Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Securities held to maturity	$ 0	$ 26
Allowance for loan losses	$ 5,000,412	$ 3,965,395
STOCKHOLDERS' EQUITY
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	2,777,250	2,777,250
Common stock, shares outstanding	2,727,740	2,777,250