LOAN PERFORMANCE (Tables)

6 Months Ended

Jun. 30, 2020

LOAN PERFORMANCE

Aging analysis of loans past due segregated by loan class

					90 days or								90 days
	30 to 59 days		60 to 89 days		greater		Total		Total				past due and
(Dollars in thousands)	past due		past due		past due		past due		current loans		Total loans		still accruing
June 30, 2020
Commercial and industrial	$	1,256	$	—	$	57	$	1,313	$	836,354	$	837,667	$	—
Real estate:
Commercial real estate		—		—		—		—		908,027		908,027		—
Construction and development		386		—		—		386		552,493		552,879		—
1-4 family residential		146		—		—		146		272,107		272,253		—
Multi-family residential		—		—		—		—		255,273		255,273		—
Consumer		14		—		—		14		36,324		36,338		—
Agriculture		27		—		—		27		7,768		7,795		—
Other		3,500		—		—		3,500		74,035		77,535
Total loans	$	5,329	$	—	$	57	$	5,386	$	2,942,381	$	2,947,767	$	—
December 31, 2019
Commercial and industrial	$	664	$	31	$	240	$	935	$	526,672	$	527,607	$	—
Real estate:
Commercial real estate		865		—				865		899,881		900,746		—
Construction and development		—		532		—		532		527,280		527,812		—
1-4 family residential		499		—				499		279,693		280,192		—
Multi-family residential		—		—		—		—		277,209		277,209		—
Consumer		43		—		—		43		36,739		36,782		—
Agriculture		—		—		—		—		9,812		9,812		—
Other		—		—				—		86,513		86,513		—
Total loans	$	2,071	$	563	$	240	$	2,874	$	2,643,799	$	2,646,673	$	—

Nonaccrual loans, segregated by loan class

(Dollars in thousands)	June 30, 2020		December 31, 2019
Commercial and industrial	$	5,519	$	596
Real estate:
Commercial real estate		4,811		67
Construction and development		506		—
1-4 family residential		332		314
Total nonaccrual loans	$	11,168	$	977

Troubled debt restructurings due to the borrower's financial difficulties

				Post-modification recorded investment
										Extended Maturity,
		Pre-modification						Extended		Restructured
		Outstanding						Maturity and		Payments
	Number	Recorded		Restructured		Extended		Restructured		and Adjusted
(Dollars in thousands)	of Loans	Investment		Payments		Maturity		Payments		Interest Rate
June 30, 2020
Commercial and industrial	17	$	3,131	$	2,899	$	—	$	—	$	232
Commercial real estate	8		9,715		9,715		—		—		—
Construction and development	5		12,564		12,032		—		—		532
1-4 family residential	5		1,629		1,651		—		—		—
Total	35	$	27,039	$	26,297	$	—	$	—	$	764
June 30, 2019
Commercial and industrial	1	$	163	$	—	$	—	$	—	$	163
1-4 family residential	1		115		—		—		—		115
Total	2	$	278	$	—	$	—	$	—	$	278

Outstanding TDRs and other loans individually evaluated

(Dollars in thousands)	Accruing TDR	Non-Accrual TDR	Total TDR	Other Non-Accrual	Other Accruing	Total Individually Evaluated
June 30, 2020
Commercial and industrial	$ 3,147	$ 404	$ 3,551	$ 5,115	$ 748	$ 9,414
Real estate:
Commercial real estate	10,631	—	10,631	4,811	—	15,442
Construction and development	12,032	506	12,538	—	—	12,538
1-4 family residential	1,699	109	1,808	223	1,710	3,741
Other	6,272	—	6,272	—	—	6,272
Total	$ 33,781	$ 1,019	$ 34,800	$ 10,149	$ 2,458	$ 47,407
December 31, 2019
Commercial and industrial	$ 397	$ 282	$ 679	$ 314	$ 6	$ 999
Real estate:
Commercial real estate	1,337	—	1,337	67	—	1,404
1-4 family residential	54	111	165	203	3,283	3,651
Consumer	—	—	—	—	210	210
Other	6,653	—	6,653	—	—	6,653
Total	$ 8,441	$ 393	$ 8,834	$ 584	$ 3,499	$ 12,917