Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and dividend income:
Loans, including fees	$ 3,309,522	$ 3,342,962
Dividends	30,968	32,880
Securities and interest-bearing deposits in other banks	186,204	250,220
Total interest income	3,526,694	3,626,062
Interest expense:
Deposits	535,125	666,083
Federal funds purchased and securities sold under agreements to repurchase	485	517
Federal Home Loan Bank advances	31,993	33,042
Total interest expense	567,603	699,642
Net interest income	2,959,091	2,926,420
Provision for loan losses	135,449	86,096
Net interest income after provision for loan losses	2,823,642	2,840,324
Noninterest income:
Customer service fees	473,236	485,080
Other charges and fees	396,854	354,303
Investment sales commissions	121,335	87,058
Increase in cash surrender value of life insurance	89,156	83,896
Other noninterest income	166,215	161,750
Total noninterest income	1,246,796	1,172,087
Noninterest expenses:
Salaries and employee benefits	1,792,171	1,664,288
Occupancy and equipment	360,432	335,044
Federal deposit insurance premiums	44,439	44,546
Data processing	293,443	204,418
Advertising	39,325	44,491
Other operating expenses	706,735	619,894
Total noninterest expenses	3,236,545	2,912,681
Income before income taxes	833,893	1,099,730
Income tax expense	277,769	557,991
Net income	$ 556,124	$ 541,739
Earnings per common share:
Basic	$ 0.27	$ 0.22
Diluted	$ 0.26	$ 0.22
Dividends per common share	$ 0.05	$ 0.05