The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 271 2,000 SH   SOLE   2,000 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 945 11,763 SH   SOLE   11,763 0 0
GENERAL ELECTRIC CO COM 369604103 903 30,297 SH   SOLE   28,772 0 1,525
ISHARES TR CORE S&P500 ETF 464287200 30,051 126,655 SH   SOLE   76,854 0 49,801
ISHARES TR IBOXX INV CP ETF 464287242 249 2,110 SH   SOLE   2,110 0 0
ISHARES TR NA NAT RES 464287374 5,204 151,854 SH   SOLE   114,017 0 37,837
ISHARES TR 20 YR TR BD ETF 464287432 646 5,349 SH   SOLE   0 0 5,349
ISHARES TR MSCI EAFE ETF 464287465 1,571 25,214 SH   SOLE   15,523 0 9,691
ISHARES TR CORE S&P MCP ETF 464287507 2,025 11,827 SH   SOLE   11,754 0 73
ISHARES TR RUSSELL 2000 ETF 464287655 11,348 82,542 SH   SOLE   60,712 0 21,830
JOHNSON & JOHNSON COM 478160104 1,069 8,583 SH   SOLE   7,500 0 1,083
KENNAMETAL INC COM 489170100 235 6,000 SH   SOLE   6,000 0 0
PHILLIPS 66 COM 718546104 224 2,826 SH   SOLE   2,826 0 0
PROCTER AND GAMBLE CO COM 742718109 892 9,933 SH   SOLE   9,706 0 227
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 319 5,677 SH   SOLE   1,642 0 4,035
SMUCKER J M CO COM NEW 832696405 233 1,778 SH   SOLE   1,778 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,679 20,709 SH   SOLE   5,400 0 15,309
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,401 188,314 SH   SOLE   126,044 0 62,270
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,456 69,857 SH   SOLE   26,628 0 43,229
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,002 48,725 SH   SOLE   27,181 0 21,544
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23,862 600,756 SH   SOLE   347,665 0 253,091
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 20,471 323,497 SH   SOLE   162,888 0 160,609
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 4,675 90,657 SH   SOLE   51,869 0 38,788
VANGUARD INDEX FDS REIT ETF 922908553 14,292 173,046 SH   SOLE   98,568 0 74,478
VANGUARD INDEX FDS LARGE CAP ETF 922908637 15,234 140,938 SH   SOLE   92,727 0 48,211
VANGUARD INDEX FDS SMALL CP ETF 922908751 32,683 245,220 SH   SOLE   149,726 0 95,494
AT&T INC COM 00206R102 751 18,067 SH   SOLE   7,950 0 10,117
CME GROUP INC COM 12572Q105 226 1,901 SH   SOLE   1 0 1,900
CONOCOPHILLIPS COM 20825C104 282 5,653 SH   SOLE   5,653 0 0
EXXON MOBIL CORP COM 30231G102 630 7,683 SH   SOLE   5,168 0 2,515
FLEXSHARES TR MORNSTAR UPSTR 33939L407 11,968 406,380 SH   SOLE   237,650 0 168,730
JPMORGAN CHASE & CO COM 46625H100 492 5,602 SH   SOLE   999 0 4,603
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 12,883 846,995 SH   SOLE   471,802 0 375,193
POWERSHARES ETF TRUST WNDRHLL CLN EN 73935X500 45 11,127 SH   SOLE   0 0 11,127
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 2,098 111,517 SH   SOLE   66,678 0 44,839
POWERSHARES ACT MANG COMM FD OPT YLD DIV 73937V106 1,413 84,940 SH   SOLE   0 0 84,940
PRICE T ROWE GROUP INC COM 74144T108 545 8,000 SH   SOLE   8,000 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 2,498 58,758 SH   SOLE   31,047 0 27,711
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,206 13,066 SH   SOLE   9,167 0 3,899
3M CO COM 88579Y101 331 1,728 SH   SOLE   1,600 0 128
WISDOMTREE TR LARGECAP DIVID 97717W307 1,741 20,996 SH   SOLE   19,174 0 1,822
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,321 32,337 SH   SOLE   21,116 0 11,221
WISDOMTREE TR SMLCAP EARN FD 97717W562 602 18,699 SH   SOLE   18,699 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 575 7,134 SH   SOLE   0 0 7,134
WISDOMTREE TR INTL EQUITY FD 97717W703 4,046 81,359 SH   SOLE   64,643 0 16,716