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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Revenues:      
Direct premiums and escrow fees $ 2,310,047 $ 2,052,242 $ 2,132,831
Agent premiums 2,098,265 1,867,402 2,061,404
Information and other 673,138 657,197 662,736
Net investment income 100,553 71,041 89,895
Net realized investment (losses) gains (6,547) 30,067 9,211
Total revenues 5,175,456 4,677,949 4,956,077
Expenses:      
Personnel costs 1,594,935 1,435,628 1,488,997
Premiums retained by agents 1,656,722 1,472,066 1,637,561
Other operating expenses 820,969 807,634 841,523
Provision for policy losses and other claims 491,092 450,023 530,356
Depreciation and amortization 85,596 85,597 74,916
Premium taxes 64,269 57,194 56,715
Interest 29,108 19,247 15,301
Total expenses 4,742,691 4,327,389 4,645,369
Income before income taxes 432,765 350,560 310,708
Income taxes 143,895 116,345 123,644
Net income 288,870 234,215 187,064
Less: Net income attributable to noncontrolling interests 784 681 697
Net income attributable to the Company $ 288,086 $ 233,534 $ 186,367
Net income per share attributable to the Company’s stockholders:      
Basic $ 2.65 $ 2.18 $ 1.74
Diluted 2.62 2.15 1.71
Cash dividends declared per share $ 1.00 $ 0.84 $ 0.48
Weighted-average common shares outstanding:      
Basic 108,427 106,884 106,991
Diluted 109,826 108,688 109,102