Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 20,911,977	$ 11,119,410
Interest-bearing deposits in banks	4,015,977	4,015,977
Total cash and cash equivalents	24,927,954	15,135,387
Securities available for sale	30,659,515	31,580,183
Investments, at cost	3,299,000	3,648,800
Loans, net of allowance for loan losses of $4,390,355 and $4,432,069 at March 31, 2014 and December 31, 2013, respectively	226,909,981	226,206,014
Premises and equipment, net	4,381,944	4,532,838
Accrued interest receivable	1,014,449	978,201
Cash surrender value of bank owned life insurance	9,882,729	9,812,685
Foreclosed real estate	572,706	413,150
Other assets	2,238,715	2,505,156
Total assets	303,886,993	294,812,414
Deposits:
Noninterest-bearing	23,136,710	18,252,633
Interest-bearing	235,668,176	229,919,419
Total deposits	258,804,886	248,172,052
Accrued interest payable	149,546	152,897
Securities sold under agreements to repurchase	817,014	1,303,789
Accrued expenses and other liabilities	3,884,994	4,075,481
Total liabilities	263,656,440	253,704,219
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value; 10,000,000 shares authorized; none issued
Common stock, $0.01 par value; 50,000,000 shares authorized; 2,777,250 shares issued and 1,807,025 outstanding at March 31, 2014 and 1,890,990 outstanding at December 31, 2013	18,070	18,910
Additional paid-in capital	17,744,055	18,523,039
Common stock acquired by benefit plans:
Restricted stock	(551,009)	(616,575)
Unallocated common stock held by:
Employee Stock Ownership Plan Trust	(1,629,320)	(1,629,320)
Retained earnings	24,567,893	24,880,822
Accumulated other comprehensive income	80,864	(68,681)
Total stockholders' equity	40,230,553	41,108,195
Total liabilities and stockholders' equity	$ 303,886,993	$ 294,812,414