The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 625 18,718 SH   SOLE   8,594 0 10,124
AIR PRODS & CHEMS INC COM 009158106 288 2,000 SH   SOLE   2,000 0 0
APPLE INC COM 037833100 227 2,055 SH   SOLE   0 0 2,055
CONOCOPHILLIPS COM 20825C104 390 5,653 SH   SOLE   5,653 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,262 17,065 SH   SOLE   15,128 0 1,937
EXXON MOBIL CORP COM 30231G102 798 8,631 SH   SOLE   5,478 0 3,153
FLEXSHARES TR MORNSTAR UPSTR 33939L407 2,082 67,986 SH   SOLE   38,419 0 29,567
GENERAL ELECTRIC CO COM 369604103 999 39,533 SH   SOLE   36,347 0 3,186
ISHARES TR CORE S&P500 ETF 464287200 20,525 99,218 SH   SOLE   62,009 0 37,209
ISHARES TR IBOXX INV CP ETF 464287242 252 2,110 SH   SOLE   2,110 0 0
ISHARES TR NA NAT RES 464287374 9,661 252,125 SH   SOLE   176,277 0 75,848
ISHARES TR 20+ YR TR BD ETF 464287432 15,840 125,792 SH   SOLE   68,335 0 57,457
ISHARES TR MSCI EAFE ETF 464287465 1,493 24,539 SH   SOLE   16,208 0 8,331
ISHARES TR CORE S&P MCP ETF 464287507 1,702 11,754 SH   SOLE   11,754 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 11,834 98,931 SH   SOLE   76,614 0 22,317
ISHARES TR CORE S&P SCP ETF 464287804 377 3,308 SH   SOLE   946 0 2,362
JPMORGAN CHASE & CO COM 46625H100 476 7,610 SH   SOLE   1,226 0 6,384
JOHNSON & JOHNSON COM 478160104 1,323 12,648 SH   SOLE   11,253 0 1,395
KENNAMETAL INC COM 489170100 215 6,000 SH   SOLE   6,000 0 0
MCDONALDS CORP COM 580135101 208 2,220 SH   SOLE   1,700 0 520
MERCK & CO INC NEW COM 58933Y105 289 5,096 SH   SOLE   4,575 0 521
PEPSICO INC COM 713448108 222 2,344 SH   SOLE   1,849 0 495
PHILLIPS 66 COM 718546104 203 2,826 SH   SOLE   2,826 0 0
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 2,844 151,286 SH   SOLE   95,453 0 55,833
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 14,087 500,249 SH   SOLE   286,252 0 213,997
PRICE T ROWE GROUP INC COM 74144T108 687 8,000 SH   SOLE   8,000 0 0
PROCTER & GAMBLE CO COM 742718109 1,248 13,701 SH   SOLE   11,559 0 2,142
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,771 19,483 SH   SOLE   14,801 0 4,682
3M CO COM 88579Y101 504 3,069 SH   SOLE   2,830 0 239
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 739 8,978 SH   SOLE   6,756 0 2,222
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,799 179,477 SH   SOLE   118,758 0 60,719
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,597 53,835 SH   SOLE   28,668 0 25,167
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,754 268,710 SH   SOLE   184,556 0 84,154
VANGUARD INDEX FDS REIT ETF 922908553 31,511 389,019 SH   SOLE   229,542 0 159,477
VANGUARD INDEX FDS LARGE CAP ETF 922908637 17,087 181,029 SH   SOLE   116,366 0 64,663
VANGUARD INDEX FDS SMALL CP ETF 922908751 29,472 252,635 SH   SOLE   158,322 0 94,313
WISDOMTREE TR LARGECAP DIVID 97717W307 1,557 20,996 SH   SOLE   19,174 0 1,822
WISDOMTREE TR EMERG MKTS ETF 97717W315 847 20,092 SH   SOLE   13,355 0 6,737
WISDOMTREE TR SMLCAP EARN FD 97717W562 1,102 13,326 SH   SOLE   13,326 0 0
WISDOMTREE TR EARNING 500 FD 97717W588 1,791 24,888 SH   SOLE   24,888 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 893 12,594 SH   SOLE   0 0 12,594
WISDOMTREE TR DEFA FD 97717W703 4,016 80,988 SH   SOLE   66,450 0 14,538
WORKDAY INC CL A 98138H101 612 7,500 SH   SOLE   0 0 7,500