Consolidated Statements of Income (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income:
Loans, including fees	$ 3,216,981	$ 3,309,522
Dividends	29,226	30,968
Securities and interest-bearing deposits in other banks	185,205	186,204
Total interest income	3,431,412	3,526,694
Interest expense:
Deposits	473,998	535,125
Federal funds purchased and securities sold under agreements to repurchase	299	485
Federal Home Loan Bank advances		31,993
Total interest expense	474,297	567,603
Net interest income	2,957,115	2,959,091
Provision for loan losses	26,272	135,449
Net interest income after provision for loan losses	2,930,843	2,823,642
Noninterest income:
Customer service fees	491,345	473,236
Other charges and fees	367,562	396,854
Investment sales commissions	177,355	121,335
Increase in cash surrender value of life insurance	86,066	89,156
Other noninterest income	105,798	166,215
Total noninterest income	1,228,126	1,246,796
Noninterest expenses:
Salaries and employee benefits	1,802,849	1,792,171
Occupancy and equipment	401,256	360,432
Federal deposit insurance premiums	43,000	44,439
Data processing	241,972	293,443
Advertising	44,061	39,325
Other operating expenses	629,624	706,735
Total noninterest expenses	3,162,762	3,236,545
Income before income taxes	996,207	833,893
Income tax expense	335,849	277,769
Net income	$ 660,358	$ 556,124
Earnings per common share:
Basic	$ 0.39	$ 0.27
Diluted	$ 0.37	$ 0.26
Dividends per common share	$ 0.05	$ 0.05