Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,907,772	$ 843,305
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	491,883	551,196
Amortization of securities and other assets	412,594	316,951
Provision for loan losses	1,980,110	1,711,030
Deferred income taxes	(134,079)	(713,470)
Other gains and losses, net	(96,811)	(74,905)
Stock based compensation expense	485,419	163,525
Net change in:
Cash surrender value of life insurance	(299,727)	(256,066)
Loans held for sale	(796,870)	115,350
Accrued interest receivable	143,681	(122,811)
Accrued interest payable	(54,475)	(38,116)
Prepaid FDIC assessment	208,178	284,248
Other assets and liabilities	156,159	1,008,097
Net cash provided by operating activities	4,403,834	3,788,334
CASH FLOWS FROM INVESTING ACTIVITIES:
Net change in interest-bearing time deposits in banks	498,000	532,000
Securities available for sale:
Purchases	(13,519,066)	(24,390,964)
Maturities, prepayments and calls	20,796,448	6,041,794
Sales	378,100
Securities held to maturity:
Principal repayments received	25	36
Loan originations and principal collections, net	(7,070,601)	(11,736,081)
Purchases of premises and equipment	(384,761)	(458,025)
Proceeds from sales of foreclosed real estate	1,247,059	1,678,962
Purchase of bank owned life insurance		(2,200,000)
Net cash provided by (used in) investing activities	1,945,204	(30,532,278)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	8,424,865	(20,376,544)
Net increase (decrease) in securities sold under agreements to repurchase	1,470,276	(104,689)
Repayment of Federal Home Loan Bank advances	(5,114,742)	(2,110,328)
Proceeds from issuance of common stock		24,285,400
Dividends paid	(510,756)	(255,507)
Stock purchased by restricted stock trust	(225,780)	(1,085,423)
Purchase of Company common stock	(1,131,763)
Net cash provided by financing activities	2,912,100	352,909
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	9,261,138	(26,391,035)
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	14,316,299	40,707,334
CASH AND CASH EQUIVALENTS, END OF YEAR	23,577,437	14,316,299
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest paid on deposits and borrowed funds	3,392,446	4,398,422
Income taxes paid	1,157,214	765,477
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING ACTIVITIES:
Acquisition of real estate acquired through foreclosure	$ 611,353	$ 1,913,659