Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 660,358	$ 556,124
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	167,140	128,302
Amortization of securities and other assets	84,349	100,480
Provision for loan losses	26,272	135,449
Deferred income taxes	65,297	(22,998)
Other gains and losses, net	(3,031)	(53,431)
Stock compensation expense	87,607	87,607
Net change in:
Cash surrender value of life insurance, net	(70,044)	(74,212)
Accrued interest receivable	(36,248)	(79,007)
Accrued interest payable	(3,351)	(4,607)
Prepaid FDIC assessment		38,670
Other assets and liabilities	(145,783)	268,462
Net cash provided by operating activities	832,566	1,080,839
CASH FLOWS FROM INVESTING ACTIVITIES:
Securities available for sale, Purchases		(808,339)
Securities available for sale, Maturities, prepayments and calls	697,214	4,852,696
Securities available for sale, Sales	398,763
Investments, at cost, Sales	349,800
Loan originations and principal collections, net	(866,845)	1,614,753
Purchases of premises and equipment	(16,247)	(115,331)
Proceeds from sale of foreclosed real estate	26,409	91,491
Net cash provided by investing activities	589,094	5,635,270
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	10,632,834	6,445,463
Net decrease in securities sold under agreements to repurchase	(486,775)	(726,449)
Repurchase and retirement of Company common stock	(1,688,749)	(2,466,662)
Dividends paid	(86,403)	(106,846)
Net cash provided by financing activities	8,370,907	3,145,506
NET INCREASE IN CASH AND CASH EQUIVALENTS	9,792,567	9,861,615
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	15,135,387	20,252,112
CASH AND CASH EQUIVALENTS, END OF PERIOD	24,927,954	30,113,727
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest paid on deposits and borrowed funds	477,648	572,210
Income taxes paid	507,110	84,440
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING ACTIVITIES:
Acquisition of real estate acquired through foreclosure	$ 184,556	$ 86,936