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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenues:      
Direct premiums and escrow fees $ 3,085 $ 3,598 $ 2,988
Agent premiums 3,548 3,757 2,759
Information and other 1,148 1,215 1,013
Net investment income 340 215 221
Net investment (losses) gains (realized of $(85), $20, $15) (516) 436 105
Total revenues 7,605 9,221 7,086
Expenses:      
Personnel costs 2,340 2,350 1,941
Premiums retained by agents 2,830 2,987 2,184
Other operating expenses 1,272 1,323 1,119
Provision for policy losses and other claims 486 589 580
Depreciation and amortization 167 158 149
Impairment losses on exit of business 0 0 55
Premium taxes 91 100 78
Interest 93 72 57
Total expenses 7,279 7,579 6,163
Income before income taxes 326 1,642 923
Income taxes 61 393 223
Net income 265 1,249 700
Less: Net income attributable to noncontrolling interests 2 8 4
Net income attributable to the Company $ 263 $ 1,241 $ 696
Net income per share attributable to the Company’s stockholders:      
Basic [1] $ 2.46 $ 11.18 $ 6.18
Diluted [1] 2.45 11.14 6.16
Cash dividends per share $ 2.06 $ 1.94 $ 1.78
Weighted-average common shares outstanding:      
Basic 107.0 111.0 112.7
Diluted 107.3 111.4 113.0
[1] Net income per share may not recalculate due to rounding.