LOAN PERFORMANCE (Tables)

9 Months Ended

Sep. 30, 2022

LOAN PERFORMANCE

Aging analysis of past due loans, by loan class

					90 Days or								90 Days
	30 to 59 Days		60 to 89 Days		Greater		Total		Total				Past Due and
(Dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current Loans		Total Loans		Still Accruing
September 30, 2022
Commercial and industrial	$	4,374	$	3,416	$	281	$	8,071	$	560,000	$	568,071	$	—
Real estate:
Commercial real estate		5,360		4,447		—		9,807		1,232,311		1,242,118		—
Construction and development		1,350		—		—		1,350		506,220		507,570		—
1-4 family residential		—		1,309		1,601		2,910		285,546		288,456		—
Multi-family residential		—		—		—		—		370,391		370,391		—
Consumer		—		—		—		—		24,509		24,509		—
Agriculture		15		—		—		15		11,170		11,185		—
Other		—		—		—		—		123,591		123,591		—
Total gross loans	$	11,099	$	9,172	$	1,882	$	22,153	$	3,113,738	$	3,135,891	$	—
December 31, 2021
Commercial and industrial	$	14	$	—	$	—	$	14	$	634,370	$	634,384	$	—
Real estate:
Commercial real estate		650		—		55		705		1,091,264		1,091,969		—
Construction and development		—		—		142		142		460,577		460,719		—
1-4 family residential		150		34		—		184		277,089		277,273		—
Multi-family residential		—		—		—		—		286,396		286,396		—
Consumer		50		—		—		50		28,040		28,090		—
Agriculture		—		—		—		—		7,941		7,941		—
Other		41		—		—		41		89,614		89,655		—
Total gross loans	$	905	$	34	$	197	$	1,136	$	2,875,291	$	2,876,427	$	—

Nonaccrual loans, segregated by loan class

(Dollars in thousands)	September 30, 2022		December 31, 2021
Commercial and industrial	$	7,985	$	9,090
Real estate:
Commercial real estate		11,076		11,512
Construction and development		139		142
1-4 family residential		3,176		1,784
Consumer		34		40
Total nonaccrual loans	$	22,410	$	22,568

Schedule of TDRs

				Post-modification Recorded Investment
										Extended
										Maturity,
		Pre-modification						Extended		Restructured
		Outstanding						Maturity and		Payments
	Number	Recorded		Restructured		Extended		Restructured		and Adjusted
(Dollars in thousands)	of Loans	Investment		Payments		Maturity		Payments		Interest Rate
September 30, 2022
Commercial and industrial	7	$	3,870	$	1,093	$	—	$	—	$	2,777
Real estate:
Commercial real estate	2		2,273		—		—		2,040		245
Construction and development	3		431		—		—		431		—
Total	12	$	6,574	$	1,093	$	—	$	2,471	$	3,022
September 30, 2021
Commercial and industrial	3	$	3,256	$	3,256	$	—	$	—	$	—
Real estate:
Commercial real estate	1		1,206		1,206		—		—		—
1-4 family residential	1		1,548		1,548		—		—		—
Consumer	1		42		—		—		42		—
Total	6	$	6,052	$	6,010	$	—	$	42	$	—

Outstanding TDRs and other loans individually evaluated for credit losses

	Troubled Debt Restructurings										Total Loans
(Dollars in thousands)	Accruing		Non-Accrual		Total		Other Non-Accrual		Other Accruing		Individually Evaluated
September 30, 2022
Commercial and industrial	$	1,870	$	7,934	$	9,804	$	51	$	1,077	$	10,932
Real estate:
Commercial real estate		7,629		10,980		18,609		96		—		18,705
Construction and development		10,325		139		10,464		—		—		10,464
1-4 family residential		26		3,149		3,175		27		—		3,202
Consumer		—		34		34		—		82		116
Other		8,523		—		8,523		—		—		8,523
Total	$	28,373	$	22,236	$	50,609	$	174	$	1,159	$	51,942
December 31, 2021
Commercial and industrial	$	5,661	$	6,851	$	12,512	$	2,239	$	1,828	$	16,579
Real estate:
Commercial real estate		5,755		11,401		17,156		111		3,790		21,057
Construction and development		12,282		—		12,282		142		292		12,716
1-4 family residential		1,571		1,727		3,298		57		—		3,355
Consumer		—		40		40		—		85		125
Other		5,440		—		5,440		—		—		5,440
Total	$	30,709	$	20,019	$	50,728	$	2,549	$	5,995	$	59,272