The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   381,819 4,447 SH   SOLE   4,447 0 0
ABBOTT LABS COM 002824100   866,658 7,625 SH   SOLE   7,625 0 0
ABBOTT LABS COM 002824100   34,098 300 SH   OTR   300 0 0
ABBVIE INC COM 00287Y109   1,110,446 6,098 SH   SOLE   6,098 0 0
ABBVIE INC COM 00287Y109   83,584 459 SH   OTR   459 0 0
ADOBE INC COM 00724F101   938,556 1,860 SH   SOLE   1,860 0 0
ADVANCED MICRO DEVICES INC COM 007903107   346,902 1,922 SH   SOLE   1,922 0 0
ALLSTATE CORP COM 020002101   7,580,606 43,816 SH   SOLE   43,749 0 67
ALLSTATE CORP COM 020002101   41,522 240 SH   OTR   240 0 0
ALPHABET INC CAP STK CL C 02079K107   2,749,054 18,055 SH   SOLE   17,995 0 60
ALPHABET INC CAP STK CL C 02079K107   106,582 700 SH   OTR   700 0 0
ALPHABET INC CAP STK CL A 02079K305   7,250,375 48,038 SH   SOLE   47,977 0 61
ALTRIA GROUP INC COM 02209S103   284,751 6,528 SH   SOLE   6,528 0 0
AMAZON COM INC COM 023135106   1,220,992 6,769 SH   SOLE   6,769 0 0
AMAZON COM INC COM 023135106   90,190 500 SH   OTR   500 0 0
AMERICAN ELEC PWR CO INC COM 025537101   384,609 4,467 SH   SOLE   4,467 0 0
AMERICAN ELEC PWR CO INC COM 025537101   35,301 410 SH   OTR   410 0 0
AMERICAN EXPRESS CO COM 025816109   343,584 1,509 SH   SOLE   1,509 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   329,190 2,412 SH   SOLE   2,406 0 6
CENCORA INC COM 03073E105   6,926,187 28,504 SH   SOLE   28,452 0 52
AMERIPRISE FINL INC COM 03076C106   292,439 667 SH   SOLE   667 0 0
AMGEN INC COM 031162100   423,921 1,491 SH   SOLE   1,491 0 0
ANALOG DEVICES INC COM 032654105   477,663 2,415 SH   SOLE   2,415 0 0
ELEVANCE HEALTH INC COM 036752103   656,472 1,266 SH   SOLE   1,266 0 0
APPLE INC COM 037833100   13,562,868 79,093 SH   SOLE   79,023 0 70
APPLE INC COM 037833100   102,888 600 SH   OTR   600 0 0
APPLIED MATLS INC COM 038222105   8,573,600 41,573 SH   SOLE   41,410 0 163
APPLIED MATLS INC COM 038222105   19,592 95 SH   OTR   95 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   609,865 2,442 SH   SOLE   2,442 0 0
AUTOZONE INC COM 053332102   6,902,113 2,190 SH   SOLE   2,187 0 3
BANK MONTREAL QUE COM 063671101   6,955,109 71,203 SH   SOLE   71,008 0 195
BANK MONTREAL QUE COM 063671101   11,429 117 SH   OTR   117 0 0
BANK NEW YORK MELLON CORP COM 064058100   220,397 3,825 SH   SOLE   3,825 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,516,392 5,984 SH   SOLE   5,984 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   42,052 100 SH   OTR   100 0 0
BHP GROUP LTD SPONSORED ADS 088606108   1,148,723 19,912 SH   SOLE   19,867 0 45
BHP GROUP LTD SPONSORED ADS 088606108   14,307 248 SH   OTR   248 0 0
BOEING CO COM 097023105   254,168 1,317 SH   SOLE   1,234 0 83
BOEING CO COM 097023105   4,825 25 SH   OTR   25 0 0
BOOKING HOLDINGS INC COM 09857L108   301,114 83 SH   SOLE   83 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   8,093,543 54,524 SH   SOLE   54,351 0 173
BOSTON SCIENTIFIC CORP COM 101137107   242,044 3,534 SH   SOLE   3,534 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   268,439 4,950 SH   SOLE   4,950 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   5,423 100 SH   OTR   100 0 0
BROADCOM INC COM 11135F101   877,421 662 SH   SOLE   662 0 0
CSX CORP COM 126408103   465,266 12,551 SH   SOLE   12,551 0 0
CVS HEALTH CORP COM 126650100   720,951 9,039 SH   SOLE   9,039 0 0
CVS HEALTH CORP COM 126650100   51,684 648 SH   OTR   648 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   310,937 5,349 SH   SOLE   5,349 0 0
CATERPILLAR INC COM 149123101   526,926 1,438 SH   SOLE   1,438 0 0
CHEVRON CORP NEW COM 166764100   6,711,048 42,545 SH   SOLE   42,494 0 51
CHEVRON CORP NEW COM 166764100   36,280 230 SH   OTR   230 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   331,372 114 SH   SOLE   114 0 0
CISCO SYS INC COM 17275R102   7,272,536 145,713 SH   SOLE   145,538 0 175
CISCO SYS INC COM 17275R102   45,668 915 SH   OTR   915 0 0
CITIGROUP INC COM NEW 172967424   358,508 5,669 SH   SOLE   5,669 0 0
CITIGROUP INC COM NEW 172967424   20,553 325 SH   OTR   325 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   6,763,558 297,430 SH   SOLE   296,785 0 645
COCA COLA CO COM 191216100   7,106,118 116,151 SH   SOLE   115,829 0 322
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   5,303,338 72,361 SH   SOLE   72,224 0 137
COMCAST CORP NEW CL A 20030N101   554,490 12,791 SH   SOLE   12,791 0 0
COMCAST CORP NEW CL A 20030N101   16,690 385 SH   OTR   385 0 0
CONOCOPHILLIPS COM 20825C104   560,668 4,405 SH   SOLE   4,305 0 100
CONSTELLATION BRANDS INC CL A 21036P108   336,439 1,238 SH   SOLE   1,238 0 0
COSTCO WHSL CORP NEW COM 22160K105   306,972 419 SH   SOLE   419 0 0
CROCS INC COM 227046109   7,772,965 54,054 SH   SOLE   53,956 0 98
CUMMINS INC COM 231021106   7,228,059 24,531 SH   SOLE   24,491 0 40
CUMMINS INC COM 231021106   12,965 44 SH   OTR   44 0 0
D R HORTON INC COM 23331A109   6,711,336 40,786 SH   SOLE   40,705 0 81
DANAHER CORPORATION COM 235851102   833,316 3,337 SH   SOLE   3,337 0 0
DEERE & CO COM 244199105   446,885 1,088 SH   SOLE   1,038 0 50
DIAGEO PLC SPON ADR NEW 25243Q205   4,869,004 32,735 SH   SOLE   32,676 0 59
DIAGEO PLC SPON ADR NEW 25243Q205   27,517 185 SH   OTR   185 0 0
DISNEY WALT CO COM 254687106   6,545,036 53,490 SH   SOLE   53,386 0 104
DISNEY WALT CO COM 254687106   14,683 120 SH   OTR   120 0 0
DOLLAR GEN CORP NEW COM 256677105   5,845,852 37,459 SH   SOLE   37,383 0 76
DOMINION ENERGY INC COM 25746U109   313,586 6,375 SH   SOLE   6,375 0 0
DOW INC COM 260557103   532,782 9,197 SH   SOLE   9,104 0 93
DOW INC COM 260557103   12,455 215 SH   OTR   215 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   768,071 7,942 SH   SOLE   7,942 0 0
DUPONT DE NEMOURS INC COM 26614N102   306,067 3,992 SH   SOLE   3,942 0 50
ELECTRONIC ARTS INC COM 285512109   366,037 2,759 SH   SOLE   2,754 0 5
EMERSON ELEC CO COM 291011104   1,480,698 13,055 SH   SOLE   13,055 0 0
EXELON CORP COM 30161N101   303,415 8,076 SH   SOLE   8,076 0 0
EXXON MOBIL CORP COM 30231G102   10,327,459 88,846 SH   SOLE   88,719 0 127
EXXON MOBIL CORP COM 30231G102   34,407 296 SH   OTR   296 0 0
META PLATFORMS INC CL A 30303M102   1,119,747 2,306 SH   SOLE   2,306 0 0
FISERV INC COM 337738108   645,034 4,036 SH   SOLE   4,036 0 0
FIRSTENERGY CORP COM 337932107   200,283 5,186 SH   SOLE   5,186 0 0
FORD MTR CO DEL COM 345370860   451,507 33,999 SH   SOLE   33,999 0 0
FORTUNE BRANDS INNOVATIONS I COM 34964C106   430,293 5,082 SH   SOLE   5,082 0 0
GALLAGHER ARTHUR J & CO COM 363576109   229,287 917 SH   SOLE   917 0 0
GENERAL ELECTRIC CO COM NEW 369604301   397,839 2,267 SH   SOLE   2,267 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   3,015,900 47,390 SH   SOLE   47,390 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   353,783 847 SH   SOLE   847 0 0
HCA HEALTHCARE INC COM 40412C101   499,961 1,499 SH   SOLE   1,499 0 0
HOME DEPOT INC COM 437076102   9,183,000 23,939 SH   SOLE   23,908 0 31
HOME DEPOT INC COM 437076102   78,638 205 SH   OTR   205 0 0
HONEYWELL INTL INC COM 438516106   554,175 2,700 SH   SOLE   2,700 0 0
ILLINOIS TOOL WKS INC COM 452308109   245,790 916 SH   SOLE   916 0 0
INTEL CORP COM 458140100   658,972 14,919 SH   SOLE   14,919 0 0
INTEL CORP COM 458140100   4,417 100 SH   OTR   100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,362,500 7,135 SH   SOLE   7,116 0 19
INTERNATIONAL BUSINESS MACHS COM 459200101   30,172 158 SH   OTR   158 0 0
INTERNATIONAL PAPER CO COM 460146103   222,921 5,713 SH   SOLE   5,713 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,749,843 3,941 SH   SOLE   3,941 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   462,211 2,729 SH   SOLE   2,729 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,289,504 59,514 SH   SOLE   59,514 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   228,108 3,463 SH   SOLE   3,463 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   293,737 12,672 SH   SOLE   12,672 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   12,564 542 SH   OTR   542 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,379,525 103,683 SH   SOLE   103,186 0 497
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   21,321 929 SH   OTR   929 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,480,525 109,130 SH   SOLE   108,642 0 488
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   20,843 917 SH   OTR   917 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,439,287 21,156 SH   SOLE   21,156 0 0
ISHARES TR SELECT DIVID ETF 464287168   296,987 2,411 SH   SOLE   2,411 0 0
ISHARES TR TIPS BD ETF 464287176   502,571 4,679 SH   SOLE   4,679 0 0
ISHARES TR CORE S&P500 ETF 464287200   15,649,405 29,767 SH   SOLE   29,767 0 0
ISHARES TR CORE S&P500 ETF 464287200   344,353 655 SH   OTR   0 655 0
ISHARES TR S&P 500 GRWT ETF 464287309   2,137,176 25,310 SH   SOLE   25,310 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   78,698 932 SH   OTR   0 932 0
ISHARES TR MSCI EAFE ETF 464287465   398,821 4,994 SH   SOLE   4,994 0 0
ISHARES TR MSCI EAFE ETF 464287465   21,962 275 SH   OTR   275 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   207,296 1,654 SH   SOLE   1,654 0 0
ISHARES TR CORE S&P MCP ETF 464287507   897,434 14,775 SH   SOLE   14,775 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   320,872 952 SH   SOLE   952 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   472,754 2,248 SH   SOLE   2,248 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   52,575 250 SH   OTR   250 0 0
ISHARES TR CORE S&P SCP ETF 464287804   879,739 7,960 SH   SOLE   7,960 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,805,106 56,007 SH   SOLE   55,774 0 233
ISHARES TR PFD AND INCM SEC 464288687   37,548 1,165 SH   OTR   1,165 0 0
ISHARES TR EAFE VALUE ETF 464288877   339,075 6,233 SH   SOLE   6,233 0 0
ISHARES TR EAFE VALUE ETF 464288877   62,234 1,144 SH   OTR   1,144 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   439,116 8,600 SH   SOLE   8,600 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   10,927 214 SH   OTR   0 214 0
ISHARES TR CORE HIGH DV ETF 46429B663   783,152 7,106 SH   SOLE   7,053 0 53
ISHARES TR CORE HIGH DV ETF 46429B663   97,536 885 SH   OTR   885 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,443,208 19,445 SH   SOLE   19,445 0 0
ISHARES INC CORE MSCI EMKT 46434G103   938,243 18,183 SH   SOLE   18,183 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,488,749 60,006 SH   SOLE   59,745 0 261
ISHARES TR IBONDS DEC25 ETF 46434VBD1   17,392 701 SH   OTR   701 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,645,760 65,699 SH   SOLE   65,240 0 459
ISHARES TR IBONDS DEC24 ETF 46434VBG4   16,483 658 SH   OTR   658 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   247,253 10,367 SH   SOLE   10,367 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   9,993 419 SH   OTR   419 0 0
JPMORGAN CHASE & CO COM 46625H100   9,053,560 45,200 SH   SOLE   45,136 0 64
JPMORGAN CHASE & CO COM 46625H100   84,126 420 SH   OTR   420 0 0
JOHNSON & JOHNSON COM 478160104   1,915,206 12,107 SH   SOLE   12,107 0 0
JOHNSON & JOHNSON COM 478160104   11,073 70 SH   OTR   70 0 0
KLA CORP COM NEW 482480100   1,247,646 1,786 SH   SOLE   1,786 0 0
KKR & CO INC COM 48251W104   274,081 2,725 SH   SOLE   2,725 0 0
LAM RESEARCH CORP COM 512807108   8,406,024 8,652 SH   SOLE   8,638 0 14
ELI LILLY & CO COM 532457108   4,526,949 5,819 SH   SOLE   5,819 0 0
ELI LILLY & CO COM 532457108   19,449 25 SH   OTR   25 0 0
LOCKHEED MARTIN CORP COM 539830109   7,819,670 17,191 SH   SOLE   17,172 0 19
LOCKHEED MARTIN CORP COM 539830109   50,036 110 SH   OTR   110 0 0
LOWES COS INC COM 548661107   2,472,919 9,708 SH   SOLE   9,708 0 0
MARATHON PETE CORP COM 56585A102   558,155 2,770 SH   SOLE   2,770 0 0
MARATHON PETE CORP COM 56585A102   40,300 200 SH   OTR   200 0 0
MASTERCARD INCORPORATED CL A 57636Q104   619,299 1,286 SH   SOLE   1,286 0 0
MCDONALDS CORP COM 580135101   1,225,073 4,345 SH   SOLE   4,295 0 50
MCDONALDS CORP COM 580135101   10,432 37 SH   OTR   37 0 0
MERCK & CO INC COM 58933Y105   8,646,288 65,527 SH   SOLE   65,286 0 241
METLIFE INC COM 59156R108   772,523 10,424 SH   SOLE   10,424 0 0
MICROSOFT CORP COM 594918104   18,391,775 43,715 SH   SOLE   43,686 0 29
MICROSOFT CORP COM 594918104   374,441 890 SH   OTR   890 0 0
MICRON TECHNOLOGY INC COM 595112103   826,173 7,008 SH   SOLE   7,008 0 0
MONDELEZ INTL INC CL A 609207105   582,960 8,328 SH   SOLE   8,328 0 0
MORGAN STANLEY COM NEW 617446448   293,685 3,119 SH   SOLE   3,119 0 0
NETFLIX INC COM 64110L106   498,011 820 SH   SOLE   820 0 0
NEXTERA ENERGY INC COM 65339F101   506,678 7,928 SH   SOLE   7,928 0 0
NOKIA CORP SPONSORED ADR 654902204   100,717 28,451 SH   SOLE   28,451 0 0
NORDSON CORP COM 655663102   430,204 1,567 SH   SOLE   1,567 0 0
NORTHROP GRUMMAN CORP COM 666807102   643,319 1,344 SH   SOLE   1,344 0 0
NORTHWEST BANCSHARES INC MD COM 667340103   3,522,284 302,342 SH   SOLE   259,502 0 42,840
NUCOR CORP COM 670346105   326,535 1,650 SH   SOLE   1,650 0 0
NVIDIA CORPORATION COM 67066G104   2,472,140 2,736 SH   SOLE   2,736 0 0
ORACLE CORP COM 68389X105   140,683 1,120 SH   SOLE   1,120 0 0
ORACLE CORP COM 68389X105   112,923 899 SH   OTR   899 0 0
OTIS WORLDWIDE CORP COM 68902V107   355,486 3,581 SH   SOLE   3,581 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,273,893 7,883 SH   SOLE   7,883 0 0
PPL CORP COM 69351T106   775,135 28,156 SH   SOLE   28,067 0 89
PPL CORP COM 69351T106   12,278 446 SH   OTR   446 0 0
PARKER-HANNIFIN CORP COM 701094104   582,468 1,048 SH   SOLE   1,048 0 0
PEPSICO INC COM 713448108   1,648,944 9,422 SH   SOLE   9,422 0 0
PEPSICO INC COM 713448108   24,501 140 SH   OTR   140 0 0
PFIZER INC COM 717081103   1,036,601 37,355 SH   SOLE   37,355 0 0
PFIZER INC COM 717081103   19,425 700 SH   OTR   700 0 0
PHILIP MORRIS INTL INC COM 718172109   1,011,302 11,038 SH   SOLE   11,013 0 25
PHILIP MORRIS INTL INC COM 718172109   20,340 222 SH   OTR   222 0 0
PHILLIPS 66 COM 718546104   223,122 1,366 SH   SOLE   1,366 0 0
PIMCO EQUITY SER RAFI ESG US 72201T342   7,637,717 214,697 SH   SOLE   214,697 0 0
PROCTER AND GAMBLE CO COM 742718109   8,397,249 51,755 SH   SOLE   51,692 0 63
PROCTER AND GAMBLE CO COM 742718109   33,586 207 SH   OTR   207 0 0
PROGRESSIVE CORP COM 743315103   676,095 3,269 SH   SOLE   3,269 0 0
PRUDENTIAL FINL INC COM 744320102   307,940 2,623 SH   SOLE   2,623 0 0
PUBLIC STORAGE COM 74460D109   5,769,874 19,892 SH   SOLE   19,858 0 34
PUBLIC STORAGE COM 74460D109   9,862 34 SH   OTR   34 0 0
QUALCOMM INC COM 747525103   643,001 3,798 SH   SOLE   3,798 0 0
QUALCOMM INC COM 747525103   33,860 200 SH   OTR   200 0 0
RTX CORPORATION COM 75513E101   804,135 8,245 SH   SOLE   8,245 0 0
S&P GLOBAL INC COM 78409V104   301,644 709 SH   SOLE   709 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,717,458 7,107 SH   SOLE   7,107 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,930,152 3,469 SH   SOLE   3,469 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   262,498 6,448 SH   SOLE   6,448 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,633,110 37,944 SH   SOLE   37,944 0 0
SALESFORCE INC COM 79466L302   246,666 819 SH   SOLE   819 0 0
SANDY SPRING BANCORP INC COM 800363103   734,899 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   140,293,985 2,081,822 SH   SOLE   2,077,251 0 4,571
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   189,905 2,818 SH   OTR   2,818 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   645,198 6,834 SH   SOLE   6,834 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,913 105 SH   OTR   105 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   219,517 1,054 SH   SOLE   1,054 0 0
SNAP ON INC COM 833034101   7,506,215 25,340 SH   SOLE   25,303 0 37
SOUTHERN CO COM 842587107   296,788 4,137 SH   SOLE   4,137 0 0
SOUTHERN COPPER CORP COM 84265V105   242,759 2,279 SH   SOLE   2,279 0 0
STATE STR CORP COM 857477103   277,038 3,583 SH   SOLE   3,583 0 0
STRYKER CORPORATION COM 863667101   345,702 966 SH   SOLE   966 0 0
SUN LIFE FINANCIAL INC. COM 866796105   251,996 4,617 SH   SOLE   4,617 0 0
SYNOPSYS INC COM 871607107   250,317 438 SH   SOLE   438 0 0
TJX COS INC NEW COM 872540109   619,372 6,107 SH   SOLE   6,107 0 0
T-MOBILE US INC COM 872590104   512,184 3,138 SH   SOLE   3,138 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   7,097,592 52,169 SH   SOLE   52,076 0 93
TARGET CORP COM 87612E106   1,519,221 8,573 SH   SOLE   8,573 0 0
TESLA INC COM 88160R101   799,141 4,546 SH   SOLE   4,546 0 0
TEXAS INSTRS INC COM 882508104   536,393 3,079 SH   SOLE   3,079 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   216,210 372 SH   SOLE   372 0 0
TOYOTA MOTOR CORP ADS 892331307   203,106 807 SH   SOLE   807 0 0
TRACTOR SUPPLY CO COM 892356106   6,297,245 24,061 SH   SOLE   24,015 0 46
TRAVELERS COMPANIES INC COM 89417E109   6,440,008 27,983 SH   SOLE   27,928 0 55
UNITED PARCEL SERVICE INC CL B 911312106   5,701,001 38,357 SH   SOLE   38,200 0 157
UNITEDHEALTH GROUP INC COM 91324P102   1,089,329 2,202 SH   SOLE   2,202 0 0
VALE S A SPONSORED ADS 91912E105   4,913,143 403,047 SH   SOLE   402,415 0 632
VALERO ENERGY CORP COM 91913Y100   6,721,431 39,378 SH   SOLE   39,313 0 65
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,063,155 5,822 SH   SOLE   5,822 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   320,174 4,176 SH   SOLE   4,176 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   743,068 14,811 SH   SOLE   14,717 0 94
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   32,636,726 422,154 SH   SOLE   421,415 0 739
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   73,908 956 SH   OTR   298 658 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   392,581 2,518 SH   SOLE   2,488 0 30
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   48,020 308 SH   OTR   308 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   305,112 1,294 SH   SOLE   1,294 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   400,575 4,632 SH   SOLE   4,620 0 12
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   34,506 399 SH   OTR   399 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   767,299 2,943 SH   SOLE   2,943 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,308,993 3,803 SH   SOLE   3,783 0 20
VANGUARD INDEX FDS GROWTH ETF 922908736   26,159 76 SH   OTR   76 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   771,468 4,737 SH   SOLE   4,737 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   340,729 1,311 SH   SOLE   1,311 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   197,632 4,710 SH   SOLE   4,710 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   4,196 100 SH   OTR   100 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   6,844,914 16,375 SH   SOLE   16,352 0 23
VISA INC COM CL A 92826C839   2,570,885 9,212 SH   SOLE   9,109 0 103
WALMART INC COM 931142103   8,692,279 144,462 SH   SOLE   144,288 0 174
WASTE MGMT INC DEL COM 94106L109   1,489,705 6,989 SH   SOLE   6,839 0 150
WASTE MGMT INC DEL COM 94106L109   15,986 75 SH   OTR   75 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   6,537,921 16,522 SH   SOLE   16,500 0 22
ZOETIS INC CL A 98978V103   205,083 1,212 SH   SOLE   1,212 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   351,809 1,015 SH   SOLE   1,015 0 0
EATON CORP PLC SHS G29183103   1,476,475 4,722 SH   SOLE   4,722 0 0
EATON CORP PLC SHS G29183103   135,390 433 SH   OTR   433 0 0
LINDE PLC SHS G54950103   853,420 1,838 SH   SOLE   1,838 0 0
MEDTRONIC PLC SHS G5960L103   469,564 5,388 SH   SOLE   5,388 0 0
CHUBB LIMITED COM H1467J104   6,527,485 25,190 SH   SOLE   25,146 0 44
CHECK POINT SOFTWARE TECH LT ORD M22465104   7,913,154 48,248 SH   SOLE   48,179 0 69