Deposit

12 Months Ended

Dec. 31, 2011

Deposits/Securities Sold Under Agreements to Repurchase/Federal Home Loan Bank Advances/Minimum Regulatory Capital Requirements [Abstract]

Deposit

Note 6. Deposits

The aggregate amount of time deposits in denominations of $100,000 or more were $39,934,905 and $41,766,429 at December 31, 2011 and 2010, respectively. Deposit accounts are federally insured up to $250,000 per depositor.

At December 31, 2011, the scheduled maturities of time deposits are as follows:

		September 30,
2012	$	35,032,450
2013		20,048,408
2014		7,674,033
2015		18,240,432
2016		10,067,923
	$	91,063,246

Deposit interest expense for the years ended December 31, 2011 and 2010 is as follows:

		September 30,		September 30,
	December 31,
	2011		2010
Demand deposit and NOW accounts	$	226,469	$	338,610
Money market accounts		312,428		524,306
Savings accounts		19,467		29,466
IRA accounts		853,980		1,084,952
Certificates of deposit		1,587,202		2,013,935
	$	2,999,546	$	3,991,269