The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 734 18,067 SH   SOLE   7,950 0 10,117
AIR PRODS & CHEMS INC COM 009158106 301 2,000 SH   SOLE   2,000 0 0
CONOCOPHILLIPS COM 20825C104 246 5,653 SH   SOLE   5,653 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 913 13,628 SH   SOLE   13,628 0 0
EXXON MOBIL CORP COM 30231G102 671 7,683 SH   SOLE   5,178 0 2,505
FLEXSHARES TR MORNSTAR UPSTR 33939L407 11,181 406,137 SH   SOLE   246,903 0 159,234
GENERAL ELECTRIC CO COM 369604103 897 30,297 SH   SOLE   28,772 0 1,525
ISHARES TR CORE S&P500 ETF 464287200 13,950 64,121 SH   SOLE   42,313 0 21,808
ISHARES TR IBOXX INV CP ETF 464287242 260 2,110 SH   SOLE   2,110 0 0
ISHARES TR NA NAT RES 464287374 5,173 150,126 SH   SOLE   105,834 0 44,292
ISHARES TR MSCI EAFE ETF 464287465 1,508 25,501 SH   SOLE   16,088 0 9,413
ISHARES TR CORE S&P MCP ETF 464287507 1,818 11,754 SH   SOLE   11,754 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,691 78,024 SH   SOLE   60,924 0 17,100
JOHNSON & JOHNSON COM 478160104 1,014 8,583 SH   SOLE   7,500 0 1,083
PHILLIPS 66 COM 718546104 228 2,826 SH   SOLE   2,826 0 0
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 2,266 120,075 SH   SOLE   84,121 0 35,954
PRICE T ROWE GROUP INC COM 74144T108 532 8,000 SH   SOLE   8,000 0 0
PROCTER & GAMBLE CO COM 742718109 891 9,933 SH   SOLE   9,706 0 227
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 2,359 60,299 SH   SOLE   31,220 0 29,079
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,284 13,182 SH   SOLE   9,167 0 4,015
SMUCKER J M CO COM NEW 832696405 241 1,778 SH   SOLE   1,778 0 0
3M CO COM 88579Y101 305 1,728 SH   SOLE   1,600 0 128
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,381 16,414 SH   SOLE   5,636 0 10,778
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,542 201,611 SH   SOLE   135,400 0 66,211
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,112 62,679 SH   SOLE   26,674 0 36,005
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23,120 614,407 SH   SOLE   354,061 0 260,346
VANGUARD INDEX FDS REIT ETF 922908553 28,664 330,459 SH   SOLE   183,144 0 147,315
VANGUARD INDEX FDS LARGE CAP ETF 922908637 14,149 142,693 SH   SOLE   92,965 0 49,728
VANGUARD INDEX FDS SMALL CP ETF 922908751 31,922 261,271 SH   SOLE   160,188 0 101,083
WISDOMTREE TR LARGECAP DIVID 97717W307 1,616 20,996 SH   SOLE   19,174 0 1,822
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,368 36,415 SH   SOLE   20,992 0 15,423
WISDOMTREE TR SMLCAP EARN FD 97717W562 529 6,233 SH   SOLE   6,233 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 537 7,134 SH   SOLE   0 0 7,134
WISDOMTREE TR INTL EQUITY FD 97717W703 3,830 81,359 SH   SOLE   64,643 0 16,716
ISHARES TR 20 YR TR BD ETF 464287432 15,572 113,241 SH   SOLE   55,214 0 58,027
POWERSHARES ETF TR II SOVEREIGN DEBT 73936t573 16,481 538,076 SH   SOLE   264,831 0 273,245
SPDR GOLD TRUST GOLD SHS 78463v107 535 4,262 SH   SOLE   0 0 4,262
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 244 4,724 SH   SOLE   1,423 0 3,301
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 977 9,815 SH   SOLE   7,386 0 2,429
JPMORGAN CHASE & CO COM 46625H100 386 5,802 SH   SOLE   999 0 4,803
POWERSHARES ETF TRUST WNDRHLL CLN EN 73935X500 43 11,127 SH   SOLE   0 0 11,127
SCHWAB STRATEGIC TR US REIT ETF 808524847 416 9,753 SH   SOLE   2,163 0 7,590
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 4,719 77,890 SH   SOLE   43,065 0 34,825
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,825 78,504 SH   SOLE   49,240 0 29,264