The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   29,055 300 SH   OTR   300 0 0
ABBOTT LABS COM 002824100   771,991 7,971 SH   SOLE   7,971 0 0
ABBVIE INC COM 00287Y109   68,419 459 SH   OTR   459 0 0
ABBVIE INC COM 00287Y109   930,433 6,242 SH   SOLE   6,242 0 0
ADOBE INC COM 00724F101   732,726 1,437 SH   SOLE   1,437 0 0
AFLAC INC COM 001055102   338,237 4,407 SH   SOLE   4,407 0 0
ALLSTATE CORP COM 020002101   26,738 240 SH   OTR   240 0 0
ALLSTATE CORP COM 020002101   5,490,619 49,283 SH   SOLE   49,230 0 53
ALPHABET INC CAP STK CL A 02079K305   5,827,065 44,529 SH   SOLE   44,489 0 40
ALPHABET INC CAP STK CL C 02079K107   92,295 700 SH   OTR   700 0 0
ALPHABET INC CAP STK CL C 02079K107   2,373,432 18,001 SH   SOLE   17,941 0 60
ALTRIA GROUP INC COM 02209S103   412,006 9,798 SH   SOLE   9,798 0 0
AMAZON COM INC COM 023135106   63,560 500 SH   OTR   500 0 0
AMAZON COM INC COM 023135106   763,228 6,004 SH   SOLE   6,004 0 0
AMERICAN ELEC PWR CO INC COM 025537101   30,840 410 SH   OTR   410 0 0
AMERICAN ELEC PWR CO INC COM 025537101   248,151 3,299 SH   SOLE   3,299 0 0
AMERICAN EXPRESS CO COM 025816109   225,128 1,509 SH   SOLE   1,509 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   303,072 2,714 SH   SOLE   2,708 0 6
AMERIPRISE FINL INC COM 03076C106   224,182 680 SH   SOLE   680 0 0
CENCORA INC COM 03073E105   5,516,440 30,652 SH   SOLE   30,590 0 62
AMGEN INC COM 031162100   561,171 2,088 SH   SOLE   2,088 0 0
ANALOG DEVICES INC COM 032654105   279,444 1,596 SH   SOLE   1,596 0 0
APPLE INC COM 037833100   102,726 600 SH   OTR   600 0 0
APPLE INC COM 037833100   12,982,341 75,827 SH   SOLE   75,756 0 71
APPLIED MATLS INC COM 038222105   13,153 95 SH   OTR   95 0 0
APPLIED MATLS INC COM 038222105   5,912,369 42,704 SH   SOLE   42,558 0 146
GALLAGHER ARTHUR J & CO COM 363576109   229,298 1,006 SH   SOLE   1,006 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   233,363 3,446 SH   SOLE   3,446 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   594,473 2,471 SH   SOLE   2,471 0 0
AUTOZONE INC COM 053332102   5,366,999 2,113 SH   SOLE   2,110 0 3
BANK MONTREAL QUE COM 063671101   9,871 117 SH   OTR   117 0 0
BANK MONTREAL QUE COM 063671101   5,782,889 68,542 SH   SOLE   68,356 0 186
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   35,030 100 SH   OTR   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,944,165 5,550 SH   SOLE   5,550 0 0
BHP GROUP LTD SPONSORED ADS 088606108   14,106 248 SH   OTR   248 0 0
BHP GROUP LTD SPONSORED ADS 088606108   1,302,780 22,904 SH   SOLE   22,859 0 45
BOEING CO COM 097023105   16,676 87 SH   OTR   87 0 0
BOEING CO COM 097023105   274,294 1,431 SH   SOLE   1,348 0 83
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   6,299,743 57,653 SH   SOLE   57,460 0 193
BRISTOL-MYERS SQUIBB CO COM 110122108   5,804 100 SH   OTR   100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   328,797 5,665 SH   SOLE   5,665 0 0
BROADCOM INC COM 11135F101   666,956 803 SH   SOLE   803 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   309,893 5,614 SH   SOLE   5,614 0 0
CATERPILLAR INC COM 149123101   349,986 1,282 SH   SOLE   1,282 0 0
CELANESE CORP DEL COM 150870103   552,414 4,401 SH   SOLE   4,395 0 6
CHECK POINT SOFTWARE TECH LT ORD M22465104   6,568,038 49,280 SH   SOLE   49,233 0 47
CHEVRON CORP NEW COM 166764100   38,783 230 SH   OTR   230 0 0
CHEVRON CORP NEW COM 166764100   6,549,369 38,841 SH   SOLE   38,806 0 35
CHUBB LIMITED COM H1467J104   5,277,988 25,353 SH   SOLE   25,318 0 35
CISCO SYS INC COM 17275R102   49,190 915 SH   OTR   915 0 0
CISCO SYS INC COM 17275R102   7,238,515 134,645 SH   SOLE   134,500 0 145
CITIGROUP INC COM NEW 172967424   13,367 325 SH   OTR   325 0 0
CITIGROUP INC COM NEW 172967424   304,362 7,400 SH   SOLE   7,400 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   4,720,807 302,035 SH   SOLE   301,632 0 403
COCA COLA CO COM 191216100   6,224,416 111,190 SH   SOLE   110,934 0 256
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   4,671,892 68,968 SH   SOLE   68,884 0 84
COMCAST CORP NEW CL A 20030N101   17,071 385 SH   OTR   385 0 0
COMCAST CORP NEW CL A 20030N101   533,410 12,030 SH   SOLE   12,030 0 0
CONOCOPHILLIPS COM 20825C104   548,684 4,580 SH   SOLE   4,480 0 100
CROCS INC COM 227046109   4,146,722 46,999 SH   SOLE   46,929 0 70
CSX CORP COM 126408103   385,943 12,551 SH   SOLE   12,551 0 0
CUMMINS INC COM 231021106   10,052 44 SH   OTR   44 0 0
CUMMINS INC COM 231021106   5,455,625 23,880 SH   SOLE   23,849 0 31
CVS HEALTH CORP COM 126650100   45,243 648 SH   OTR   648 0 0
CVS HEALTH CORP COM 126650100   833,581 11,939 SH   SOLE   11,939 0 0
D R HORTON INC COM 23331A109   4,308,580 40,091 SH   SOLE   40,050 0 41
DANAHER CORPORATION COM 235851102   921,195 3,713 SH   SOLE   3,713 0 0
DEERE & CO COM 244199105   432,100 1,145 SH   SOLE   1,095 0 50
DIAGEO PLC SPON ADR NEW 25243Q205   27,598 185 SH   OTR   185 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   4,269,979 28,623 SH   SOLE   28,619 0 4
DISNEY WALT CO COM 254687106   9,726 120 SH   OTR   120 0 0
DISNEY WALT CO COM 254687106   4,642,706 57,282 SH   SOLE   57,243 0 39
DOLLAR GEN CORP NEW COM 256677105   3,562,498 33,672 SH   SOLE   33,635 0 37
DOMINION ENERGY INC COM 25746U109   301,746 6,755 SH   SOLE   6,755 0 0
DOW INC COM 260557103   11,085 215 SH   OTR   215 0 0
DOW INC COM 260557103   536,585 10,407 SH   SOLE   10,314 0 93
DUKE ENERGY CORP NEW COM NEW 26441C204   623,557 7,065 SH   SOLE   7,065 0 0
DUPONT DE NEMOURS INC COM 26614N102   347,664 4,661 SH   SOLE   4,611 0 50
EATON CORP PLC SHS G29183103   92,350 433 SH   OTR   433 0 0
EATON CORP PLC SHS G29183103   1,024,384 4,803 SH   SOLE   4,803 0 0
ELECTRONIC ARTS INC COM 285512109   460,169 3,822 SH   SOLE   3,817 0 5
ELEVANCE HEALTH INC COM 036752103   577,802 1,327 SH   SOLE   1,327 0 0
ELI LILLY & CO COM 532457108   13,428 25 SH   OTR   25 0 0
ELI LILLY & CO COM 532457108   3,252,859 6,056 SH   SOLE   6,056 0 0
EMERSON ELEC CO COM 291011104   5,580,008 57,782 SH   SOLE   57,782 0 0
EXELON CORP COM 30161N101   306,175 8,102 SH   SOLE   8,102 0 0
EXPEDITORS INTL WASH INC COM 302130109   570,857 4,980 SH   SOLE   4,972 0 8
EXXON MOBIL CORP COM 30231G102   23,516 200 SH   OTR   200 0 0
EXXON MOBIL CORP COM 30231G102   2,478,939 21,083 SH   SOLE   21,037 0 46
FISERV INC COM 337738108   287,031 2,541 SH   SOLE   2,541 0 0
FORD MTR CO DEL COM 345370860   433,483 34,902 SH   SOLE   34,902 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,307,790 44,126 SH   SOLE   44,126 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   307,392 950 SH   SOLE   950 0 0
HOME DEPOT INC COM 437076102   61,943 205 SH   OTR   205 0 0
HOME DEPOT INC COM 437076102   7,170,257 23,730 SH   SOLE   23,707 0 23
HONEYWELL INTL INC COM 438516106   516,164 2,794 SH   SOLE   2,794 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   11,513 454 SH   OTR   454 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   491,198 19,369 SH   SOLE   19,308 0 61
ILLINOIS TOOL WKS INC COM 452308109   211,194 917 SH   SOLE   917 0 0
INTEL CORP COM 458140100   3,555 100 SH   OTR   100 0 0
INTEL CORP COM 458140100   552,660 15,546 SH   SOLE   15,546 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   22,167 158 SH   OTR   158 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,106,967 7,890 SH   SOLE   7,871 0 19
INTERNATIONAL PAPER CO COM 460146103   214,416 6,045 SH   SOLE   6,045 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   20,618 917 SH   OTR   917 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,639,992 117,417 SH   SOLE   116,844 0 573
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   20,884 929 SH   OTR   929 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,394,660 106,524 SH   SOLE   105,941 0 583
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,995,528 62,713 SH   SOLE   62,713 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,565,998 4,371 SH   SOLE   4,371 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   253,914 4,319 SH   SOLE   4,319 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   386,672 2,729 SH   SOLE   2,729 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   87,518 885 SH   OTR   885 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   725,457 7,336 SH   SOLE   7,283 0 53
ISHARES TR CORE MSCI EAFE 46432F842   1,599,677 24,859 SH   SOLE   24,859 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,016,618 21,362 SH   SOLE   21,362 0 0
ISHARES TR CORE S&P500 ETF 464287200   281,277 655 SH   OTR   0 655 0
ISHARES TR CORE S&P500 ETF 464287200   14,162,172 32,979 SH   SOLE   32,979 0 0
ISHARES TR CORE S&P SCP ETF 464287804   333,079 3,531 SH   SOLE   3,531 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,030,454 21,557 SH   SOLE   21,557 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   10,890 214 SH   OTR   0 214 0
ISHARES TR FLTG RATE NT ETF 46429B655   473,328 9,301 SH   SOLE   9,301 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   7,238 297 SH   OTR   297 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,274,259 52,288 SH   SOLE   52,042 0 246
ISHARES TR IBONDS DEC24 ETF 46434VBG4   16,272 658 SH   OTR   658 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,768,146 71,498 SH   SOLE   71,186 0 312
ISHARES TR MSCI EAFE ETF 464287465   18,953 275 SH   OTR   275 0 0
ISHARES TR MSCI EAFE ETF 464287465   463,625 6,727 SH   SOLE   6,727 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   306,686 1,153 SH   SOLE   1,153 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   44,185 250 SH   OTR   250 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   508,834 2,879 SH   SOLE   2,879 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   63,767 932 SH   OTR   0 932 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,859,040 27,171 SH   SOLE   27,171 0 0
ISHARES TR CORE S&P MCP ETF 464287507   449,079 1,801 SH   SOLE   1,801 0 0
ISHARES TR SELECT DIVID ETF 464287168   259,520 2,411 SH   SOLE   2,411 0 0
ISHARES TR EAFE VALUE ETF 464288877   55,976 1,144 SH   OTR   1,144 0 0
ISHARES TR EAFE VALUE ETF 464288877   315,599 6,450 SH   SOLE   6,450 0 0
ISHARES TR PFD AND INCM SEC 464288687   35,125 1,165 SH   OTR   1,165 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,928,454 63,962 SH   SOLE   63,693 0 269
JPMORGAN CHASE & CO COM 46625H100   60,908 420 SH   OTR   420 0 0
JPMORGAN CHASE & CO COM 46625H100   6,577,092 45,353 SH   SOLE   45,305 0 48
JOHNSON & JOHNSON COM 478160104   10,903 70 SH   OTR   70 0 0
JOHNSON & JOHNSON COM 478160104   1,984,567 12,742 SH   SOLE   12,742 0 0
KLA CORP COM NEW 482480100   712,299 1,553 SH   SOLE   1,553 0 0
LAM RESEARCH CORP COM 512807108   5,869,701 9,365 SH   SOLE   9,352 0 13
LINDE PLC SHS G54950103   684,379 1,838 SH   SOLE   1,838 0 0
LOCKHEED MARTIN CORP COM 539830109   44,986 110 SH   OTR   110 0 0
LOCKHEED MARTIN CORP COM 539830109   6,475,064 15,833 SH   SOLE   15,815 0 18
LOWES COS INC COM 548661107   2,043,483 9,832 SH   SOLE   9,832 0 0
MARATHON PETE CORP COM 56585A102   30,268 200 SH   OTR   200 0 0
MARATHON PETE CORP COM 56585A102   419,212 2,770 SH   SOLE   2,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104   530,123 1,339 SH   SOLE   1,339 0 0
MCDONALDS CORP COM 580135101   19,495 74 SH   OTR   74 0 0
MCDONALDS CORP COM 580135101   1,107,238 4,203 SH   SOLE   4,153 0 50
MEDTRONIC PLC SHS G5960L103   569,442 7,267 SH   SOLE   7,267 0 0
MERCK & CO INC COM 58933Y105   6,945,522 67,465 SH   SOLE   67,233 0 232
META PLATFORMS INC CL A 30303M102   538,577 1,794 SH   SOLE   1,794 0 0
METLIFE INC COM 59156R108   755,046 12,002 SH   SOLE   12,002 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   206,989 2,652 SH   SOLE   2,652 0 0
MICRON TECHNOLOGY INC COM 595112103   498,116 7,322 SH   SOLE   7,322 0 0
MICROSOFT CORP COM 594918104   281,018 890 SH   OTR   890 0 0
MICROSOFT CORP COM 594918104   14,329,682 45,383 SH   SOLE   45,358 0 25
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,720,163 3,767 SH   SOLE   3,767 0 0
MONDELEZ INTL INC CL A 609207105   590,108 8,503 SH   SOLE   8,353 0 150
MORGAN STANLEY COM NEW 617446448   212,669 2,604 SH   SOLE   2,604 0 0
NEXTERA ENERGY INC COM 65339F101   446,346 7,791 SH   SOLE   7,791 0 0
NOKIA CORP SPONSORED ADR 654902204   91,892 24,570 SH   SOLE   24,570 0 0
NORDSON CORP COM 655663102   805,644 3,610 SH   SOLE   3,610 0 0
NORTHROP GRUMMAN CORP COM 666807102   544,955 1,238 SH   SOLE   1,238 0 0
NORTHWEST BANCSHARES INC MD COM 667340103   3,458,436 338,068 SH   SOLE   295,228 0 42,840
NUCOR CORP COM 670346105   257,978 1,650 SH   SOLE   1,650 0 0
NVIDIA CORPORATION COM 67066G104   886,510 2,038 SH   SOLE   2,038 0 0
ORACLE CORP COM 68389X105   95,222 899 SH   OTR   899 0 0
ORACLE CORP COM 68389X105   123,397 1,165 SH   SOLE   1,165 0 0
OTIS WORLDWIDE CORP COM 68902V107   290,160 3,613 SH   SOLE   3,613 0 0
PARKER-HANNIFIN CORP COM 701094104   262,926 675 SH   SOLE   675 0 0
PEPSICO INC COM 713448108   23,722 140 SH   OTR   140 0 0
PEPSICO INC COM 713448108   1,570,200 9,267 SH   SOLE   9,267 0 0
PFIZER INC COM 717081103   23,219 700 SH   OTR   700 0 0
PFIZER INC COM 717081103   1,603,803 48,351 SH   SOLE   48,351 0 0
PHILIP MORRIS INTL INC COM 718172109   20,553 222 SH   OTR   222 0 0
PHILIP MORRIS INTL INC COM 718172109   1,247,608 13,476 SH   SOLE   13,451 0 25
PIMCO EQUITY SER RAFI ESG US 72201T342   6,184,128 212,665 SH   SOLE   212,665 0 0
PNC FINL SVCS GROUP INC COM 693475105   895,362 7,293 SH   SOLE   7,293 0 0
PPL CORP COM 69351T106   10,508 446 SH   OTR   446 0 0
PPL CORP COM 69351T106   644,130 27,340 SH   SOLE   27,251 0 89
PROCTER AND GAMBLE CO COM 742718109   30,193 207 SH   OTR   207 0 0
PROCTER AND GAMBLE CO COM 742718109   7,601,494 52,115 SH   SOLE   52,068 0 47
PROGRESSIVE CORP COM 743315103   467,909 3,359 SH   SOLE   3,359 0 0
PRUDENTIAL FINL INC COM 744320102   373,677 3,938 SH   SOLE   3,938 0 0
PUBLIC STORAGE COM 74460D109   8,960 34 SH   OTR   34 0 0
PUBLIC STORAGE COM 74460D109   4,702,251 17,844 SH   SOLE   17,841 0 3
QUALCOMM INC COM 747525103   22,212 200 SH   OTR   200 0 0
QUALCOMM INC COM 747525103   459,788 4,140 SH   SOLE   4,140 0 0
RTX CORPORATION COM 75513E101   607,211 8,437 SH   SOLE   8,437 0 0
ROBERT HALF INC. COM 770323103   9,087 124 SH   OTR   124 0 0
ROBERT HALF INC. COM 770323103   4,659,289 63,582 SH   SOLE   63,523 0 59
S&P GLOBAL INC COM 78409V104   267,846 733 SH   SOLE   733 0 0
SANDY SPRING BANCORP INC COM 800363103   679,417 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   151,119 2,700 SH   OTR   2,700 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   111,220,786 1,987,150 SH   SOLE   1,981,760 0 5,390
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,491 105 SH   OTR   105 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   721,403 7,981 SH   SOLE   7,981 0 0
SHELL PLC SPON ADS 780259305   210,973 3,277 SH   SOLE   3,277 0 0
SNAP ON INC COM 833034101   6,067,367 23,788 SH   SOLE   23,763 0 25
SOUTHERN CO COM 842587107   506,693 7,829 SH   SOLE   7,829 0 0
SOUTHERN COPPER CORP COM 84265V105   329,394 4,375 SH   SOLE   4,375 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   452,333 12,898 SH   SOLE   12,898 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,548,176 41,956 SH   SOLE   41,956 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,215,932 7,523 SH   SOLE   7,523 0 0
STATE STR CORP COM 857477103   263,688 3,938 SH   SOLE   3,938 0 0
STRYKER CORPORATION COM 863667101   309,068 1,131 SH   SOLE   1,131 0 0
SUN LIFE FINANCIAL INC. COM 866796105   230,190 4,717 SH   SOLE   4,717 0 0
T-MOBILE US INC COM 872590104   248,169 1,772 SH   SOLE   1,772 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   4,785,322 55,067 SH   SOLE   55,013 0 54
TARGET CORP COM 87612E106   993,693 8,987 SH   SOLE   8,987 0 0
TELOS CORP MD COM 87969B101   63,225 26,454 SH   SOLE   26,454 0 0
TESLA INC COM 88160R101   443,140 1,771 SH   SOLE   1,771 0 0
TEXAS INSTRS INC COM 882508104   490,705 3,086 SH   SOLE   3,086 0 0
TJX COS INC NEW COM 872540109   639,492 7,195 SH   SOLE   7,195 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   379,041 5,764 SH   SOLE   5,764 0 0
TRACTOR SUPPLY CO COM 892356106   4,682,942 23,063 SH   SOLE   23,029 0 34
TRAVELERS COMPANIES INC COM 89417E109   4,855,206 29,730 SH   SOLE   29,694 0 36
UNITED PARCEL SERVICE INC CL B 911312106   5,232,400 33,569 SH   SOLE   33,446 0 123
UNITEDHEALTH GROUP INC COM 91324P102   916,617 1,818 SH   SOLE   1,818 0 0
SPINNAKER ETF SERIES UVA UNCONSTRAIND 84858T202   699,904 33,625 SH   SOLE   33,625 0 0
VALE S A SPONSORED ADS 91912E105   5,159,268 385,020 SH   SOLE   384,757 0 263
VALERO ENERGY CORP COM 91913Y100   4,976,005 35,114 SH   SOLE   35,105 0 9
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   904,622 5,822 SH   SOLE   5,822 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   208,282 4,764 SH   SOLE   4,670 0 94
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   33,329 850 SH   OTR   850 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   227,692 5,807 SH   SOLE   5,807 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   20,696 76 SH   OTR   76 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,195,169 4,389 SH   SOLE   4,369 0 20
VANGUARD INDEX FDS VALUE ETF 922908744   791,304 5,737 SH   SOLE   5,737 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   293,713 1,508 SH   SOLE   1,508 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   40,336 308 SH   OTR   308 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   348,354 2,660 SH   SOLE   2,630 0 30
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   30,188 399 SH   OTR   399 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   402,965 5,326 SH   SOLE   5,314 0 12
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   71,919 957 SH   OTR   299 658 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   32,270,162 429,410 SH   SOLE   428,098 0 1,312
VANGUARD INDEX FDS SML CP GRW ETF 922908595   685,804 3,202 SH   SOLE   3,202 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   299,286 1,409 SH   SOLE   1,409 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   274,211 2,150 SH   SOLE   2,150 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   5,939,747 17,081 SH   SOLE   17,056 0 25
VISA INC COM CL A 92826C839   1,930,934 8,395 SH   SOLE   8,292 0 103
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   105,181 11,095 SH   SOLE   11,095 0 0
WALMART INC COM 931142103   7,260,502 45,398 SH   SOLE   45,350 0 48
WASTE MGMT INC DEL COM 94106L109   11,433 75 SH   OTR   75 0 0
WASTE MGMT INC DEL COM 94106L109   1,173,636 7,699 SH   SOLE   7,549 0 150
WEST PHARMACEUTICAL SVSC INC COM 955306105   5,773,356 15,387 SH   SOLE   15,369 0 18