The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 2,057 11,754 SH   SOLE   11,754 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,733 37,561 SH   SOLE   23,635 0 13,926
ISHARES TR RUSSELL 2000 ETF 464287655 10,410 73,184 SH   SOLE   54,484 0 18,701
AMGEN INC COM 031162100 1,608 8,172 SH   SOLE   0 0 8,172
ABBOTT LABS COM 002824100 501 7,332 SH   SOLE   0 0 7,332
ILLINOIS TOOL WKS INC COM 452308109 624 4,792 SH   SOLE   0 0 4,792
HONEYWELL INTL INC COM 438516106 282 2,051 SH   SOLE   1,000 0 1,051
JOHNSON & JOHNSON COM 478160104 1,602 12,485 SH   SOLE   7,750 0 4,735
ISHARES TR MSCI EAFE ETF 464287465 1,932 31,801 SH   SOLE   16,171 0 15,630
MICROSOFT CORP COM 594918104 472 4,624 SH   SOLE   500 0 4,124
AT&T INC COM 00206R102 559 18,264 SH   SOLE   7,950 0 10,314
INTERNATIONAL BUSINESS MACHS COM 459200101 235 1,950 SH   SOLE   640 0 1,310
COCA COLA CO COM 191216100 292 6,200 SH   SOLE   3,200 0 3,000
PEPSICO INC COM 713448108 458 4,270 SH   SOLE   1,572 0 2,698
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,092 12,267 SH   SOLE   7,051 0 5,216
ISHARES TR NORTH AMERN NAT 464287374 2,785 94,085 SH   SOLE   67,142 0 26,943
EXXON MOBIL CORP COM 30231G102 639 8,923 SH   SOLE   3,668 0 5,255
MERCK & CO INC COM 58933Y105 540 7,361 SH   SOLE   4,575 0 2,786
PROCTER AND GAMBLE CO COM 742718109 1,407 15,431 SH   SOLE   10,659 0 4,772
GENERAL ELECTRIC CO COM 369604103 332 37,285 SH   SOLE   34,747 0 2,538
MCDONALDS CORP COM 580135101 918 5,068 SH   SOLE   1,689 0 3,379
JPMORGAN CHASE & CO COM 46625H100 1,290 12,776 SH   SOLE   999 0 11,777
ISHARES TR IBOXX INV CP ETF 464287242 344 3,035 SH   SOLE   3,035 0 0
MARSH & MCLENNAN COS INC COM 571748102 953 11,700 SH   SOLE   0 0 11,700
3M CO COM 88579Y101 861 4,480 SH   SOLE   2,830 0 1,650
CONOCOPHILLIPS COM 20825C104 260 3,959 SH   SOLE   3,959 0 0
APPLE INC COM 037833100 807 5,383 SH   SOLE   0 0 5,383
ISHARES TR MSCI EMG MKT ETF 464287234 333 8,236 SH   SOLE   0 0 8,236
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,114 104,161 SH   SOLE   70,781 0 33,380
CME GROUP INC COM CL A 12572Q105 1,026 5,745 SH   SOLE   3,945 0 1,800
AIR PRODS & CHEMS INC COM 009158106 310 2,000 SH   SOLE   2,000 0 0
PRICE T ROWE GROUP INC COM 74144T108 657 7,200 SH   SOLE   7,200 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 16,240 133,019 SH   SOLE   66,955 0 66,064
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 387 6,186 SH   SOLE   6,186 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,334 172,074 SH   SOLE   79,376 0 92,697
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,003 92,875 SH   SOLE   61,883 0 30,992
KENNAMETAL INC COM 489170100 212 6,000 SH   SOLE   6,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 261 5,186 SH   SOLE   5,186 0 0
MB FINANCIAL INC NEW COM 55264U108 493 11,696 SH   SOLE   0 0 11,696
WISDOMTREE TR INTL EQUITY FD 97717W703 4,603 95,537 SH   SOLE   68,320 0 27,217
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,796 20,676 SH   SOLE   19,174 0 1,502
WISDOMTREE TR US SMALLCAP DIVD 97717W604 857 32,477 SH   SOLE   0 0 32,477
VANGUARD INDEX FDS LARGE CAP ETF 922908637 15,441 130,520 SH   SOLE   84,554 0 45,966
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,181 27,519 SH   SOLE   10,159 0 17,360
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,436 34,487 SH   SOLE   19,936 0 14,551
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,810 203,076 SH   SOLE   132,029 0 71,047
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 440 4,489 SH   SOLE   4,489 0 0
WISDOMTREE TR US SMALLCP ERNGS 97717W562 646 18,645 SH   SOLE   18,645 0 0
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 3,308 182,584 SH   SOLE   82,299 0 100,285
ISHARES TR GL CLEAN ENE ETF 464288224 93 10,556 SH   SOLE   0 0 10,556
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 3,328 76,776 SH   SOLE   30,164 0 46,612
FLEXSHARES TR MORNSTAR UPSTR 33939L407 10,623 345,803 SH   SOLE   204,113 0 141,690
PHILLIPS 66 COM 718546104 220 2,368 SH   SOLE   2,368 0 0
WORKDAY INC CL A 98138H101 286 1,750 SH   SOLE   0 0 1,750
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,876 80,629 SH   SOLE   31,195 0 49,434
ABBVIE INC COM 00287Y109 604 7,126 SH   SOLE   0 0 7,126
CDW CORP COM 12514G108 674 8,501 SH   SOLE   0 0 8,501
CLEARWAY ENERGY INC CL A 18539C105 187 13,395 SH   SOLE   13,395 0 0
CLEARWAY ENERGY INC CL C 18539C204 627 43,821 SH   SOLE   43,821 0 0
DOWDUPONT INC COM 26078J100 792 14,304 SH   SOLE   11,700 0 2,604