS COM 20825C104 286 3,959 SH   SOLE   3,959 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11,969 217,978 SH   SOLE   99,672 0 118,306
AIR PRODS & CHEMS INC COM 009158106 609 2,000 SH   SOLE   2,000 0 0
JOHNSON & JOHNSON COM 478160104 920 5,377 SH   SOLE   5,270 0 107