The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 2,057 11,827 SH   SOLE   11,754 0 73
ISHARES TR CORE S&P500 ETF 464287200 30,751 126,333 SH   SOLE   76,689 0 49,643
ISHARES TR RUSSELL 2000 ETF 464287655 10,960 77,775 SH   SOLE   60,439 0 17,336
DU PONT E I DE NEMOURS & CO COM 263534109 861 10,663 SH   SOLE   10,663 0 0
JOHNSON & JOHNSON COM 478160104 1,230 9,295 SH   SOLE   8,000 0 1,295
ISHARES TR MSCI EAFE ETF 464287465 1,554 23,827 SH   SOLE   14,428 0 9,399
AT&T INC COM 00206R102 682 18,067 SH   SOLE   7,950 0 10,117
PEPSICO INC COM 713448108 239 2,067 SH   SOLE   1,572 0 495
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,238 13,319 SH   SOLE   9,167 0 4,152
ISHARES TR NA NAT RES 464287374 4,432 140,002 SH   SOLE   102,545 0 37,457
EXXON MOBIL CORP COM 30231G102 644 7,983 SH   SOLE   5,468 0 2,515
MERCK & CO INC COM 58933Y105 316 4,930 SH   SOLE   4,575 0 355
PROCTER AND GAMBLE CO COM 742718109 1,043 11,964 SH   SOLE   11,559 0 405
GENERAL ELECTRIC CO COM 369604103 1,024 37,915 SH   SOLE   34,747 0 3,168
MCDONALDS CORP COM 580135101 350 2,285 SH   SOLE   1,700 0 585
JPMORGAN CHASE & CO COM 46625H100 512 5,602 SH   SOLE   999 0 4,603
ISHARES TR 20 YR TR BD ETF 464287432 673 5,382 SH   SOLE   0 0 5,382
ISHARES TR IBOXX INV CP ETF 464287242 254 2,110 SH   SOLE   2,110 0 0
3M CO COM 88579Y101 639 3,069 SH   SOLE   2,830 0 239
SMUCKER J M CO COM NEW 832696405 210 1,778 SH   SOLE   1,778 0 0
CONOCOPHILLIPS COM 20825C104 249 5,653 SH   SOLE   5,653 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,248 593,883 SH   SOLE   342,353 0 251,530
CME GROUP INC COM 12572Q105 238 1,901 SH   SOLE   1 0 1,900
AIR PRODS & CHEMS INC COM 009158106 286 2,000 SH   SOLE   2,000 0 0
PRICE T ROWE GROUP INC COM 74144T108 594 8,000 SH   SOLE   8,000 0 0
POWERSHARES ETF TRUST WNDRHLL CLN EN 73935X500 48 11,127 SH   SOLE   0 0 11,127
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 20,821 316,421 SH   SOLE   159,062 0 157,359
VANGUARD INDEX FDS REIT ETF 922908553 15,397 184,993 SH   SOLE   100,851 0 84,142
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,581 137,085 SH   SOLE   92,477 0 44,608
KENNAMETAL INC COM 489170100 225 6,000 SH   SOLE   6,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 20,982 380,531 SH   SOLE   193,638 0 186,893
WISDOMTREE TR INTL EQUITY FD 97717W703 4,217 81,259 SH   SOLE   64,543 0 16,716
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,765 20,996 SH   SOLE   19,174 0 1,822
WISDOMTREE TR US SMALLCAP DIVD 97717W604 574 7,134 SH   SOLE   0 0 7,134
VANGUARD INDEX FDS LARGE CAP ETF 922908637 15,590 140,422 SH   SOLE   92,547 0 47,875
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,761 21,515 SH   SOLE   6,176 0 15,339
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,325 32,337 SH   SOLE   21,116 0 11,221
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,959 192,615 SH   SOLE   125,039 0 67,576
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 21,075 194,918 SH   SOLE   101,866 0 93,052
WISDOMTREE TR US SMALLCP ERNGS 97717W562 614 18,699 SH   SOLE   18,699 0 0
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 2,206 115,960 SH   SOLE   68,393 0 47,567
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 234 4,049 SH   SOLE   1,562 0 2,487
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 2,453 59,055 SH   SOLE   30,931 0 28,124
FLEXSHARES TR MORNSTAR UPSTR 33939L407 12,509 437,821 SH   SOLE   253,230 0 184,591
PHILLIPS 66 COM 718546104 234 2,826 SH   SOLE   2,826 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,417 69,417 SH   SOLE   26,447 0 42,970
ABBVIE INC COM 00287Y109 253 3,493 SH   SOLE   0 0 3,493