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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 288,870 $ 234,215 $ 187,064
Adjustments to reconcile net income to cash provided by operating activities:      
Provision for policy losses and other claims 491,092 450,023 530,356
Depreciation and amortization 85,596 85,597 74,916
Amortization of premiums and accretion of discounts on debt securities, net 28,403 24,579 26,782
Excess tax benefits from share-based compensation (9,526) (6,856) (6,202)
Net realized investment losses (gains) 6,547 (30,067) (9,211)
Share-based compensation 24,339 19,302 22,301
Equity in earnings of affiliates, net (7,800) 16,545 (5,316)
Dividends from equity method investments 9,601 5,002 11,552
Changes in assets and liabilities excluding effects of acquisitions and noncash transactions:      
Claims paid, including assets acquired, net of recoveries (476,492) (469,750) (479,310)
Net change in income tax accounts 52,543 45,872 2,589
(Increase) decrease in accounts and accrued income receivable (7,477) (9,950) 23,645
Increase (decrease) in accounts payable and accrued liabilities 36,679 (15,003) 5,318
Increase in deferred revenue 5,519 10,333 20,102
Other, net 23,429 795 (26,114)
Cash provided by operating activities 551,323 360,637 378,472
CASH FLOWS FROM INVESTING ACTIVITIES:      
Net cash effect of acquisitions/dispositions (26,682) (163,320) (5,837)
Net (increase) decrease in deposits with banks (4,392) 4,211 4,747
Purchases of debt and equity securities (2,123,817) (1,969,009) (1,532,710)
Proceeds from sales of debt and equity securities 630,914 928,386 621,255
Proceeds from maturities of debt securities 655,078 373,969 488,684
Net change in other investments 1,077 8,025 6,443
Net proceeds from sale of loans receivable   42,284  
Net paydowns on loans receivable   23,926 33,597
Capital expenditures (123,697) (97,222) (87,142)
Proceeds from sale of property and equipment 17,099 12,058 5,807
Cash used for investing activities (974,420) (836,692) (465,156)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net change in deposits 366,301 647,857 281,739
Net proceeds from issuance of debt   594,477 249,144
Repayment of debt (5,244) (325,110) (168,205)
Net activity related to noncontrolling interests (741) (682) (1,894)
Excess tax benefits from share-based compensation 9,526 6,856 6,202
Net proceeds in connection with share-based compensation plans 5,042 3,601 1,736
Purchase of Company shares     (64,606)
Cash dividends (108,524) (89,939) (51,324)
Cash provided by financing activities 266,360 837,060 252,792
Effect of exchange rate changes on cash (6,022) (5,762) (1,800)
Net (decrease) increase in cash and cash equivalents (162,759) 355,243 164,308
Cash and cash equivalents—Beginning of year 1,190,080 834,837 670,529
Cash and cash equivalents—End of year 1,027,321 1,190,080 834,837
SUPPLEMENTAL INFORMATION:      
Interest 29,212 17,327 10,827
Premium taxes 57,367 58,148 54,629
Income taxes, less refunds of $2,546, $13,925 and $1,329 $ 89,062 $ 72,028 $ 120,313