The Company consists of the following reportable segments and a corporate function:

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The Company’s title insurance and services segment issues title insurance policies on residential and commercial property in the United States and offers similar or related products and services internationally. This segment also provides closing and/or escrow services; accommodates tax-deferred exchanges of real estate; provides products, services and solutions designed to mitigate risk or otherwise facilitate real estate transactions, many of which products, services and solutions involve the use of real property-related data; maintains, manages and provides access to title plant records and images; and provides appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, evidence of title, and banking, trust and wealth management services. The Company, through its principal title insurance subsidiary and such subsidiary’s affiliates, transacts its title insurance business through a network of direct operations and agents. Through this network, the Company issues policies in the 49 states that permit the issuance of title insurance policies, the District of Columbia and certain United States territories. The Company also offers title insurance, closing services and similar or related products and services, either directly or through third parties in other countries, including Canada, the United Kingdom, Australia, South Korea and various other established and emerging markets.

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The Company’s specialty insurance segment issues property and casualty insurance policies and sells home warranty products. The property and casualty insurance business provides insurance coverage to residential homeowners and renters for liability losses and typical hazards such as fire, theft, vandalism and other types of property damage. This business is licensed to issue policies in all 50 states and the District of Columbia and actively issues policies in 46 states. The majority of policy liability is in the western United States, including approximately 62% in California. In certain markets it also offers preferred risk auto insurance to better compete with other carriers offering bundled home and auto insurance. The home warranty business provides residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This business currently operates in 35 states and the District of Columbia.

The corporate function consists primarily of certain financing facilities as well as the corporate services that support the Company’s business operations.

Selected financial information about the Company’s operations, by segment, is as follows:

(in thousands)	Revenues			Income (loss) before income taxes			Depreciation and amortization		Capital expenditures
Title Insurance and Services	$	1,371,874		$	232,813		$	31,061	$	23,491
Specialty Insurance		122,968			15,740			1,785		2,675
Corporate		4,127			(19,056	)		38		—
Eliminations		(349	)		—			—		—
	$	1,498,620		$	229,497		$	32,884	$	26,166

(in thousands)	Direct premiums and escrow fees		Agent premiums		Information and other		Net investment income		Net realized investment gains (losses)		Total Revenues
Title Insurance and Services	$	552,358	$	543,847	$	197,779	$	70,970	$	6,920	$	1,371,874
Specialty Insurance		115,660		—		3,153		2,700		1,455		122,968
	$	668,018	$	543,847	$	200,932	$	73,670	$	8,375	$	1,494,842

(in thousands)	Revenues			Income (loss) before income taxes			Depreciation and amortization		Capital expenditures
Title Insurance and Services	$	1,369,040		$	209,642		$	29,343	$	34,884
Specialty Insurance		120,188			10,121			1,677		5,047
Corporate		2,208			(17,795	)		38		—
Eliminations		(279	)		—			—		—
	$	1,491,157		$	201,968		$	31,058	$	39,931

(in thousands)	Direct premiums and escrow fees		Agent premiums		Information and other		Net investment income		Net realized investment gains (losses)		Total Revenues
Title Insurance and Services	$	548,616	$	559,004	$	206,095	$	51,737	$	3,588	$	1,369,040
Specialty Insurance		112,966		—		2,924		2,401		1,897		120,188
	$	661,582	$	559,004	$	209,019	$	54,138	$	5,485	$	1,489,228

(in thousands)	Revenues			Income (loss) before income taxes			Depreciation and amortization		Capital expenditures
Title Insurance and Services	$	2,544,056		$	374,820		$	62,223	$	48,970
Specialty Insurance		245,149			33,525			3,519		5,172
Corporate		13,686			(37,178	)		76		—
Eliminations		(690	)		—			—		—
	$	2,802,201		$	371,167		$	65,818	$	54,142

(in thousands)	Direct premiums and escrow fees		Agent premiums		Information and other		Net investment income		Net realized investment gains (losses)		Total Revenues
Title Insurance and Services	$	955,114	$	1,045,384	$	367,870	$	141,023	$	34,665	$	2,544,056
Specialty Insurance		227,106		—		6,219		5,432		6,392		245,149
	$	1,182,220	$	1,045,384	$	374,089	$	146,455	$	41,057	$	2,789,205

(in thousands)	Revenues			Income (loss) before income taxes			Depreciation and amortization		Capital expenditures
Title Insurance and Services	$	2,554,505		$	312,023		$	57,460	$	55,955
Specialty Insurance		233,572			20,021			3,269		7,577
Corporate		1,027			(37,011	)		76		—
Eliminations		(559	)		—			—		—
	$	2,788,545		$	295,033		$	60,805	$	63,532

(in thousands)	Direct premiums and escrow fees		Agent premiums		Information and other		Net investment income		Net realized investment gains (losses)			Total Revenues
Title Insurance and Services	$	982,768	$	1,086,718	$	392,116	$	93,137	$	(234	)	$	2,554,505
Specialty Insurance		222,692		—		5,826		4,989		65			233,572
	$	1,205,460	$	1,086,718	$	397,942	$	98,126	$	(169	)	$	2,788,077