Consolidated Statements of Income (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Interest and dividend income:
Loans, including fees	$ 13,297,119	$ 13,166,064
Dividends	129,950	131,935
Securities	1,172,088	1,149,975
Interest-bearing deposits in other banks	47,074	80,947
Total interest income	14,646,231	14,528,921
Interest expense:
Deposits	2,999,546	3,991,269
Federal funds purchased and securities sold under agreements to repurchase	1,841	3,759
Federal Home Loan Bank advances	336,584	365,278
Total interest expense	3,337,971	4,360,306
Net interest income	11,308,260	10,168,615
Provision for loan losses	1,980,110	1,711,030
Net interest income after provision for loan losses	9,328,150	8,457,585
Noninterest income:
Customer service fees	1,930,728	1,797,547
Other charges and fees	1,604,412	1,455,116
Investment sales commissions	449,726	282,790
Increase in cash surrender value of life insurance	346,587	320,163
Other noninterest income	426,633	550,269
Total noninterest income	4,758,086	4,405,885
Noninterest expenses:
Salaries and employee benefits	6,701,372	6,078,328
Occupancy and equipment	1,358,541	1,382,186
Federal deposit insurance premiums	205,880	319,531
Data processing	687,519	646,080
Advertising	188,064	184,695
Other operating expenses	2,283,112	3,415,952
Total noninterest expenses	11,424,488	12,026,772
Income before income taxes	2,661,748	836,698
Income tax expense (benefit)	753,976	(6,607)
Net income	$ 1,907,772	$ 843,305
Earnings per common share:
Basic	$ 0.75	$ 0.34
Diluted	$ 0.75	$ 0.34
Dividends per common share	$ 0.20	$ 0.10