LOANS (Tables)

9 Months Ended

Sep. 30, 2022

LOANS

Loans, by loan class

(Dollars in thousands)	September 30, 2022			December 31, 2021
Commercial and industrial	$	568,071	18.1%	$	634,384	22.0%
Real estate:
Commercial real estate		1,242,118	39.6%		1,091,969	38.0%
Construction and development		507,570	16.2%		460,719	16.0%
1-4 family residential		288,456	9.2%		277,273	9.6%
Multi-family residential		370,391	11.8%		286,396	10.0%
Consumer		24,509	0.8%		28,090	1.0%
Agriculture		11,185	0.4%		7,941	0.3%
Other		123,591	3.9%		89,655	3.1%
Total gross loans		3,135,891	100.0%		2,876,427	100.0%
Less allowance for credit losses for loans		(32,577)			(31,345)
Less deferred loan fees and unearned discounts		(9,470)			(8,739)
Less loans held for sale		—			(164)
Loans, net	$	3,093,844		$	2,836,179

Loan participations purchased and sold

	Participations		Participations
(Dollars in thousands)	Purchased		Sold
September 30, 2022
Commercial and industrial	$	24,192		1,943
Commercial real estate		30,455		1,247
Construction and development		—		122
Other		5,261		—
	$	59,908	$	3,312
September 30, 2021
Commercial and industrial	$	—	$	1,336
Commercial real estate		—		375
Construction and development		—		22
Other		1,941		—
	$	1,941	$	1,733